Interest
6.04%p.a.
Comparison*
6.27%p.a.
Est. repayment
$3,011
LVR ≤60%
Macquarie Bank Limited · Offset · Updated September 2026
Macquarie Bank Limited Offset Account Home Loans, September 2026
Macquarie Bank Limited lists 24 offset home loans in the Ratesniffers index today. The lowest is 6.04% p.a. (comparison rate 6.27% p.a.), on Offset Home Loan Package <60% LVR Owner Occupied P&I. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.
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Macquarie Bank Limited offset home loan rates, September 2026
Interest
6.04%p.a.
Comparison*
6.27%p.a.
Est. repayment
$3,011
LVR 60–70%
Interest
6.04%p.a.
Comparison*
6.27%p.a.
Est. repayment
$3,011
LVR ≤60%
Interest
6.04%p.a.
Comparison*
6.27%p.a.
Est. repayment
$3,011
LVR 60–70%
Interest
6.29%p.a.
Comparison*
6.28%p.a.
Est. repayment
$3,092
LVR 70–80%
Interest
6.09%p.a.
Comparison*
6.32%p.a.
Est. repayment
$3,027
LVR 70–80%
Interest
6.09%p.a.
Comparison*
6.32%p.a.
Est. repayment
$3,027
LVR 70–80%
Interest
6.09%p.a.
Comparison*
6.32%p.a.
Est. repayment
$3,027
LVR 70–80%
Interest
6.14%p.a.
Comparison*
6.34%p.a.
Est. repayment
$3,043
LVR 70–80%
Interest
6.19%p.a.
Comparison*
6.34%p.a.
Est. repayment
$3,059
LVR 70–80%
Interest
6.24%p.a.
Comparison*
6.34%p.a.
Est. repayment
$3,075
LVR 70–80%
Interest
6.35%p.a.
Comparison*
Not available
Est. repayment
$3,111
LVR ≤60%
Interest
6.35%p.a.
Comparison*
Not available
Est. repayment
$3,111
LVR ≤60%
Interest
6.35%p.a.
Comparison*
Not available
Est. repayment
$3,111
LVR ≤60%
Interest
6.35%p.a.
Comparison*
Not available
Est. repayment
$3,111
LVR ≤60%
Interest
6.14%p.a.
Comparison*
6.37%p.a.
Est. repayment
$3,043
LVR ≤60%
Interest
6.14%p.a.
Comparison*
6.37%p.a.
Est. repayment
$3,043
LVR ≤60%
Interest
6.39%p.a.
Comparison*
Not available
Est. repayment
$3,124
LVR 60–70%
Interest
6.39%p.a.
Comparison*
Not available
Est. repayment
$3,124
LVR 60–70%
Interest
6.39%p.a.
Comparison*
Not available
Est. repayment
$3,124
LVR 60–70%
Interest
6.39%p.a.
Comparison*
Not available
Est. repayment
$3,124
LVR 60–70%
Interest
6.34%p.a.
Comparison*
6.41%p.a.
Est. repayment
$3,108
LVR 70–80%
Interest
6.19%p.a.
Comparison*
6.42%p.a.
Est. repayment
$3,059
LVR 70–80%
Interest
6.19%p.a.
Comparison*
6.42%p.a.
Est. repayment
$3,059
LVR 60–70%
*Important Information and Comparison Rate Warning
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.
The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.
Macquarie Bank Limited · Offset
Macquarie Bank Limited offset home loans, what to weigh
100% offset accounts reduce interest charged by the balance you keep in them without changing the headline rate. Best paired with salary-account direct deposit + tactical surplus parking. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every offset option has the same price.
See also Macquarie Bank Limited's full product range, repayment calculator, and offset savings calculator.