Interest
6.04%p.a.
Comparison*
Not available
Est. repayment
$3,011
LVR ≤60%
Macquarie Bank Limited · Variable · Updated September 2026
Macquarie Bank Limited Variable Home Loans, September 2026
Macquarie Bank Limited lists 24 variable home loans in the Ratesniffers index today. The lowest is 6.04% p.a., on Basic Home Loan <60% LVR Owner Occupied P&I. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.
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Macquarie Bank Limited variable home loan rates, September 2026
Interest
6.04%p.a.
Comparison*
Not available
Est. repayment
$3,011
LVR 60–70%
Interest
6.09%p.a.
Comparison*
Not available
Est. repayment
$3,027
LVR 70–80%
Interest
6.14%p.a.
Comparison*
Not available
Est. repayment
$3,043
LVR ≤60%
Interest
6.19%p.a.
Comparison*
Not available
Est. repayment
$3,059
LVR 60–70%
Interest
6.24%p.a.
Comparison*
Not available
Est. repayment
$3,075
LVR 70–80%
Interest
6.04%p.a.
Comparison*
6.27%p.a.
Est. repayment
$3,011
LVR ≤60%
Interest
6.04%p.a.
Comparison*
6.27%p.a.
Est. repayment
$3,011
LVR 60–70%
Interest
6.04%p.a.
Comparison*
6.27%p.a.
Est. repayment
$3,011
LVR ≤60%
Interest
6.04%p.a.
Comparison*
6.27%p.a.
Est. repayment
$3,011
LVR 60–70%
Interest
6.29%p.a.
Comparison*
Not available
Est. repayment
$3,092
LVR 80–90%
Interest
6.09%p.a.
Comparison*
6.32%p.a.
Est. repayment
$3,027
LVR 70–80%
Interest
6.09%p.a.
Comparison*
6.32%p.a.
Est. repayment
$3,027
LVR 70–80%
Interest
6.09%p.a.
Comparison*
6.32%p.a.
Est. repayment
$3,027
LVR 70–80%
Interest
6.09%p.a.
Comparison*
6.32%p.a.
Est. repayment
$3,027
LVR 70–80%
Interest
6.35%p.a.
Comparison*
Not available
Est. repayment
$3,111
LVR ≤60%
Interest
6.35%p.a.
Comparison*
Not available
Est. repayment
$3,111
LVR ≤60%
Interest
6.35%p.a.
Comparison*
Not available
Est. repayment
$3,111
LVR ≤60%
Interest
6.35%p.a.
Comparison*
Not available
Est. repayment
$3,111
LVR ≤60%
Interest
6.35%p.a.
Comparison*
Not available
Est. repayment
$3,111
LVR ≤60%
Interest
6.35%p.a.
Comparison*
Not available
Est. repayment
$3,111
LVR ≤60%
Interest
6.14%p.a.
Comparison*
6.37%p.a.
Est. repayment
$3,043
LVR ≤60%
Interest
6.14%p.a.
Comparison*
6.37%p.a.
Est. repayment
$3,043
LVR ≤60%
Interest
6.39%p.a.
Comparison*
Not available
Est. repayment
$3,124
LVR 60–70%
*Important Information and Comparison Rate Warning
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.
The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.
Macquarie Bank Limited · Variable
Macquarie Bank Limited variable home loans, what to weigh
Variable rates move with the lender's pricing decisions and the cash rate cycle. Less certainty, more flexibility, unlimited extra repayments, full offset. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every variable option has the same price.
See also Macquarie Bank Limited's full product range, repayment calculator, and refinance savings calculator.