Rate moves, RBA wraps and lender news, every day.
Editor-reviewed Australian mortgage news, rate cuts, RBA decisions, lender moves and what each one means for borrowers. Aggregated daily, written without affiliate spin.
Add Ratesniffers as a preferred sourceWhat ASIC's Broker Review Means for Your Home Loan
ASIC's first major test of the best interests duty found brokers bypassed the cheapest loan in 1 in 5 cases, here's what that means for you.
Fixed Rates Hit 6% as Lenders Pass on September RBA Rise
Forty lenders including all four major banks have passed on the September RBA rise, and fixed rates have officially crossed the 6% mark for the first time.
Surcharge Ban Squeezes Self-Employed Borrowers' Cash Flow
The card surcharge ban and ATO credit card changes are tightening cash flow for small business owners, here's what it means for your home loan.
RBA Rate Holds at 4.6%: What Borrowers Need to Know Now
Bendigo Bank's chief economist expects no rate relief before 2027, as Westpac warns the standard variable rate may soon top 9%.
RBA Holds at 4.6%: No Rate Relief Before 2027
Bendigo Bank's chief economist forecasts a cash rate freeze through the rest of 2026, while Westpac warns of a possible further rise as early as November.
AI-Powered Mortgage Fraud Is Harder to Spot, Protect Yourself
Fake payslips, AI-generated bank statements and identity fraud are rising. Here's what red flags borrowers should watch for in any loan application.
ANZ and Big Four Banks Pass On the RBA's 4.6% Cash Rate
All four major banks have moved variable rates higher after the RBA's latest hike, with ANZ also lifting fixed rates for the second time in three weeks.
It's Harder to Buy a Home in 2026 Than It Was in 1990
New research shows mortgage repayments claim a larger share of income in every capital city than they did in 1990, even with rates a fraction of 17%.
Why Buyers Are Sitting Out a Falling Property Market
Property prices are down six months running and listings are up 23%, yet homes are taking longer to sell. Brokers explain the psychology.
ANZ's Second Fixed Rate Hike Signals More Pain to Come
The big four have all lifted rates as the RBA cash rate hits 4.6%, with economists split on whether November brings yet another hike.
Protect Your Grandfathered Negative Gearing After May 2026
If you owned an investment property before 7:30pm on 12 May 2026, the old negative gearing rules still apply. Here's how not to lose that advantage.
ASIC Stops $251.8m Mortgage Funds: Investor Warning
ASIC has frozen three Australian Secure Capital Fund products over defective disclosure concerns. What property investors need to know right now.
Another RBA Rate Rise in November Is Now Plausible
The cash rate hit a 15-year high of 4.6% in September. A former RBA board member says another move before year's end is 'plausible'.
Sixth Straight Price Drop Opens Door for First Home Buyers
National home values are down 5.2% from their March peak, with 97% of capital city suburbs falling, but brokers say opportunity is knocking.
Fixed Rates Surge as Lenders Price In More RBA Hikes
With 289 fixed rates already lifted and variable rates still moving, here's what the RBA's fourth 2026 hike means for your mortgage.
RBA Lifts Cash Rate to 4.6%: What Borrowers Face Next
Consumer sentiment has hit a near-recession low while 90% of mortgage holders expect further rate rises after the RBA's September move to 4.6%.
Higher for Longer: Why Cheap Mortgage Rates May Be Gone
An independent property analyst argues the era of cheap money is over, planning for rates above 6% may serve borrowers better than waiting for cuts.
Clearance Rates Fall Below 50%: What It Means for Buyers
Australia's preliminary auction clearance rate hit 48.2% last week, a three-month low signalling a cooling property market amid persistent rate pressure.
Big Four Banks Raise Rates: What Borrowers Should Do Now
All four major banks have confirmed they'll pass on the RBA's 0.25% October rate rise in full, lifting variable rates from 9 October 2026.
Granite Launches 40-Year Loan and Softens Rate Rise Impact
Non-bank lender Granite will offer extended 40-year home loans from 6 October, with interest-only options and a softer rate pass-through for higher-LVR borrowers.
Mortgage Arrears Stay Low as Cash Rate Hits 4.6%
The Reserve Bank finds most Australian borrowers still have strong buffers after the September rate rise, though home values have fallen 5.2% since March.
Which Banks Have Passed On the October 2026 Rate Rise? Full List
CommBank, Westpac, NAB and ANZ lift variable home loan rates 0.25 percentage points from 9 October. Here is every lender's effective date, and who has not moved yet.
RBA Finds Mortgage Holders Resilient, Warns on Private Credit
The RBA's October Financial Stability Review finds most borrowers have strong savings buffers but flags mounting risks in private credit markets.
Help to Buy Gets a Second Broker Lender From 6 October
Teachers Mutual Bank is the second lender to open Help to Buy through brokers, giving eligible low-deposit buyers more pathways to shared equity.
CBA Boss: Rate Hikes Likely Over, but November Stays Live
CBA's Matt Comyn believes the RBA is probably done raising rates, but whether November confirms that depends on one crucial inflation reading.