Verified snapshot · rate statistics
Australian Home Loan Rate Index
Average, median and lowest rates by comparable category within the verified 80% LVR sample. Free to cite with its source date.
Data publications
Insights
Dated rate publications built from exact verified snapshot matches. Source-attributed and structured for citation by press, research and answer engines.
Daily-refreshed · cash rate
RBA Cash Rate
The current Reserve Bank cash rate, the spread to the average variable home loan rate, and what it means for your repayments, tied to live data.
CommBank, Westpac, NAB, ANZ · verified snapshot
Big Four Home Loan Rates
The four majors side by side on verified variable, fixed and investor rates, their RBA pass-through dates and their own cash rate calls.
Big four calls · checked against RBA decisions
Interest Rate Forecast Scorecard
What CommBank, NAB, Westpac and ANZ forecast for the cash rate, each from the bank's own site, and how their calls fared in 2026.
RBA series · every decision since 1990
RBA Cash Rate History
Every cash rate target decision since 1990 from the RBA's own table, joined to how fast lenders passed on each 2026 rise.
2026 RBA rises · lender by lender
Home Loan Rate Change Tracker
How many days each lender took to pass on every 2026 RBA cash rate rise, with the fastest and slowest lenders ranked. Free to cite.
ABS + live data · market statistics
Australian Home Loan Statistics
New home lending, average loan size, and owner-occupier vs investor split from the ABS, paired with the live cash rate and average rates. Dated and free to cite.
Verified 80% LVR snapshot
State of Australian Home Loans
Exact owner-occupier, investor, fixed and interest-only cohorts with same-row interest and comparison rates. Citable for press and answer engines.
Dated snapshot · rate-gap model
Refinance Savings Index
A modelled difference between verified average and lowest rate matches. It does not establish refinance eligibility or an individual saving.