Home loan comparisons: lender vs lender
Choose two lenders to find a published home loan comparison. The directory shows whether the pair has matched variable or 3-year fixed rates for an owner-occupier paying principal and interest at 80% loan-to-value ratio (LVR), or compares fees, features and policy only.
Rate coverage from the verified snapshot dated 9 November 2026.
Find a published lender comparison
Showing 18 of 18 published comparisons
- CommBank vs WestpacMatched variable and 3-year fixed rates
- ANZ vs NABMatched variable and 3-year fixed rates
- CommBank vs NABMatched variable and 3-year fixed rates
- Westpac vs ANZMatched variable and 3-year fixed rates
- CommBank vs ANZMatched variable and 3-year fixed rates
- Westpac vs NABMatched variable and 3-year fixed rates
- Macquarie Bank vs INGFees, features and policy only
- Ubank vs INGFees, features and policy only
- Ubank vs Macquarie BankMatched variable and 3-year fixed rates
- CommBank vs Macquarie BankMatched variable and 3-year fixed rates
- CommBank vs UbankMatched variable and 3-year fixed rates
- Westpac vs Macquarie BankMatched variable and 3-year fixed rates
- NAB vs UbankMatched variable and 3-year fixed rates
- ANZ vs INGFees, features and policy only
- Bankwest vs CommBankMatched variable rates
- St.George Bank vs WestpacFees, features and policy only
- AMP Bank vs INGFees, features and policy only
- Bank Australia vs Beyond BankMatched variable rates
How to read a lender comparison
The directory compares a standard scenario. For your own quote, keep the loan amount, deposit, term and repayment type the same across both lenders. Ask for the costs of the features you expect to use, including any package fee or offset fee.
ASIC Moneysmart explains how to compare Key Fact Sheets. If you are comparing by loan amount, deposit or fixed term rather than by lender name, start with the home loan comparison tool.
Lender comparison questions
What does a matched rate comparison mean?
Both lenders have a rate and its paired comparison rate for the same owner-occupier, principal-and-interest scenario at 80% LVR. For fixed rates, the directory shows matching three-year terms where both pairs are available.
Why do some lender comparisons show fees and features only?
If either lender lacks a qualifying variable rate in the verified snapshot, the pair shows fees, features and policy without a rate winner. Where the snapshot cannot be checked, the directory marks rate coverage unavailable.
How can I compare rates quoted for my own home loan?
Ask each lender for a Key Fact Sheet for the same amount, term, repayment type and frequency. Use the same deposit and property value to check the loan-to-value ratio. Compare fees and remaining debt over the same period, and check any fixed-rate revert terms or switching costs separately.