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Tasmania investment home loans at 90% LVR, July 2026

Products that accept 90% LVR (10% deposit) in TAS, ranked sharpest-first by comparison rate. LMI required · most second-tier lenders price-aggressive here.

RBA cash rate 4.35%(effective 17 Jun 2026)|Rates updated |842 products|85+ Australian lenders
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Editor's Pick · Ratesniffers Editorial Team

Top Home Loan Rates in July 2026

Reviewed by the Ratesniffers Editorial Team, July 2026

Top picks for investment home loans at 90% LVR in Tasmania, same 85+-lender panel, ranked sharpest-first (currently 6.01% at low-LVR tiers).

Type
Lender & product
Rate p.a.
Comp. rate p.a.*
Max LVR
Variable rate
HSBCHome Value Loan
6.04%
6.08%
90%
Fixed rate
Macquarie Bank LimitedMacquarie Offset Home Loan
6.24%
6.28%
90%
Interest only
ME Bank - ME GoME Bank CompleteME Home Loan
6.23%
6.27%
90%
ME Bank - ME Go logoOnline
ME Bank CompleteME Home Loan
InvestorVariableP&IOffsetRedrawExtra repayments$3,000 cashback
Cashback eligibility
  • Min loan $700,000
  • Max LVR 80%
  • Aggregate split refi loans to meet $700k minimum (same customer, same submission)
  • Mixed refi + purchase apps eligible — one $3k per application
  • Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months
  • Offer ends 28 Aug 2026 · lender T&Cs
Interest
6.18%p.a.
Comparison*
6.22%p.a.
Monthly repayment
$3,056
LVR 80–90%
More details
ANZ logo
ANZ Simplicity PLUS
InvestorVariableP&IRedrawExtra repayments$3,000 cashback
Interest
6.20%p.a.
Comparison*
6.24%p.a.
Monthly repayment
$3,062
LVR 80–90%
More details
IMB Bank logo
Budget Home Loan
InvestorVariableP&IRedrawExtra repayments$4,000 cashback
Interest
6.34%p.a.
Comparison*
6.40%p.a.
Monthly repayment
$3,108
LVR 81–90%
More details
*Important Information and Comparison Rate Warning

This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

90% LVR in TAS

What changes at 90% LVR (10% deposit) in Tasmania

At 90% LVR (10% deposit) Lenders Mortgage Insurance is required by every lender on the panel (except the small set with genuine LMI-waiver programs, typically for professionals, FHBs in Government Guarantee, or specific second-tier banks). For investors in TAS, the LMI premium on a $500K loan at 90% LVR typically runs $7,000–$11,000 added to the loan balance. Some second-tier banks price more aggressively at 90% than at 80% because their CRM team chases this LTV bracket.

See also our LMI calculator, borrowing-power calculator, and Tasmania investment home loans for the full panel at any LVR. Verified July 2026.