Hume Bank Home Loan Rates

Q: What are Hume Bank home loan rates?

Hume Bank home loan rates include this selected product example: liteBlue Variable 60% - 80% LVR Owner Occupied P&I: 6.34% p.a. (6.35% comparison rate), variable, for an owner-occupier principal-and-interest loan at 80% LVR (listed LVR band 60% to 80%), as of 20 October 2026. Compare all lenders at /home-loans. This is general information, not a recommendation to borrow. This is a selected product example, not every product or a personalised offer. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

Q: What is Hume Bank?

Hume Bank is the customer-owned bank of the Albury-Wodonga border region. Hume Bank home loan rates include this selected product example: liteBlue Variable 60% - 80% LVR Owner Occupied P&I: 6.34% p.a. (6.35% comparison rate), variable, for an owner-occupier principal-and-interest loan at 80% LVR (listed LVR band 60% to 80%), as of 20 October 2026. Compare the comparison rate, not only the headline rate, at /home-loans. This is general information, not a recommendation to borrow. This is a selected product example, not every product or a personalised offer. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

Q: What are Hume Bank home loans?

Hume Bank home loan rates include this selected product example: liteBlue Variable 60% - 80% LVR Owner Occupied P&I: 6.34% p.a. (6.35% comparison rate), variable, for an owner-occupier principal-and-interest loan at 80% LVR (listed LVR band 60% to 80%), as of 20 October 2026. Hume Bank is the customer-owned Albury-Wodonga mutual; Hume Bank home loans on this page are the myBlue and liteBlue products in the live table. Compare all lenders at /home-loans. This is a selected product example, not every product or a personalised offer. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

Q: What is the monthly repayment on a $600,000 Hume Bank home loan?

For a hypothetical $600,000 principal-and-interest loan over 30 years, keeping this variable interest rate unchanged gives about $3,729 a month before fees. The selected source example is liteBlue Variable 60% - 80% LVR Owner Occupied P&I: 6.34% p.a. (6.35% comparison rate), variable, for an owner-occupier principal-and-interest loan at 80% LVR (listed LVR band 60% to 80%), as of 20 October 2026. Variable rates can change; this calculation does not establish eligibility or approval. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years. Use /calculators/repayment to model your own amount and term.

Q: How much do you need to earn for a $500,000 Hume Bank home loan?

There is no single salary requirement for a Hume Bank home loan. The lender assesses income, expenses, debts and repayment capacity. APRA's residential mortgage framework generally requires governed authorised deposit-taking institutions to apply a minimum 3 percentage point buffer above the payable interest rate, ignoring temporary introductory discounts, with prudent limited policy exceptions. This does not establish Hume Bank's actual assessment rate or approval criteria. Confirm the applicable lender policy and use /calculators/income-required for an illustrative estimate, not approval.

Q: Is Hume Bank competitive for refinancing?

Compare Hume Bank's available product conditions and total costs with your existing loan. A listed rate does not establish refinance eligibility. Allow for discharge, establishment and any fixed-loan early repayment costs, and confirm applicable lender terms before switching. Compare the table with /home-loans/refinance.

Q: How often are Hume Bank's home loan rates updated?

Ratesniffers refreshes Hume Bank's home loan rates daily; this page was last updated 1 November 2026. Rates can change whenever Hume Bank reprices or the RBA moves the cash rate, so the figures shown reflect the most recent data we hold rather than a static snapshot.

What are Hume Bank home loan rates?

Hume Bank home loan rates, selected verified 80% LVR owner-occupier principal and interest product examples dated 20 October 2026. Rates shown per annum; the comparison rate counts most fees on the $150,000 / 25-year example.
Product	Type	Rate p.a.	Comparison rate*	LVR
liteBlue Variable 60% - 80% LVR Owner Occupied P&I	Variable	6.34%	6.35%	80%
myBlue 1 Year Fixed 60% - 80% LVR Owner Occupied P&I	1-year fixed	6.39%	6.43%	80%
myBlue 2 Year Fixed 60% - 80% LVR Owner Occupied P&I	2-year fixed	6.39%	6.43%	80%

Rates shown are selected product examples, not every product or a personalised offer. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

Tracked products

236

Variable product example

6.34%

Fixed product example

6.39%

A verified Hume Bank product example is myBlue 1 Year Fixed 60% - 80% LVR Owner Occupied P&I: 6.39% p.a. (6.43% comparison rate), 12-month fixed, for an owner-occupier principal-and-interest loan at 80% LVR (listed LVR band 60% to 80%), as of 20 October 2026. This is a selected example, not every product or a personalised offer. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

Variable example comparison

6.35%

Last updated

1 November 2026

Hume Bank is one of the Australian home-loan lenders we track daily. We currently surface 236 active products from Hume Bank, refreshed from authoritative lender sources. The product table below sorts by comparison rate by default, the true-cost metric mandated by the National Consumer Credit Protection Act 2009, so you can see total cost, including standard fees, at a glance.

What are Hume Bank home loan rates?

Ratesniffers compares Hume Bank home loan products by comparison rate. A verified Hume Bank product example is liteBlue Variable 60% - 80% LVR Owner Occupied P&I: 6.34% p.a. (6.35% comparison rate), variable, for an owner-occupier principal-and-interest loan at 80% LVR (listed LVR band 60% to 80%), as of 20 October 2026. This is a selected example, not every product or a personalised offer. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years. A verified Hume Bank product example is myBlue 1 Year Fixed 60% - 80% LVR Owner Occupied P&I: 6.39% p.a. (6.43% comparison rate), 12-month fixed, for an owner-occupier principal-and-interest loan at 80% LVR (listed LVR band 60% to 80%), as of 20 October 2026. This is a selected example, not every product or a personalised offer. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years. Compare Hume Bank against the wider market on home loan rates, check the comparison rate used to rank the table, or model extra payments with the extra repayments calculator.

What is the lowest Hume Bank home loan rate?

A verified Hume Bank product example is liteBlue Variable 60% - 80% LVR Owner Occupied P&I: 6.34% p.a. (6.35% comparison rate), variable, for an owner-occupier principal-and-interest loan at 80% LVR (listed LVR band 60% to 80%), as of 20 October 2026. This is a selected example, not every product or a personalised offer. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years. A verified Hume Bank product example is myBlue 1 Year Fixed 60% - 80% LVR Owner Occupied P&I: 6.39% p.a. (6.43% comparison rate), 12-month fixed, for an owner-occupier principal-and-interest loan at 80% LVR (listed LVR band 60% to 80%), as of 20 October 2026. This is a selected example, not every product or a personalised offer. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years. These selected examples do not establish the lowest rate across every product or borrower scenario.

How many home loan products does Hume Bank offer?

Ratesniffers currently tracks 236 Hume Bank home loan products across variable, fixed and interest-only options for owner-occupiers and investors, and ranks the 52 that pass our data-quality checks on this page. Every rate is ranked by comparison rate, the ASIC-mandated figure that folds in most fees, so the genuinely cheapest products sit at the top.

The figures on this page cover Hume Bank home loans. To compare home loan rates Australia, open the wider market table ranked by comparison rate.