Pepper Money Fixed Home Loans, June 2026
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Rates updated |2,509 products|85+ Australian lenders
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Editor's Pick · Ratesniffers Editorial Team
Top Home Loan Rates in June 2026
Pepper Money's sharpest fixed options.
Type
Lender & product
Rate p.a.
Comp. rate p.a.*
Max LVR
Variable rate
Pepper MoneyInvestor Variable 75-80% LVR
6.84%
6.84%
80%
OnlineVirgin Money Lite Home Loan
Investor1y FixedP&IRedrawExtra repayments
Interest
5.84%p.a.
Comparison*
5.86%p.a.
Monthly repayment
$2,947
LVR 70–80%
OnlineME Bank EconoME Home Loan
Owner-occupier5y FixedP&IRedrawExtra repayments$3,000 cashback
Cashback eligibility
- Min loan $700,000
- Max LVR 80%
- Aggregate split refi loans to meet $700k minimum (same customer, same submission)
- Mixed refi + purchase apps eligible — one $3k per application
- Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months
- Offer ends 28 Aug 2026 · lender T&Cs
Interest
5.89%p.a.
Comparison*
5.94%p.a.
Monthly repayment
$2,962
LVR 70–80%
NRMA Basic Home Loan
Investor5y FixedP&IRedrawExtra repayments
Interest
5.94%p.a.
Comparison*
5.98%p.a.
Monthly repayment
$2,978
LVR ≤80%
Regional Australia Bank Home Loan (Fixed Investor)
Investor5y FixedP&I
Interest
5.99%p.a.
Comparison*
6.02%p.a.
Monthly repayment
$2,995
LVR 70–80%
Investment IO Fixed Home Loan
Investor1y FixedInterest onlyExtra repayments
Interest
5.99%p.a.
Comparison*
6.02%p.a.
Monthly repayment
$2,995
LVR —
Your Way Plus Fixed Home Loan Investor
Investor1y FixedP&IOffsetRedrawExtra repayments
Interest
6.04%p.a.
Comparison*
6.10%p.a.
Monthly repayment
$3,011
LVR 60–80%
3 Year Fixed (Package)
Investor3y FixedP&IExtra repayments
Interest
6.09%p.a.
Comparison*
6.10%p.a.
Monthly repayment
$3,027
LVR 60–80%
Macquarie Basic Home Loan
Investor4y FixedP&IRedrawExtra repayments
Interest
6.09%p.a.
Comparison*
6.11%p.a.
Monthly repayment
$3,027
LVR 70–80%
Fixed Rate Loan
Investor3y FixedP&IExtra repayments
Interest
6.09%p.a.
Comparison*
6.12%p.a.
Monthly repayment
$3,027
LVR ≤80%
Basic Investment Loan Fixed IO
Investor3y FixedInterest onlyExtra repayments
Interest
6.14%p.a.
Comparison*
6.14%p.a.
Monthly repayment
$3,043
LVR 70–80%
Fixed Home Loan Inv IO LVR>80
Investor3y FixedInterest onlyExtra repayments
Interest
6.19%p.a.
Comparison*
6.22%p.a.
Monthly repayment
$3,059
LVR —
Investor Fixed 3 Years
Investor3y FixedP&IExtra repayments
Interest
6.19%p.a.
Comparison*
6.24%p.a.
Monthly repayment
$3,059
LVR —
myBlue FHB Non Scheme 1 Year Fix O/Occ P+I (up to 95% LVR)
Owner-occupier1y FixedP&IOffsetRedrawExtra repayments
Interest
6.24%p.a.
Comparison*
6.24%p.a.
Monthly repayment
$3,075
LVR —
FlexiChoice Residential Investment Home Loan
Investor4y FixedP&IRedrawExtra repayments
Interest
6.24%p.a.
Comparison*
6.26%p.a.
Monthly repayment
$3,075
LVR 70–80%
3 Year Fixed Home Loan Investment
Investor3y FixedP&IExtra repayments
Interest
6.24%p.a.
Comparison*
6.28%p.a.
Monthly repayment
$3,075
LVR ≤90%
NAB Tailored Home Loan
Investor3y FixedP&IOffsetRedrawExtra repayments
Interest
6.20%p.a.
Comparison*
6.29%p.a.
Monthly repayment
$3,062
LVR 70–80%
3 Year Fixed Home Loan - Interest Only
Owner-occupier3y FixedInterest onlyOffsetRedrawExtra repayments
Interest
6.04%p.a.
Comparison*
6.30%p.a.
Monthly repayment
$3,011
LVR 70–90%
OnlineUp Home Loan
Owner-occupier1y FixedP&IOffsetRedrawExtra repayments
Interest
6.35%p.a.
Comparison*
—
Monthly repayment
$3,111
LVR —
Fixed Rate Loan
Owner-occupier2y FixedP&IRedrawExtra repayments
Interest
6.14%p.a.
Comparison*
6.36%p.a.
Monthly repayment
$3,043
LVR —
Invest Total Home Loan Package
Investor3y FixedP&IOffsetRedrawExtra repayments
Interest
6.09%p.a.
Comparison*
6.44%p.a.
Monthly repayment
$3,027
LVR —
OnlineQANTAS Money Offset Home Loan
Owner-occupier1y FixedP&IOffsetRedrawExtra repayments
Interest
6.44%p.a.
Comparison*
6.48%p.a.
Monthly repayment
$3,141
LVR ≤80%
Bendigo Flex Home Loan
Investor5y FixedInterest onlyOffsetRedrawExtra repayments
Interest
6.39%p.a.
Comparison*
6.49%p.a.
Monthly repayment
$3,124
LVR ≤80%
Premium Choice Investment Loan
Investor1y FixedP&IOffsetRedrawExtra repayments
Interest
6.49%p.a.
Comparison*
6.49%p.a.
Monthly repayment
$3,157
LVR —
AFG Alpha Basic Home Loan
Owner-occupier3y FixedP&IRedrawExtra repayments
Interest
6.49%p.a.
33d ago
Comparison*
—
Monthly repayment
$3,157
LVR ≤80%
5 Year Fixed Home Loan
Owner-occupier5y FixedP&IRedrawExtra repayments
Interest
6.24%p.a.
Comparison*
6.52%p.a.
Monthly repayment
$3,075
LVR ≤95%
Firefighters Mutual Bank
Your Way Plus Fixed Home Loan Investor
Investor2y FixedP&IOffsetRedrawExtra repayments
Interest
6.39%p.a.
36d ago
Comparison*
6.53%p.a.
Monthly repayment
$3,124
LVR 60–80%
Health Professionals Bank
Your Way Plus Fixed Home Loan Investor
Investor2y FixedP&IOffsetRedrawExtra repayments
Interest
6.39%p.a.
36d ago
Comparison*
6.53%p.a.
Monthly repayment
$3,124
LVR 60–80%
Complete Home Loan Investment 5 year fixed LVR <80%
Investor5y FixedP&IRedrawExtra repayments
Interest
6.54%p.a.
Comparison*
—
Monthly repayment
$3,174
LVR ≤80%
OnlineTiimely Offset Home Loan
Investor3y FixedP&IOffsetRedrawExtra repayments
Interest
6.54%p.a.
Comparison*
6.56%p.a.
Monthly repayment
$3,174
LVR ≤80%
*Important Information and Comparison Rate Warning
This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.
The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.
Pepper Money · Fixed
Pepper Money fixed home loans — what to weigh
Fixed rates lock in certainty for the term but cap flexibility — extra repayments usually capped, break costs apply on exit. Compare break-cost mechanics alongside headline rate. Pepper Money's sharpest variable currently: 6.39%.
See also Pepper Money's full product range, repayment calculator, and refinance savings calculator.