Daily-refreshed · rate statistics
Australian Home Loan Rate Index
Average, median and lowest rates by category, the big-four vs challenger premium, and the spread over the cash rate. Free to cite, refreshed daily across 85+ lenders.
Data publications
Insights
Daily-refreshed data publications computed from the Ratesniffers rate index. Source-attributed and structured for citation by press, research and AI Overviews.
Daily-refreshed · cash rate
RBA Cash Rate
The current Reserve Bank cash rate, the spread to the average variable home loan rate, and what it means for your repayments, tied to live data.
ABS + live data · market statistics
Australian Home Loan Statistics
New home lending, average loan size, and owner-occupier vs investor split from the ABS, paired with the live cash rate and average rates. Dated and free to cite.
Daily-refreshed · home-loan index
State of Australian Home Loans
85+ lender panel, cheapest comparison rate, OO vs investor spread, fixed vs variable. Citable for press and AI Overviews.
Daily-refreshed · refinance
Refinance Savings Index
What switching from the average rate to the sharpest saves per month and over the loan, recomputed from live data.