Rate moves, RBA wraps and broker news, every day.
Editor-reviewed Australian mortgage news — rate cuts, RBA decisions, lender moves and what each one means for borrowers. Aggregated daily, written without affiliate spin.
Australia's Rental Vacancy Rates Signal Investor Opportunity
Sub-1% vacancies and rising rents in most capitals — here's what May 2026's rental data means for property investors and potential buyers.
CBA Warns Low-Deposit FHBs Could End 2026 Underwater
CBA's revised forecasts show first home buyers who bought with 5% deposits in Sydney or Melbourne could end 2026 with almost no equity — or worse.
Rate Cycle Looks Done: What Borrowers Should Do Right Now
With CBA and NAB both forecasting no further RBA hikes, borrowers have a narrow window to review their home loan strategy before cuts arrive.
RBA Governor Clears 5% Deposit Scheme on Stability Grounds
Governor Michele Bullock told the Senate the expanded scheme poses no financial stability risk, but warns rate rises still have more work to do.
MFAA Warns Referrer Reforms Could Catch Brokers in the Net
Treasury is consulting on tighter lead generation rules following two fund collapses — the MFAA wants legitimate broker referrals kept out of the firing line.
Aussie Dollar Slumps as Rate Rise Fears Grip Markets
The Australian dollar fell to a two-month low on Monday as a strong US jobs report reignited fears of higher global rates ahead of next week's RBA meeting.
Eftpos Surcharges End From October 2026: Boost for Household Budgets
The RBA confirmed eftpos surcharges will be banned from 1 October 2026, delivering a small but meaningful budget win for Australian mortgage holders.
Buyers Regain Edge as Listings Surge to Highest Since 2019
May 2026 auction clearance rates across Australia's combined capitals fell to 54.7%, their weakest May result since 2019, as listings hit multi-year highs.
Australia's Rate Pressure: Almost a Million Workers Juggling Two Jobs
New ABS data shows 978,000 Australians now hold multiple jobs, a stress signal worth watching as the RBA monitors an economy above its growth speed limit.
Property Tax Overhaul Clears Lower House: What's at Stake
Negative gearing rules and capital gains tax settings are heading for a Senate battle after clearing the lower house 94 votes to 48.
Aussie Launches Rate Radar to Alert Borrowers on Refinancing
The Lendi Group brokerage Aussie has launched a mortgage-monitoring tool that pings borrowers and brokers the moment a better rate becomes available.
Bullock Rules Out Stagflation as June Rate Decision Nears
RBA governor Michele Bullock says stagflation risks are low and long-term inflation expectations remain anchored at 2.5 per cent.
Inflation Could Stay Above Target Until 2028, RBA Warns
An outgoing RBA board member warns inflation may not return to the 2–3% target band until 2027, keeping pressure on mortgage rates for years ahead.
Labor's Trust Tax Plan: What Property Investors Need to Know
Proposed federal budget changes could push the effective tax rate on trust distributions to corporate beneficiaries above 51 per cent from July 2028.
Macquarie Surges Past Rivals as BOQ and Suncorp Shrink
New APRA data shows Macquarie's housing book grew more than twice as fast as the big four in April 2026, while BOQ and Suncorp keep contracting.
Banks Tip RBA Rate Hold in June After CPI Softens
April inflation came in softer than expected, with major banks now forecasting the RBA will keep the cash rate on hold at its June meeting.
Sydney, Melbourne Values Slide as Perth Surges Ahead
Cotality's May data shows a housing market split by city — Sydney down 0.9%, Perth up 91.4% over five years. Here's what it means for your mortgage.
APRA Holds 3% Mortgage Buffer Amid Global Uncertainty
Australia's banking regulator has left all mortgage controls unchanged, citing elevated inflation and Middle East uncertainty as reasons to hold firm.
RBA Tipped to Hold in June, But a Final Hike Still Looms
Inflation eased to 4.2% in April and household spending fell sharply, giving the Reserve Bank room to pause — but economists see one more move ahead.
Macquarie, NAB, ANZ Strip Negative Gearing From Investor Loans
As Labor's CGT bill heads to a Senate inquiry, major lenders are rewriting how they assess investor home loan applications.
Penthouse Syndicate Settled: Choosing a Safe Mortgage Broker
A confidential settlement ends the Hai Money–Finsure court battle, closing a chapter on alleged broker fraud that saw NAB, CBA and others act.
Labor's CGT Reforms: What Every Property Owner Must Know
Treasurer Jim Chalmers has introduced sweeping capital gains and negative gearing changes to parliament — here's what buyers and investors need to know.
Westpac Hit With $26M Penalty for Hardship Failures
A Federal Court ruling confirms Westpac left hundreds of struggling borrowers without a response — here's what you need to know about your hardship rights.
Negative Gearing Changes Push Lenders to Tighten Investor Loans
Major lenders including NAB and Westpac are rebuilding investor serviceability calculators to factor in Labor's negative gearing reforms.
Why Build-to-Rent Won't Fix Australia's Rental Crisis
Build-to-rent is growing but new data shows it will be less than 1% of rental supply in Sydney and Melbourne well into 2028.