RatesniffersRATESNIFFERS
LoginSign up

Northern Territory investment home loans at 80% LVR, June 2026

Products that accept 80% LVR (20% deposit) in NT, ranked sharpest-first by comparison rate. no LMI · widest lender panel · sharpest comparison rates.

Rates updated |1,211 products|85+ Australian lenders
Advertisement
Filters1
Editor's Pick · Ratesniffers Editorial Team

Top Home Loan Rates in June 2026

Top picks for investment home loans at 80% LVR in Northern Territory — same 85+-lender panel, ranked sharpest-first (currently 5.74% at low-LVR tiers).

Type
Lender & product
Rate p.a.
Comp. rate p.a.*
Max LVR
Variable rate
Virgin MoneyVirgin Money Lite Home Loan
5.84%
5.86%
80%
Fixed rate
ME Bank - ME GoME Bank CompleteME Home Loan
5.89%
5.94%
80%
Interest only
ME Bank - ME GoME Bank CompleteME Home Loan
5.89%
5.94%
80%
ME Bank - ME Go logoOnline
ME Bank EconoME Home Loan
Investor5y FixedP&IRedrawExtra repayments$3,000 cashback
Cashback eligibility
  • Min loan $700,000
  • Max LVR 80%
  • Aggregate split refi loans to meet $700k minimum (same customer, same submission)
  • Mixed refi + purchase apps eligible — one $3k per application
  • Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months
  • Offer ends 28 Aug 2026 · lender T&Cs
Interest
5.89%p.a.
Comparison*
5.94%p.a.
Monthly repayment
$2,962
LVR 70–80%
More details
*Important Information and Comparison Rate Warning

This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

80% LVR in NT

What changes at 80% LVR (20% deposit) in Northern Territory

At 80% LVR (20% deposit) you sit in the sweet spot of the Australian home-loan market. Lenders Mortgage Insurance doesn't apply, the full 85+-lender panel is available, and refinance cashbacks (where they exist) are gated at ≤80% LVR. The comparison rate you pay on an investment property in NT at this LVR is essentially the floor — every step up from here is paid for in either an LMI premium or a tighter lender panel.

See also our LMI calculator, borrowing-power calculator, and Northern Territory investment home loans for the full panel at any LVR. Verified April 2026.