Tasmania Home Loans, June 2026

Our Tasmania table is sorted by comparison rate so the lowest rates sit at the top, refreshed daily. Home loan rates aren't set by state — the same lenders price nationally — so a TAS buyer accesses the same rates as anyone else; the grants and concessions are what differ in TAS.

TAS's First Home Owner Grant is $30,000. Buying or building a new home. Higher grant applies to eligible transactions from 1 Jul 2024 to 30 Jun 2026. Reverts to $10,000 for transactions after 30 Jun 2026. It's paid in addition to any rate you secure on the comparison table above — see State Revenue Office Tasmania for the current eligibility detail.

50% concession on established homes ≤ $750,000 for FHBs (extended to 30 Jun 2026). These concessions can be worth more than a small difference in interest rate, so factor them into your total cost — not just the headline rate. Authority: State Revenue Office Tasmania.

$700,000 (Hobart + regional centres) / $550,000 (rest of TAS) Under the federal Home Guarantee Scheme, eligible buyers in TAS can purchase under that cap with as little as a 5% deposit and no Lenders Mortgage Insurance — the government guarantees the difference. It works with any lender on the scheme's panel, including several on the table above.

MyHome Shared Equity: Tasmanian shared-equity scheme. Government takes up to 40% equity in your property; you contribute as little as 2% deposit. Income and property caps apply. It can be combined with a competitive rate from the table above. Check current eligibility before you apply.

A broker compares the whole lender panel, handles the paperwork, and negotiates your rate — usually at no cost to you, because the lender pays the broker. For a TAS buyer that also means someone who can line up the right loan with the FHOG, stamp duty concession and Home Guarantee Scheme so nothing eligible is left on the table.