RatesniffersRATESNIFFERS
Media kit

Press and media kit

Ratesniffers is an independent Australian home loan rate index. It publishes free-to-cite, 31 July 2026 rate snapshots for journalists, editors and researchers, with promoted figures restricted to exact verified 80% LVR matches.

Promoted figures use exact current matches to the verified 80% LVR snapshot dated 31 July 2026. The broader comparison table is separate. For the citation-ready release, see the Ratesniffers Rate Index Report. Company details and brand assets are in the official press kit.

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5.98%
Lowest variable comparison rate
6.13%
Median variable comparison rate
3 of 28
Lenders under 6.00% comparison rate
6.13%
Lowest 3-year fixed comparison rate
*Important Information and Comparison Rate Warning

This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

Our named indices

These are the cite-able assets. Rate figures retain their dated verified scope and are free to use with attribution to Ratesniffers and a link back.

Ratesniffers Rate Index Report
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The dated release: lowest and median variable rates, lowest fixed rates by term, the measured verified-panel count, and an indicative rate-gap model on a standard loan. Free to cite.

Ratesniffers Refinance Savings Index
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A direction-neutral model of the gap between verified rates on a standard loan, with a ready-to-paste embed widget. It does not establish refinance eligibility.

Ratesniffers Rate Index
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The national 80% LVR snapshot of exact matched advertised rates, with the underlying verified subset available as a machine-readable download.

Mortgage Health Score
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A free grader that scores a borrower's current home loan against the live market, so a writer can illustrate where a typical rate sits relative to the sharpest deals.

Machine-readable data

Want the underlying numbers rather than the page? The live corpus is downloadable for analysts and AI answer engines.

rates.csv →rates.json →rates.md →

Cite us

Please attribute figures to Ratesniffers and link to the page you took them from. A standard line:

Source: Ratesniffers Rate Index, July 2026 (https://ratesniffers.com.au/media/rate-report).
  • Use the brand names as written: Ratesniffers Rate Index, Ratesniffers Refinance Savings Index, Mortgage Health Score.
  • Rates quoted are advertised, owner-occupier, principal and interest. Comparison rates differ, see the live tables.
  • Keep the displayed 80% LVR scope and source-snapshot date attached to every rate figure.

Brand assets

Wordmark lockup (full)
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Primary logo for article footers, banners and wide-format placement.

Format: PNG, transparent, 2x · /brand/ratesniffers-lockup.png
Wordmark lockup (WebP)
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Same logo, smaller payload where WebP is accepted.

Format: WebP, transparent · /brand/ratesniffers-lockup.webp
Mark (avatar)
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Square mark for avatar and favicon slots.

Format: PNG, transparent, 1x · /brand/ratesniffers-mark.png
Mark @2x
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Square mark, retina grade for higher-resolution slots.

Format: WebP, transparent, 2x · /brand/ratesniffers-mark@2x.webp
Maroon (primary)#7A1C1C
Cream (background)#FBF6F0
Ink (text)#1F2937
Verified green (accent)#0EA371

For media

For comment, a custom data extract, or an interview, contact Tanveer Bedi, founder of Ratesniffers. We can usually turn a data request around the same day.

Email info@xcelcorp.com.au · Phone 1300 080 180

Promoted figures use the verified source snapshot dated 31 July 2026.