Macquarie Offset Home Loan
Owner-occupierVariableP&IOffsetRedrawExtra repayments
Interest
6.09%p.a.
Comparison*
6.13%p.a.
Monthly repayment
$3,027
LVR 70–80%
Macquarie Bank Limited Home Loan Rates
Active products
49
Lowest variable
6.09%
Lowest fixed
6.09%
Lowest comparison
6.13%
Last updated
5 June 2026
Macquarie Bank is Australia's largest non-Big-Four lender by home-loan book and a tier-one challenger to the majors. Headquartered in Sydney, it serves only via the broker channel and a slick mobile app — no branches. Known for sharp owner-occupier and investor pricing, fast turnaround for full-doc PAYG applications, and a particularly clean offset implementation.
1 Macquarie Bank Limited home loan products
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