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Up Home Loan Rates

Online

Active products

6

Lowest variable

5.95%

Lowest fixed

6.35%

Lowest comparison

6.06%

Last updated

12 June 2026

Up is the digital-only banking brand owned by Bendigo Bank, originally a transactional/savings app and now offering home loans via the Up Home product. Up Home is variable-only, has 100% offset, and is delivered entirely through the Up app — no calls, no PDFs.

1 Up home loan products

Online

Owner-occupier3y FixedP&IOffsetRedrawExtra repayments

Interest

6.35%p.a.

Comparison*

—

Monthly repayment

$3,111

LVR —

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