Pepper Money Investor Home Loans, July 2026
Pepper Money doesn't currently advertise products meeting our visibility filter in this segment. The panel below shows the full 85+-lender market for benchmark.
RBA cash rate 4.35%(effective 17 Jun 2026)|Rates updated |808 products|85+ Australian lenders
Editor's Pick · Ratesniffers Editorial Team
Top Home Loan Rates in July 2026
Reviewed by the Ratesniffers Editorial Team, July 2026
Pepper Money's sharpest investor options. Market cheapest currently sits at 6.01%.
Type
Lender & product
Rate p.a.
Comp. rate p.a.*
Max LVR
Variable rate
Pepper MoneyOwner-Occupier 75-80% LVR
6.74%
6.78%
80%
OnlineVirgin Money Lite Home Loan
InvestorVariableP&IRedrawExtra repayments
Interest
5.99%p.a.
Comparison*
6.01%p.a.
Monthly repayment
$2,995
LVR 70–80%
Standard Variable (Package)
InvestorVariableP&IOffsetRedrawExtra repayments
Interest
6.04%p.a.
Comparison*
6.08%p.a.
Monthly repayment
$3,011
LVR 70–80%
Special Police Investor Variable Rate Home Loan
InvestorVariableP&IRedrawExtra repayments
Interest
6.13%p.a.
43d ago
Comparison*
6.13%p.a.
Monthly repayment
$3,040
LVR —
First Home Buyer Loan - Investment
InvestorVariableP&IOffsetRedrawExtra repayments
Interest
6.14%p.a.
Verify, 67d old
Comparison*
6.14%p.a.
Monthly repayment
$3,043
LVR 70–90%
Discount Plus Investment Home Loan (with Interest Only Repayment)
InvestorVariableInterest onlyOffsetRedrawExtra repayments
Interest
6.13%p.a.
Comparison*
6.17%p.a.
Monthly repayment
$3,040
LVR —
Clear Path Variable Home Loan
InvestorVariableP&IOffsetRedrawExtra repayments$2,000 cashback
Interest
6.13%p.a.
Comparison*
6.17%p.a.
Monthly repayment
$3,040
LVR ≤80%
liteBlue Investor P+I (up to 60% LVR)
InvestorVariableP&IRedrawExtra repayments
Interest
6.14%p.a.
Comparison*
6.18%p.a.
Monthly repayment
$3,043
LVR —
Mortgage Simplifier
InvestorVariableP&IRedrawExtra repayments
Interest
6.14%p.a.
Comparison*
6.18%p.a.
Monthly repayment
$3,043
LVR —
Real Deal Home Loan Investment Principal and Interest
InvestorVariableP&IRedrawExtra repayments
Interest
6.14%p.a.
Comparison*
6.18%p.a.
Monthly repayment
$3,043
LVR ≤80%
Discount Variable - Investment
InvestorVariableP&IRedrawExtra repayments
Interest
6.14%p.a.
Comparison*
6.18%p.a.
Monthly repayment
$3,043
LVR 70–80%
Premium Choice Investment Loan
Investor1y FixedP&IOffsetRedrawExtra repayments
Interest
6.14%p.a.
Comparison*
6.18%p.a.
Monthly repayment
$3,043
LVR —
Discounted Great Rate Home Loan - Variable Investment
InvestorVariableP&IRedrawExtra repayments$2,500 cashback
Interest
6.19%p.a.
Comparison*
6.20%p.a.
Monthly repayment
$3,059
LVR —
OnlineME Bank EconoME Home Loan
InvestorVariableP&IRedrawExtra repayments$3,000 cashback
Cashback eligibility
- Min loan $700,000
- Max LVR 80%
- Aggregate split refi loans to meet $700k minimum (same customer, same submission)
- Mixed refi + purchase apps eligible — one $3k per application
- Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months
- Offer ends 28 Aug 2026 · lender T&Cs
Interest
6.18%p.a.
Comparison*
6.22%p.a.
Monthly repayment
$3,056
LVR 70–80%
Back to Basics Variable Rate Better Together Special Offer
InvestorVariableP&IRedrawExtra repayments
Interest
6.18%p.a.
Comparison*
6.22%p.a.
Monthly repayment
$3,056
LVR 70–80%
Investment Value Home Loan
InvestorVariableP&IOffsetRedrawExtra repayments
Interest
6.19%p.a.
Comparison*
6.23%p.a.
Monthly repayment
$3,059
LVR 71–80%
Macquarie Offset Home Loan
InvestorVariableP&IOffsetRedrawExtra repayments
Interest
6.19%p.a.
Comparison*
6.23%p.a.
Monthly repayment
$3,059
LVR 70–80%
Home Loan-Package
InvestorVariableP&IOffsetRedrawExtra repayments
Interest
6.19%p.a.
Comparison*
6.23%p.a.
Monthly repayment
$3,059
LVR —
OnlineFlex - Variable INV P&I
InvestorVariableP&IOffsetRedrawExtra repayments
Interest
6.19%p.a.
Comparison*
6.23%p.a.
Monthly repayment
$3,059
LVR 70–80%
ANZ Standard Variable home loan
InvestorVariableP&IOffsetRedrawExtra repayments$3,000 cashback
Interest
6.20%p.a.
Comparison*
6.24%p.a.
Monthly repayment
$3,062
LVR ≤80%
Fair Dinkum Investment Home Loan
InvestorVariableP&IExtra repayments
Interest
6.24%p.a.
Verify, 70d old
Comparison*
6.24%p.a.
Monthly repayment
$3,075
LVR 70–80%
Basic Variable Investment Loan
InvestorVariableP&IRedrawExtra repayments
Interest
6.19%p.a.
28d ago
Comparison*
6.25%p.a.
Monthly repayment
$3,059
LVR —
Bendigo Easy Home Loan
InvestorVariableP&IRedrawExtra repayments
Interest
6.23%p.a.
Comparison*
6.25%p.a.
Monthly repayment
$3,072
LVR 70–80%
Variable Home Loan with Offset
InvestorVariableP&IOffsetRedrawExtra repayments
Interest
6.22%p.a.
Comparison*
6.26%p.a.
Monthly repayment
$3,069
LVR 70–80%
Variable Home Loan with Offset
InvestorVariableP&IOffsetRedrawExtra repayments
Interest
6.22%p.a.
Comparison*
6.26%p.a.
Monthly repayment
$3,069
LVR 70–80%
Variable Home Loan with Offset
InvestorVariableP&IOffsetRedrawExtra repayments
Interest
6.22%p.a.
Comparison*
6.26%p.a.
Monthly repayment
$3,069
LVR 70–80%
AFG Alpha Offset Home Loan
InvestorVariableP&IOffsetRedrawExtra repayments
Interest
6.24%p.a.
Comparison*
6.28%p.a.
Monthly repayment
$3,075
LVR 70–80%
BASIC HOME LOAN
InvestorVariableInterest onlyRedrawExtra repayments
Interest
6.24%p.a.
Comparison*
6.28%p.a.
Monthly repayment
$3,075
LVR —
Offset Investment Loan Fixed
Investor3y FixedP&IOffsetExtra repayments
Interest
6.24%p.a.
Comparison*
6.28%p.a.
Monthly repayment
$3,075
LVR 70–80%
Purple Basic Vbl Home Loan-Inv
InvestorVariableP&IRedrawExtra repayments
Interest
6.24%p.a.
Comparison*
6.28%p.a.
Monthly repayment
$3,075
LVR —
Variable Home Loan Package Principal and Interest
InvestorVariableP&IOffsetRedrawExtra repayments
Interest
6.24%p.a.
Comparison*
6.28%p.a.
Monthly repayment
$3,075
LVR —
*Important Information and Comparison Rate Warning
This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.
The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.
Pepper Money · Investor
Pepper Money investor home loans, what to weigh
Pepper Money's investor panel, interest-only options where available, ranked sharpest-first by comparison rate. Pepper Money's sharpest variable currently: 6.39%.
See also Pepper Money's full product range, repayment calculator, and refinance savings calculator.