Discount Plus Home Loan (with Principal and Interest Repayment)
Owner-occupierVariableP&IOffsetRedrawExtra repayments
Interest
5.93%p.a.
Comparison*
5.97%p.a.
Monthly repayment
$2,975
LVR —
Bank of China Home Loan Rates
Active products
32
Lowest variable
5.93%
Lowest fixed
6.29%
Lowest comparison
5.97%
Last updated
7 June 2026
Bank of China is one of the Australian home-loan lenders we track daily. We currently surface 32 active products from Bank of China, refreshed from authoritative lender sources. The product table below sorts by comparison rate by default — that's the true-cost metric mandated by the National Consumer Credit Protection Act 2009 — so you can see total cost, including standard fees, at a glance.
1 Bank of China home loan products
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