Rate moves, RBA wraps and lender news, every day.
Editor-reviewed Australian mortgage news, rate cuts, RBA decisions, lender moves and what each one means for borrowers. Aggregated daily, written without affiliate spin.
Add Ratesniffers as a preferred sourceHow a First Home Buyer Won Despite Being Outbid by $60,000
A 25-year-old in regional Queensland won a home she was outbid on by $60,000, and her story reveals what some sellers want beyond a price.
Property Investors Exit at Record Rate as Tax Reforms Take Hold
One in five investors sold property in the past year as negative gearing and CGT reforms reshaped holding decisions across Australia.
Record investor sell-off as CGT reforms reshape the market
One in five investment property owners sold up in the past year as negative gearing and CGT changes transform the market landscape.
ASIC Catches Lenders Hiring Brokers Without Background Checks
ASIC’s September update reveals some licensees are appointing brokers without mandatory reference checks, putting borrowers at greater risk.
Darling Downs Defies Qld Slowdown as City Buyers Head West
Brisbane fell 2.7% and the Gold Coast dropped 2.2% last quarter, while Darling Downs property prices keep climbing with a median below $600,000.
RBA Warns Inflation Isn’t Fixed, More Rate Hikes Possible
With all four major banks forecasting another rise, mortgage holders face a critical window before the 28, 29 September board meeting.
Labor's Negative Gearing Reforms: What Borrowers Should Know
From July 2027, investors in established homes can no longer offset rental losses against wages, and Sydney renters could face up to $24,700 more a year.
Home Values Fall for the First Time in Four Years
ABS figures confirm Australia's total dwelling stock value fell $34.1 billion in the June quarter, with NSW and Victoria hardest hit.
All Four Major Banks Now Expect a Rate Rise This Year
Westpac's forecast flip brings every major bank into alignment on a further RBA cash rate increase before December 2026.
Rate Hike in November: What Borrowers Need to Know Now
Westpac's pivot makes it official, all four major banks now forecast the RBA will lift the cash rate to 4.6% in November.
Discretionary Trusts Face 2028 Tax Shake-Up: What to Do
Labor's 30% minimum trust tax remains on the table despite a partial backdown, here's what the exposure draft means for property investors and family trusts.
Why 664,000 Aussies Switched Their Home Loan in FY26
New analysis reveals $371 billion changed hands as Australians left their lenders in record numbers, and most weren't just chasing a better rate.
Real Estate Agent Laws Every Home Buyer in Australia Should Know
Before you make an offer on your next property, understand the legal obligations every real estate agent must follow, and how to use them to your advantage.
Mortgage Red Tape Is Blocking First Home Buyers, Senate Told
Australia's peak broker bodies have told a Senate inquiry that refinancing friction and complex lending rules are locking out creditworthy first home buyers.
Brokers Settle Record 81.6% of Home Loans as Complexity Soars
Mortgage brokers now settle more than 4 in 5 new Australian home loans as elevated rates and economic uncertainty send more borrowers to the advice channel.
Record $371bn in Home Loans Switched Lenders in FY26
More than 664,000 Australians swapped home loan lenders last year as cost-of-living pressure and rate competition drove the biggest switching surge on record.
Labor Revises Trust Tax: What Broker Business Owners Must Know
Treasury's revised trust tax offers brokers a new election to avoid the 30% minimum, but industry warns the flexibility trade-off is steep.
Three Major Banks Now Tip RBA Rate Hike in September
National Australia Bank, Deutsche Bank and UBS are all forecasting the RBA will lift the cash rate to 4.60% on 29 September 2026.
APRA Hits ING With $50m Capital Add-on for Liquidity Errors
Australia's sixth-largest mortgage lender must hold extra capital and commission independent reviews after years of inflated liquidity reporting.
Mortgage Brokers Now Handle 81.6% of All Home Loans
Australia's broker channel hit a fresh record in June 2026, arranging more than four in every five new home loans written across the country.
Police Credit Union Drops to 5.79% One-Year Fixed Rate
Police Credit Union has launched a 5.79% p.a. one-year fixed rate as borrowers consider locking in ahead of a likely RBA cash rate decision.
CBA Tips 9% National House Price Fall to April 2027
CBA now expects a 9% national house price fall peak-to-trough by April 2027, as 93% of capital city suburbs recorded a decline over winter.
Rate Rise Odds Hit 70% After June GDP Surprise
Australia's economy grew 2.1% over the year to June, beating forecasts and pushing markets to price a 70% chance of an RBA hike in September.
NAB's Mortgage Book Shrinks as Lending Cools
Fresh APRA data shows Australia's biggest banks almost stalled in July, with NAB recording its first mortgage-book decline since July 2024.
Variable Rate Hike Risk Is Back: What to Do Now
After months of rate cuts, lenders are now moving variable rates higher again as inflation fears revive talk of another RBA cash-rate increase.