Basic Home Loan
Owner-occupierVariableP&IRedrawExtra repayments
Interest
5.89%p.a.
Comparison*
5.89%p.a.
Monthly repayment
$2,962
LVR 70–80%
Bank Australia
Active products
34
Lowest variable
5.63%
Lowest fixed
6.09%
Lowest comparison
5.88%
Last updated
23 Apr 2026
Bank Australia is a customer-owned mutual bank with a strong sustainability focus — the only Australian bank that publishes a list of industries it refuses to lend to (including fossil fuels). Its Premium Home Loan Package bundles offset and redraw, and its mortgage book funds clean-energy and conservation projects.
1 Bank Australia home loan products
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