Hume Bank · First home buyer · Updated September 2026

Hume Bank First Home Buyer Loans, September 2026

Hume Bank lists 12 first home buyer home loans in the Ratesniffers index today. The lowest is 5.99% p.a. (comparison rate 6.00% p.a.), on myBlue FHB Non Scheme Variable O/Occ P+I (up to 95% LVR). Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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Hume Bank first home buyer home loan rates, September 2026

Hume BankmyBlue FHB Non Scheme Variable O/Occ P+I (up to 95% LVR)

VariableOffsetRedraw

Interest

5.99%p.a.

Comparison*

6.00%p.a.

Est. repayment

$2,995

LVR not stated

Enquire

Hume BankliteBlue FHB Non Scheme O/Occ P+I (up to 95%LVR)

VariableRedraw

Interest

5.99%p.a.

Comparison*

6.00%p.a.

Est. repayment

$2,995

LVR not stated

Enquire

Hume BankmyBlue FHB Non Scheme 1 Year Fix O/Occ P+I (up to 95% LVR)

1y FixedOffsetRedraw

Interest

6.29%p.a.

Comparison*

6.11%p.a.

Est. repayment

$3,092

LVR not stated

Enquire

Hume BankmyBlue FHB Non Scheme 2 Year Fix O/Occ P+I (up to 95% LVR)

2y FixedOffsetRedraw

Interest

6.29%p.a.

Comparison*

6.13%p.a.

Est. repayment

$3,092

LVR not stated

Enquire

Hume BankmyBlue 1 Year Fixed <98% LVR Owner Occupied P&I First Home Buyer (non-Scheme only)

1y FixedOffsetRedraw

Interest

6.29%p.a.

Comparison*

6.11%p.a.

Est. repayment

$3,092

LVR ≤98%

Enquire

Hume BankmyBlue 2 Year Fixed <98% LVR Owner Occupied P&I First Home Buyer (non-Scheme only)

2y FixedOffsetRedraw

Interest

6.29%p.a.

Comparison*

6.13%p.a.

Est. repayment

$3,092

LVR ≤98%

Enquire

Hume BankmyBlue FHB Non Scheme 3 Year Fix O/Occ P+I (up to 95% LVR)

3y FixedOffsetRedraw

Interest

6.39%p.a.

Comparison*

6.17%p.a.

Est. repayment

$3,124

LVR not stated

Enquire

Hume BankmyBlue 3 Year Fixed <98% LVR Owner Occupied P&I First Home Buyer (non-Scheme only)

3y FixedOffsetRedraw

Interest

6.39%p.a.

Comparison*

6.17%p.a.

Est. repayment

$3,124

LVR ≤98%

Enquire

Hume BankmyBlue FHB Non Scheme 4 Year Fix O/Occ P+I (up to 95% LVR)

4y FixedOffsetRedraw

Interest

6.59%p.a.

Comparison*

6.27%p.a.

Est. repayment

$3,190

LVR not stated

Enquire

Hume BankmyBlue 4 Year Fixed <98% LVR Owner Occupied P&I First Home Buyer (non-Scheme only)

4y FixedOffsetRedraw

Interest

6.59%p.a.

Comparison*

6.27%p.a.

Est. repayment

$3,190

LVR ≤98%

Enquire

Hume BankmyBlue FHB Non Scheme 5 Year Fix O/Occ P+I (up to 95% LVR)

5y FixedOffsetRedraw

Interest

6.69%p.a.

Comparison*

6.41%p.a.

Est. repayment

$3,223

LVR not stated

Enquire

Hume BankmyBlue 5 Year Fixed <98% LVR Owner Occupied P&I First Home Buyer (non-Scheme only)

5y FixedOffsetRedraw

Interest

6.69%p.a.

Comparison*

6.35%p.a.

Est. repayment

$3,223

LVR ≤98%

Enquire

*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

Hume Bank · First home buyer

Hume Bank first home buyer home loans, what to weigh

Hume Bank's first-home-buyer eligible products, Home Guarantee Scheme accepted where the lender participates. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every first home buyer option has the same price.