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Beyond Bank Australia Home Loan Rates

Active products
40
Lowest variable
6.14%
Lowest fixed
6.29%
Lowest comparison
6.18%
Last updated
28 July 2026

Beyond Bank Australia is one of the Australian home-loan lenders we track daily. We currently surface 40 active products from Beyond Bank Australia, refreshed from authoritative lender sources. The product table below sorts by comparison rate by default, the true-cost metric mandated by the National Consumer Credit Protection Act 2009, so you can see total cost, including standard fees, at a glance.

What is the lowest Beyond Bank Australia home loan rate?

The lowest Beyond Bank Australia variable home loan rate Ratesniffers tracks is 6.14% p.a., and the lowest fixed rate is 6.29% p.a. These figures come from the 40 Beyond Bank Australia products on this page, ranked by comparison rate, refreshed daily (last updated 28 July 2026).

How many home loan products does Beyond Bank Australia offer?

Ratesniffers currently tracks 40 Beyond Bank Australia home loan products across variable, fixed and interest-only options for owner-occupiers and investors. Every rate is ranked by comparison rate, the ASIC-mandated figure that folds in most fees, so the genuinely cheapest products sit at the top.

Beyond Bank Australia home loan rates at a glance

Product typeRateComparison rateMax LVR
Variable Owner-occupier P&I6.14% p.a.6.18% p.a.100%
Variable Owner-occupier P&I6.14% p.a.6.18% p.a.100%
Variable Owner-occupier P&I6.14% p.a.6.18% p.a.100%
Variable Owner-occupier P&I6.14% p.a.6.18% p.a.100%
Variable Owner-occupier P&I6.14% p.a.6.18% p.a.100%
Variable Investor P&I6.24% p.a.6.28% p.a.100%
Variable Investor P&I6.24% p.a.6.28% p.a.100%
Variable Investor P&I6.24% p.a.6.28% p.a.100%
Variable Investor P&I6.24% p.a.6.28% p.a.100%
Fixed 1-year Owner-occupier P&I6.29% p.a.6.33% p.a.100%
Fixed 1-year Owner-occupier P&I6.29% p.a.6.33% p.a.100%
Fixed 1-year Owner-occupier P&I6.29% p.a.6.33% p.a.100%

40 Beyond Bank Australia home loan products

Negotiate Beyond Bank Australia rates with a broker

Advertised rates aren't always the rate Beyond Bank Australia actually approves. Our broker negotiates against your specific scenario, no fee.

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Who is Beyond Bank Australia?

Beyond Bank is one of Australia's largest customer-owned banks, built from a series of 17 credit-union mergers dating back to 1958, and today serves around 300,000 customer-owners with more than $14 billion in assets. In 2015 it became the first Australian bank certified as a B Corp.

As a mutual, its profits are returned to customers and communities rather than shareholders, and it runs branches across South Australia, the ACT, New South Wales, Western Australia and Victoria alongside national digital service.

Who suits a Beyond Bank Australia home loan?

Beyond Bank tends to suit borrowers who want a values-led, customer-owned lender with a genuine multi-state branch presence. Its home-loan pricing is competitive without always leading the market, so compare its comparison rate against the sharpest lenders in the table above.

Background facts checked 21 July 2026. Rates above refresh independently.

Beyond Bank Australia home loans: frequently asked questions

What is the lowest Beyond Bank Australia home loan rate?

Beyond Bank Australia's lowest variable home loan rate is currently 6.14% p.a., and its lowest fixed rate is 6.29% p.a., based on the 40 Beyond Bank Australia products Ratesniffers ranks by comparison rate, refreshed daily (last updated 28 July 2026). The advertised rate isn't always the rate Beyond Bank Australia approves, a broker can often negotiate a sharper deal on your scenario.

How does Beyond Bank Australia's home loan rate compare to the market?

Beyond Bank Australia's lowest variable home loan rate today is 6.14% p.a., which is 5 basis points above the market median of 6.09% p.a., so there are sharper variable rates available elsewhere today, and it's worth comparing or asking Beyond Bank Australia to match a lower rate. This is computed daily from the live rates across the lenders Ratesniffers tracks, so it reflects where Beyond Bank Australia sits right now rather than a fixed snapshot.

How many home loan products does Beyond Bank Australia offer?

Ratesniffers currently tracks 40 Beyond Bank Australia home loan products across variable, fixed and interest-only options for owner-occupiers and investors. Every rate is refreshed daily and ranked by comparison rate, the ASIC-mandated figure that folds in most fees, so the genuinely cheapest loans sit at the top.

Is Beyond Bank Australia competitive for refinancing?

It depends on your loan size and LVR. Beyond Bank Australia's lowest comparison rate is currently 6.18% p.a., worth checking against the wider market before you switch. On a $500,000 loan, even a 0.30% p.a. difference is about $100 a month, so comparing Beyond Bank Australia against the sharpest available rate usually pays off.

How often are Beyond Bank Australia's home loan rates updated?

Ratesniffers refreshes Beyond Bank Australia's home loan rates daily; this page was last updated 28 July 2026. Rates can change whenever Beyond Bank Australia reprices or the RBA moves the cash rate, so the figures shown reflect the most recent data we hold rather than a static snapshot.

Beyond Bank Australia rates by borrower and loan type

The same Beyond Bank Australia panel, filtered to the scenario you're actually shopping for.

Compare home loans across the market by purpose

The whole visible panel, sliced by what borrowers actually search for.

Research Beyond Bank Australia

Our independent review, and how they stack up head to head.

Other lenders you might compare

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Mortgage guides and market context

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