Macquarie Bank Limited · Owner-occupier · Updated September 2026

Macquarie Bank Limited Owner-occupier Home Loans, September 2026

Macquarie Bank Limited lists 24 owner occupier home loans in the Ratesniffers index today. The lowest is 6.04% p.a., on Basic Home Loan <60% LVR Owner Occupied P&I. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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Macquarie Bank Limited owner occupier home loan rates, September 2026

Macquarie Bank LimitedBasic Home Loan <60% LVR Owner Occupied P&I

VariableRedraw

Interest

6.04%p.a.

Comparison*

Not available

Est. repayment

$3,011

LVR ≤60%

Enquire

Macquarie Bank LimitedBasic Home Loan 60% - 70% LVR Owner Occupied P&I

VariableRedraw

Interest

6.04%p.a.

Comparison*

Not available

Est. repayment

$3,011

LVR 60–70%

Enquire

Macquarie Bank LimitedBasic Home Loan 70% - 80% LVR Owner Occupied P&I

VariableRedraw

Interest

6.09%p.a.

Comparison*

Not available

Est. repayment

$3,027

LVR 70–80%

Enquire

Macquarie Bank LimitedBasic Home Loan 3 Year Fixed Owner Occupied P&I <=70% LVR

3y Fixed

Interest

6.09%p.a.

Comparison*

Not available

Est. repayment

$3,027

LVR ≤70%

Enquire

Macquarie Bank LimitedBasic Home Loan 2 Year Fixed Owner Occupied P&I <=70% LVR

2y Fixed

Interest

6.14%p.a.

Comparison*

Not available

Est. repayment

$3,043

LVR ≤70%

Enquire

Macquarie Bank LimitedBasic Home Loan 3 Year Fixed Owner Occupied P&I 70% - 80% LVR

3y Fixed

Interest

6.14%p.a.

Comparison*

Not available

Est. repayment

$3,043

LVR 70–80%

Enquire

Macquarie Bank LimitedBasic Home Loan 1 Year Fixed Owner Occupied P&I <=70% LVR

1y Fixed

Interest

6.19%p.a.

Comparison*

Not available

Est. repayment

$3,059

LVR ≤70%

Enquire

Macquarie Bank LimitedBasic Home Loan 2 Year Fixed Owner Occupied P&I 70% - 80% LVR

2y Fixed

Interest

6.19%p.a.

Comparison*

Not available

Est. repayment

$3,059

LVR 70–80%

Enquire

Macquarie Bank LimitedBasic Home Loan 1 Year Fixed Owner Occupied P&I 70% - 80% LVR

1y Fixed

Interest

6.24%p.a.

Comparison*

Not available

Est. repayment

$3,075

LVR 70–80%

Enquire

Macquarie Bank LimitedOffset Home Loan Package <60% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

6.04%p.a.

Comparison*

6.27%p.a.

Est. repayment

$3,011

LVR ≤60%

Enquire

Macquarie Bank LimitedOffset Home Loan Package 60% - 70% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

6.04%p.a.

Comparison*

6.27%p.a.

Est. repayment

$3,011

LVR 60–70%

Enquire

Macquarie Bank LimitedOffset Home Loan Package <60% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

6.04%p.a.

Comparison*

6.27%p.a.

Est. repayment

$3,011

LVR ≤60%

Enquire

Macquarie Bank LimitedOffset Home Loan Package 60% - 70% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

6.04%p.a.

Comparison*

6.27%p.a.

Est. repayment

$3,011

LVR 60–70%

Enquire

Macquarie Bank LimitedOffset Home Loan Package 3 Year Fixed Owner Occupied P&I <=70% LVR

3y Fixed

Interest

6.09%p.a.

Comparison*

6.29%p.a.

Est. repayment

$3,027

LVR ≤70%

Enquire

Macquarie Bank LimitedOffset Home Loan Package 3 Year Fixed Owner Occupied P&I <=70% LVR

3y Fixed

Interest

6.09%p.a.

Comparison*

6.29%p.a.

Est. repayment

$3,027

LVR ≤70%

Enquire

Macquarie Bank LimitedOffset Home Loan Package 2 Year Fixed Owner Occupied P&I <=70% LVR

2y Fixed

Interest

6.14%p.a.

Comparison*

6.29%p.a.

Est. repayment

$3,043

LVR ≤70%

Enquire

Macquarie Bank LimitedOffset Home Loan Package 2 Year Fixed Owner Occupied P&I <=70% LVR

2y Fixed

Interest

6.14%p.a.

Comparison*

6.29%p.a.

Est. repayment

$3,043

LVR ≤70%

Enquire

Macquarie Bank LimitedOffset Home Loan Package 1 Year Fixed Owner Occupied P&I <=70% LVR

1y Fixed

Interest

6.19%p.a.

Comparison*

6.29%p.a.

Est. repayment

$3,059

LVR ≤70%

Enquire

Macquarie Bank LimitedOffset Home Loan Package 1 Year Fixed Owner Occupied P&I <=70% LVR

1y Fixed

Interest

6.19%p.a.

Comparison*

6.29%p.a.

Est. repayment

$3,059

LVR ≤70%

Enquire

Macquarie Bank LimitedBasic Home Loan 80% - 90% LVR Owner Occupied P&I

VariableRedraw

Interest

6.29%p.a.

Comparison*

Not available

Est. repayment

$3,092

LVR 80–90%

Enquire

Macquarie Bank LimitedBasic Home Loan 4 Year Fixed Owner Occupied P&I <=70% LVR

4y Fixed

Interest

6.29%p.a.

Comparison*

Not available

Est. repayment

$3,092

LVR ≤70%

Enquire

Macquarie Bank LimitedBasic Home Loan 5 Year Fixed Owner Occupied P&I <=70% LVR

5y Fixed

Interest

6.29%p.a.

Comparison*

Not available

Est. repayment

$3,092

LVR ≤70%

Enquire

Macquarie Bank LimitedMacquarie Basic Home Loan

VariableRedraw

Interest

6.09%p.a.

Comparison*

6.32%p.a.

Est. repayment

$3,027

LVR 70–80%

Enquire

Macquarie Bank LimitedMacquarie Offset Home Loan

VariableOffsetRedraw

Interest

6.09%p.a.

Comparison*

6.32%p.a.

Est. repayment

$3,027

LVR 70–80%

Enquire

*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

Macquarie Bank Limited · Owner-occupier

Macquarie Bank Limited owner-occupier home loans, what to weigh

Macquarie Bank Limited's owner-occupier panel, P&I and offset-eligible products at every LVR band, ranked sharpest-first by comparison rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every owner-occupier option has the same price.