RatesniffersRATESNIFFERS
LoginSign up
← All lenders
Australian Military Bank logo

Australian Military Bank Home Loan Rates

Active products
24
Lowest variable
6.04%
Lowest fixed
6.39%
Lowest comparison
6.08%
Last updated
28 July 2026

Australian Military Bank is one of the Australian home-loan lenders we track daily. We currently surface 24 active products from Australian Military Bank, refreshed from authoritative lender sources. The product table below sorts by comparison rate by default, the true-cost metric mandated by the National Consumer Credit Protection Act 2009, so you can see total cost, including standard fees, at a glance.

What is the lowest Australian Military Bank home loan rate?

The lowest Australian Military Bank variable home loan rate Ratesniffers tracks is 6.04% p.a., and the lowest fixed rate is 6.39% p.a. These figures come from the 21 Australian Military Bank products on this page, ranked by comparison rate, refreshed daily (last updated 28 July 2026).

How many home loan products does Australian Military Bank offer?

Ratesniffers currently tracks 21 Australian Military Bank home loan products across variable, fixed and interest-only options for owner-occupiers and investors. Every rate is ranked by comparison rate, the ASIC-mandated figure that folds in most fees, so the genuinely cheapest products sit at the top.

Australian Military Bank home loan rates at a glance

Product typeRateComparison rateMax LVR
Variable Owner-occupier P&I6.04% p.a.6.08% p.a.98%
Variable Owner-occupier P&I6.04% p.a.6.08% p.a.98%
Variable Owner-occupier P&I6.04% p.a.6.08% p.a.98%
Variable Owner-occupier P&I6.04% p.a.6.08% p.a.98%
Variable Owner-occupier P&I6.04% p.a.6.08% p.a.98%
Variable Owner-occupier P&I6.04% p.a.6.08% p.a.98%
Variable Investor P&I6.19% p.a.6.23% p.a.95%
Variable Investor P&I6.19% p.a.6.23% p.a.95%
Fixed 1-year Owner-occupier P&I6.39% p.a.6.43% p.a.98%
Fixed 1-year Owner-occupier P&I6.39% p.a.6.43% p.a.98%
Fixed 3-year Owner-occupier P&I6.44% p.a.6.48% p.a.98%
Fixed 2-year Owner-occupier P&I6.44% p.a.6.48% p.a.98%

21 Australian Military Bank home loan products

Australian Military Bank logo
Value Home Loan
Owner-occupierVariableP&IOffsetRedrawExtra repayments
Interest
6.04%p.a.
Comparison*
6.08%p.a.
Monthly repayment
$3,011
LVR 71–80%
More details

Negotiate Australian Military Bank rates with a broker

Advertised rates aren't always the rate Australian Military Bank actually approves. Our broker negotiates against your specific scenario, no fee.

Talk to a broker

Who is Australian Military Bank?

Australian Military Bank is the country's longest-serving Defence financial institution, founded in 1959 as a co-operative for Navy civil staff, becoming the Australian Defence Credit Union in 1983 and taking its current name in 2015. It remains member-owned.

It serves the Defence community, including serving and former ADF members and Defence civilians, with home lending that works alongside Defence entitlements such as DHOAS.

Who suits a Australian Military Bank home loan?

Australian Military Bank tends to suit Defence members and veterans who want a member-owned lender steeped in their world, and it sits naturally on a shortlist next to Defence Bank for DHOAS-linked lending. Compare both against the wider market in the table above.

Background facts checked 21 July 2026. Rates above refresh independently.

Australian Military Bank home loans: frequently asked questions

What is the lowest Australian Military Bank home loan rate?

Australian Military Bank's lowest variable home loan rate is currently 6.04% p.a., and its lowest fixed rate is 6.39% p.a., based on the 21 Australian Military Bank products Ratesniffers ranks by comparison rate, refreshed daily (last updated 28 July 2026). The advertised rate isn't always the rate Australian Military Bank approves, a broker can often negotiate a sharper deal on your scenario.

How does Australian Military Bank's home loan rate compare to the market?

Australian Military Bank's lowest variable home loan rate today is 6.04% p.a., which is 5 basis points below the market median of 6.09% p.a., which puts Australian Military Bank among the more competitive lenders on variable rates today. This is computed daily from the live rates across the lenders Ratesniffers tracks, so it reflects where Australian Military Bank sits right now rather than a fixed snapshot.

How many home loan products does Australian Military Bank offer?

Ratesniffers currently tracks 24 Australian Military Bank home loan products across variable, fixed and interest-only options for owner-occupiers and investors, and ranks the 21 that pass our data-quality checks on this page. Every rate is refreshed daily and ranked by comparison rate, the ASIC-mandated figure that folds in most fees, so the genuinely cheapest loans sit at the top.

Is Australian Military Bank competitive for refinancing?

It depends on your loan size and LVR. Australian Military Bank's lowest comparison rate is currently 6.08% p.a., worth checking against the wider market before you switch. On a $500,000 loan, even a 0.30% p.a. difference is about $100 a month, so comparing Australian Military Bank against the sharpest available rate usually pays off.

How often are Australian Military Bank's home loan rates updated?

Ratesniffers refreshes Australian Military Bank's home loan rates daily; this page was last updated 28 July 2026. Rates can change whenever Australian Military Bank reprices or the RBA moves the cash rate, so the figures shown reflect the most recent data we hold rather than a static snapshot.

Australian Military Bank rates by borrower and loan type

The same Australian Military Bank panel, filtered to the scenario you're actually shopping for.

Compare home loans across the market by purpose

The whole visible panel, sliced by what borrowers actually search for.

Other lenders you might compare

Same purpose-built rate cards, different lender panels.

Mortgage guides and market context

Plain-English explainers, plus where rates sit across the market today.