Offset Home Loan
Owner-occupierVariableP&IOffsetRedrawExtra repayments
Interest
6.13%p.a.
Comparison*
6.17%p.a.
Monthly repayment
$3,040
LVR 70–80%
Bank Australia Home Loan Rates
Active products
37
Lowest variable
6.13%
Lowest fixed
6.09%
Lowest comparison
6.17%
Last updated
7 June 2026
Bank Australia is a customer-owned mutual bank with a strong sustainability focus — the only Australian bank that publishes a list of industries it refuses to lend to (including fossil fuels). Its Premium Home Loan Package bundles offset and redraw, and its mortgage book funds clean-energy and conservation projects.
1 Bank Australia home loan products
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