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Granite Home Loans Home Loan Rates

Active products
2
Lowest variable
7.10%
Lowest fixed
—
Lowest comparison
9.29%
Last updated
29 July 2026

Granite Home Loans is one of the Australian home-loan lenders we track daily. We currently surface 2 active products from Granite Home Loans, refreshed from authoritative lender sources. The product table below sorts by comparison rate by default, the true-cost metric mandated by the National Consumer Credit Protection Act 2009, so you can see total cost, including standard fees, at a glance.

What is the lowest Granite Home Loans home loan rate?

The lowest Granite Home Loans variable home loan rate Ratesniffers tracks is 7.10% p.a. These figures come from the 2 Granite Home Loans products on this page, ranked by comparison rate, refreshed daily (last updated 29 July 2026).

How many home loan products does Granite Home Loans offer?

Ratesniffers currently tracks 2 Granite Home Loans home loan products across variable, fixed and interest-only options for owner-occupiers and investors. Every rate is ranked by comparison rate, the ASIC-mandated figure that folds in most fees, so the genuinely cheapest products sit at the top.

0 Granite Home Loans home loan products

No active products surfaced. This lender may have paused new lending or recently been removed from our index, check back tomorrow.

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Granite Home Loans home loans: frequently asked questions

What is the lowest Granite Home Loans home loan rate?

Granite Home Loans's lowest variable home loan rate is currently 7.10% p.a., based on the 2 Granite Home Loans products Ratesniffers ranks by comparison rate, refreshed daily (last updated 29 July 2026). The advertised rate isn't always the rate Granite Home Loans approves, a broker can often negotiate a sharper deal on your scenario.

How does Granite Home Loans's home loan rate compare to the market?

Granite Home Loans's lowest variable home loan rate today is 7.10% p.a., which is 101 basis points above the market median of 6.09% p.a., so there are sharper variable rates available elsewhere today, and it's worth comparing or asking Granite Home Loans to match a lower rate. This is computed daily from the live rates across the lenders Ratesniffers tracks, so it reflects where Granite Home Loans sits right now rather than a fixed snapshot.

How many home loan products does Granite Home Loans offer?

Ratesniffers currently tracks 2 Granite Home Loans home loan products across variable, fixed and interest-only options for owner-occupiers and investors. Every rate is refreshed daily and ranked by comparison rate, the ASIC-mandated figure that folds in most fees, so the genuinely cheapest loans sit at the top.

Is Granite Home Loans competitive for refinancing?

It depends on your loan size and LVR. Granite Home Loans's lowest comparison rate is currently 9.29% p.a., worth checking against the wider market before you switch. On a $500,000 loan, even a 0.30% p.a. difference is about $100 a month, so comparing Granite Home Loans against the sharpest available rate usually pays off.

How often are Granite Home Loans's home loan rates updated?

Ratesniffers refreshes Granite Home Loans's home loan rates daily; this page was last updated 29 July 2026. Rates can change whenever Granite Home Loans reprices or the RBA moves the cash rate, so the figures shown reflect the most recent data we hold rather than a static snapshot.

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