Interest
6.09%p.a.
Comparison*
Not available
Est. repayment
$3,027
LVR ≤70%
Macquarie Bank Limited · Fixed · Updated September 2026
Macquarie Bank Limited Fixed Home Loan Rates, September 2026
Macquarie Bank Limited lists 24 fixed home loans in the Ratesniffers index today. The lowest is 6.09% p.a. on a 3-year fixed term, on Basic Home Loan 3 Year Fixed Owner Occupied P&I <=70% LVR. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.
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Macquarie Bank Limited fixed home loan rates, September 2026
Lowest Macquarie Bank Limited fixed rate by term: 1-year 6.19% p.a., 2-year 6.14% p.a., 3-year 6.09% p.a., 4-year 6.29% p.a., 5-year 6.29% p.a..
Interest
6.14%p.a.
Comparison*
Not available
Est. repayment
$3,043
LVR ≤70%
Interest
6.14%p.a.
Comparison*
Not available
Est. repayment
$3,043
LVR 70–80%
Interest
6.19%p.a.
Comparison*
Not available
Est. repayment
$3,059
LVR ≤70%
Interest
6.19%p.a.
Comparison*
Not available
Est. repayment
$3,059
LVR 70–80%
Interest
6.24%p.a.
Comparison*
Not available
Est. repayment
$3,075
LVR 70–80%
Interest
6.24%p.a.
Comparison*
Not available
Est. repayment
$3,075
LVR ≤70%
Interest
6.09%p.a.
Comparison*
6.29%p.a.
Est. repayment
$3,027
LVR ≤70%
Interest
6.09%p.a.
Comparison*
6.29%p.a.
Est. repayment
$3,027
LVR ≤70%
Interest
6.14%p.a.
Comparison*
6.29%p.a.
Est. repayment
$3,043
LVR ≤70%
Interest
6.14%p.a.
Comparison*
6.29%p.a.
Est. repayment
$3,043
LVR ≤70%
Interest
6.19%p.a.
Comparison*
6.29%p.a.
Est. repayment
$3,059
LVR ≤70%
Interest
6.19%p.a.
Comparison*
6.29%p.a.
Est. repayment
$3,059
LVR ≤70%
Interest
6.29%p.a.
Comparison*
6.28%p.a.
Est. repayment
$3,092
LVR 70–80%
Interest
6.29%p.a.
Comparison*
6.28%p.a.
Est. repayment
$3,092
LVR 70–80%
Interest
6.29%p.a.
Comparison*
Not available
Est. repayment
$3,092
LVR ≤70%
Interest
6.29%p.a.
Comparison*
Not available
Est. repayment
$3,092
LVR 70–80%
Interest
6.29%p.a.
Comparison*
Not available
Est. repayment
$3,092
LVR ≤70%
Interest
6.29%p.a.
Comparison*
Not available
Est. repayment
$3,092
LVR ≤70%
Interest
6.14%p.a.
Comparison*
6.34%p.a.
Est. repayment
$3,043
LVR 70–80%
Interest
6.14%p.a.
Comparison*
6.34%p.a.
Est. repayment
$3,043
LVR 70–80%
Macquarie Bank LimitedOffset Home Loan Package 3 Year Fixed Owner Occupied P&I 70% - 80% LVR
3y Fixed
Interest
6.14%p.a.
Comparison*
6.34%p.a.
Est. repayment
$3,043
LVR 70–80%
Macquarie Bank LimitedOffset Home Loan Package 3 Year Fixed Owner Occupied P&I 70% - 80% LVR
3y Fixed
Interest
6.14%p.a.
Comparison*
6.34%p.a.
Est. repayment
$3,043
LVR 70–80%
Interest
6.19%p.a.
Comparison*
6.34%p.a.
Est. repayment
$3,059
LVR 70–80%
*Important Information and Comparison Rate Warning
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.
The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.
Macquarie Bank Limited · Fixed
Macquarie Bank Limited fixed home loans, what to weigh
Fixed rates lock in certainty for the term but cap flexibility, extra repayments usually capped, break costs apply on exit. Compare break-cost mechanics alongside headline rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every fixed option has the same price.
See also Macquarie Bank Limited's full product range, repayment calculator, and refinance savings calculator.