Honest lender reviews, refreshed daily
Home loan lender reviews.
Independent reviews of Australia's major home loan lenders: the factual pros and cons, who each one suits, who should look elsewhere, and how the rates compare. Every figure is built from the live products we track and refreshed daily, with no affiliate bias.
CommBank review
Variable from 6.09% p.a.
Read the honest review →Westpac review
Variable from 3.25% p.a.
Read the honest review →NATIONAL AUSTRALIA BANK review
Variable from 6.09% p.a.
Read the honest review →ANZ review
Variable from 6.39% p.a.
Read the honest review →ANZ Plus review
Variable from 6.00% p.a.
Read the honest review →Macquarie Bank Limited review
Variable from 6.09% p.a.
Read the honest review →ING BANK (Australia) Ltd review
Variable from 5.99% p.a.
Read the honest review →Suncorp Bank review
Variable from 6.08% p.a.
Read the honest review →Bendigo Bank review
Variable from 6.04% p.a.
Read the honest review →Bank of Queensland Limited review
Variable from 5.83% p.a.
Read the honest review →Bankwest review
Variable from 6.19% p.a.
Read the honest review →St.George Bank review
Variable from 6.29% p.a.
Read the honest review →Bank of Melbourne review
Variable from 6.29% p.a.
Read the honest review →BankSA review
Variable from 6.29% p.a.
Read the honest review →UBank review
Variable from 6.09% p.a.
Read the honest review →ME Bank - ME Go review
Variable from 5.83% p.a.
Read the honest review →Great Southern Bank review
Variable from 5.99% p.a.
Read the honest review →Newcastle Permanent Building Society review
Variable from 5.99% p.a.
Read the honest review →Judo Bank review
Variable from 8.65% p.a.
Read the honest review →Lender reviews: frequently asked questions
How does Ratesniffers review home loan lenders?
Each review is built from the live home loan products Ratesniffers tracks for that lender, refreshed daily. We state the factual pros and cons, who the lender suits, who should look elsewhere, the rate range, and a plain verdict on how it compares to the market median. There's no affiliate bias and no paid placement.
Which lender has the best home loan?
There's no single best lender. The cheapest loan for you depends on your deposit, whether you're an owner-occupier or investor, and the features you'll use, like an offset account. Read each lender's review for its pros and cons, then compare the live rates side by side before deciding.
Are these reviews independent?
Yes. The pros, cons and verdicts are built from each lender's live rates and product features, not from commercial arrangements. Where a lender's rate sits above the market median, the review says so plainly, and where it sits below, it says that too.
