Hume Bank · Interest only · Updated November 2026

Hume Bank Interest only Home Loans, November 2026

Hume Bank lists 24 interest-only home loans in the Ratesniffers index today. The lowest is 6.59% p.a., on liteBlue Variable <60% LVR Investment IO. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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Hume Bank interest-only home loan rates, November 2026

Hume BankliteBlue Variable <60% LVR Investment IO

VariableRedraw

Interest

6.59%p.a.

Comparison*

Not available

Est. interest only / month

$2,746

LVR ≤60%

Based on a $500,000 balance

Enquire

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Hume BankmyBlue 1 Year Fixed <60% LVR Investment IO

1y FixedOffsetRedraw

Interest

6.59%p.a.

Comparison*

Not available

Est. interest only / month

$2,746

LVR ≤60%

Based on a $500,000 balance

Enquire

Hume BankmyBlue 1 Year Fixed 60% - 80% LVR Investment IO

1y FixedOffsetRedraw

Interest

6.59%p.a.

Comparison*

Not available

Est. interest only / month

$2,746

LVR 60 to 80%

Based on a $500,000 balance

Enquire

Hume BankmyBlue 2 Year Fixed <60% LVR Investment IO

2y FixedOffsetRedraw

Interest

6.59%p.a.

Comparison*

Not available

Est. interest only / month

$2,746

LVR ≤60%

Based on a $500,000 balance

Enquire

Hume BankmyBlue 2 Year Fixed 60% - 80% LVR Investment IO

2y FixedOffsetRedraw

Interest

6.59%p.a.

Comparison*

Not available

Est. interest only / month

$2,746

LVR 60 to 80%

Based on a $500,000 balance

Enquire

Hume BankliteBlue Variable 60% - 80% LVR Investment IO

VariableRedraw

Interest

6.69%p.a.

Comparison*

Not available

Est. interest only / month

$2,788

LVR 60 to 80%

Based on a $500,000 balance

Enquire

Hume BankmyBlue Variable <60% LVR Investment IO

VariableOffsetRedraw

Interest

6.69%p.a.

Comparison*

Not available

Est. interest only / month

$2,788

LVR ≤60%

Based on a $500,000 balance

Enquire

Hume BankmyBlue 3 Year Fixed <60% LVR Investment IO

3y FixedOffsetRedraw

Interest

6.69%p.a.

Comparison*

Not available

Est. interest only / month

$2,788

LVR ≤60%

Based on a $500,000 balance

Enquire

Hume BankmyBlue 3 Year Fixed 60% - 80% LVR Investment IO

3y FixedOffsetRedraw

Interest

6.69%p.a.

Comparison*

Not available

Est. interest only / month

$2,788

LVR 60 to 80%

Based on a $500,000 balance

Enquire

Hume BankliteBlue Variable <60% LVR Owner Occupied IO

VariableRedraw

Interest

6.74%p.a.

Comparison*

Not available

Est. interest only / month

$2,808

LVR ≤60%

Based on a $500,000 balance

Enquire

Hume BankmyBlue Variable 60% - 80% LVR Investment IO

VariableOffsetRedraw

Interest

6.79%p.a.

Comparison*

Not available

Est. interest only / month

$2,829

LVR 60 to 80%

Based on a $500,000 balance

Enquire

Hume BankmyBlue 1 Year Fixed <60% LVR Owner Occupied IO

1y FixedOffsetRedraw

Interest

6.79%p.a.

Comparison*

Not available

Est. interest only / month

$2,829

LVR ≤60%

Based on a $500,000 balance

Enquire

Hume BankmyBlue 1 Year Fixed 60% - 80% LVR Owner Occupied IO

1y FixedOffsetRedraw

Interest

6.79%p.a.

Comparison*

Not available

Est. interest only / month

$2,829

LVR 60 to 80%

Based on a $500,000 balance

Enquire

Hume BankmyBlue 1 Year Fixed 80% - 90% LVR Investment IO

1y FixedOffsetRedraw

Interest

6.79%p.a.

Comparison*

Not available

Est. interest only / month

$2,829

LVR 80 to 90%

Based on a $500,000 balance

Enquire

Hume BankmyBlue 2 Year Fixed <60% LVR Owner Occupied IO

2y FixedOffsetRedraw

Interest

6.79%p.a.

Comparison*

Not available

Est. interest only / month

$2,829

LVR ≤60%

Based on a $500,000 balance

Enquire

Hume BankmyBlue 2 Year Fixed 60% - 80% LVR Owner Occupied IO

2y FixedOffsetRedraw

Interest

6.79%p.a.

Comparison*

Not available

Est. interest only / month

$2,829

LVR 60 to 80%

Based on a $500,000 balance

Enquire

Hume BankmyBlue 2 Year Fixed 80% - 90% LVR Investment IO

2y FixedOffsetRedraw

Interest

6.79%p.a.

Comparison*

Not available

Est. interest only / month

$2,829

LVR 80 to 90%

Based on a $500,000 balance

Enquire

Hume BankmyBlue 4 Year Fixed <60% LVR Investment IO

4y FixedOffsetRedraw

Interest

6.79%p.a.

Comparison*

Not available

Est. interest only / month

$2,829

LVR ≤60%

Based on a $500,000 balance

Enquire

Hume BankmyBlue 4 Year Fixed 60% - 80% LVR Investment IO

4y FixedOffsetRedraw

Interest

6.79%p.a.

Comparison*

Not available

Est. interest only / month

$2,829

LVR 60 to 80%

Based on a $500,000 balance

Enquire

Hume BankliteBlue Variable 60% - 80% LVR Owner Occupied IO

VariableRedraw

Interest

6.84%p.a.

Comparison*

Not available

Est. interest only / month

$2,850

LVR 60 to 80%

Based on a $500,000 balance

Enquire

Hume BankmyBlue Variable <60% LVR Owner Occupied IO

VariableOffsetRedraw

Interest

6.84%p.a.

Comparison*

Not available

Est. interest only / month

$2,850

LVR ≤60%

Based on a $500,000 balance

Enquire

Hume BankmyBlue 3 Year Fixed <60% LVR Owner Occupied IO

3y FixedOffsetRedraw

Interest

6.89%p.a.

Comparison*

Not available

Est. interest only / month

$2,871

LVR ≤60%

Based on a $500,000 balance

Enquire

Hume BankmyBlue 3 Year Fixed 60% - 80% LVR Owner Occupied IO

3y FixedOffsetRedraw

Interest

6.89%p.a.

Comparison*

Not available

Est. interest only / month

$2,871

LVR 60 to 80%

Based on a $500,000 balance

Enquire

Hume BankmyBlue 3 Year Fixed 80% - 90% LVR Investment IO

3y FixedOffsetRedraw

Interest

6.89%p.a.

Comparison*

Not available

Est. interest only / month

$2,871

LVR 80 to 90%

Based on a $500,000 balance

Enquire

*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

Hume Bank · Interest only

Hume Bank interest only home loans, what to weigh

Interest-only loans don't amortise during the IO term, they only stack up when capital growth is doing the heavy lifting. Owner-occupier IO is APRA-restricted; most IO products on the panel are investor. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every interest only option has the same price.