GMCU Home Loan Rates
Check the product rates and conditions in the table. A verified example for this loan scenario is unavailable.
Check the product rates and conditions in the table. A verified example for this loan scenario is unavailable.
Check the product rates and conditions in the table. A verified example for this loan scenario is unavailable.
GMCU is one of the Australian home-loan lenders we track daily. We currently surface 10 active products from GMCU, refreshed from authoritative lender sources. The product table below sorts by comparison rate by default, the true-cost metric mandated by the National Consumer Credit Protection Act 2009, so you can see total cost, including standard fees, at a glance.
What are GMCU home loan rates?
Ratesniffers compares GMCU home loan products by comparison rate. Compare GMCU's product rates and conditions in the table. A verified example for this loan scenario is unavailable. Compare GMCU against the wider market on home loan rates, check the comparison rate used to rank the table, or model extra payments with the extra repayments calculator.
How many home loan products does GMCU offer?
Ratesniffers currently tracks 10 GMCU home loan products across variable, fixed and interest-only options for owner-occupiers and investors, and ranks the 7 that pass our data-quality checks on this page. Every rate is ranked by comparison rate, the ASIC-mandated figure that folds in most fees, so the genuinely cheapest products sit at the top.
GMCU home loan rates at a glance
| Product type | Rate | Comparison rate | Max LVR |
|---|---|---|---|
| Fixed 2-year Owner-occupier P&I | 6.19% p.a. | 6.35% p.a. | 95% |
| Fixed 1-year Owner-occupier P&I | 6.24% p.a. | 6.35% p.a. | 95% |
| Fixed 2-year Investor P&I | 6.34% p.a. | 6.54% p.a. | 95% |
| Variable Investor P&I | 6.39% p.a. | 6.55% p.a. | 95% |
| Fixed 1-year Investor P&I | 6.39% p.a. | 6.55% p.a. | 95% |
| Fixed 3-year Owner-occupier P&I | 6.59% p.a. | 6.46% p.a. | 95% |
| Fixed 3-year Investor P&I | 6.89% p.a. | 6.69% p.a. | 95% |
7 of 10 tracked GMCU home loan products
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.
The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.
GMCU home loan repayment calculator
Enter an interest rate from your actual offer or choose a rate to model. The starting 0% input is a placeholder, not a GMCU quote. Change the loan amount, rate or term to model your own mortgage. Repayments are principal and interest estimates, assume the entered rate remains unchanged, and exclude fees. Changes to these inputs do not establish product eligibility or approval.
For a fuller model, use the repayment calculator, see how extra payments change the balance with the extra repayments calculator, or check what you can borrow with the borrowing power calculator.