Standard Variable (Package)
Owner-occupierVariableP&IOffsetRedrawExtra repayments
Interest
5.94%p.a.
Comparison*
5.98%p.a.
Monthly repayment
$2,978
LVR 70–80%
HSBC Home Loan Rates
Active products
79
Lowest variable
5.94%
Lowest fixed
6.09%
Lowest comparison
5.98%
Last updated
7 June 2026
HSBC Bank Australia is the local arm of the global HSBC Group, with a smaller but consistent home-loan range targeting PAYG and self-employed borrowers including expats and non-residents (where policy permits). The Premier Home Loan adds offset and waived fees for HSBC Premier customers.
1 HSBC home loan products
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