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Hume Bank · Interest only · Updated September 2026

Hume Bank Interest only Home Loans, September 2026

Hume Bank lists 24 interest-only home loans in the Ratesniffers index today. The lowest is 6.34% p.a., on liteBlue Variable <60% LVR Investment IO. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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Hume Bank interest-only home loan rates, September 2026

Hume Bank logo
Hume BankliteBlue Variable <60% LVR Investment IO
VariableRedraw
Interest
6.34%p.a.
Comparison*
Not available
Est. repayment
$3,108
LVR ≤60%
Hume Bank logo
Hume BankInvestment Line of Credit
VariableRedraw
Interest
6.44%p.a.
Comparison*
Not available
Est. repayment
$3,141
LVR not stated
Hume Bank logo
Hume BankmyBlue Variable Investment I/O (60.01 - 80.00% LVR)
VariableOffsetRedraw
Interest
6.44%p.a.
Comparison*
Not available
Est. repayment
$3,141
LVR not stated
Hume Bank logo
Hume BankmyBlue Variable Investment I/O (up to 60% LVR)
VariableOffsetRedraw
Interest
6.44%p.a.
Comparison*
Not available
Est. repayment
$3,141
LVR not stated
Hume Bank logo
Hume BankliteBlue Investor I/O (60%-80% LVR)
VariableRedraw
Interest
6.44%p.a.
Comparison*
Not available
Est. repayment
$3,141
LVR not stated
Hume Bank logo
Hume BankliteBlue Investor I/O (up to 60% LVR)
VariableRedraw
Interest
6.44%p.a.
Comparison*
Not available
Est. repayment
$3,141
LVR not stated
Hume Bank logo
Hume BankliteBlue Variable 60% - 80% LVR Investment IO
VariableRedraw
Interest
6.44%p.a.
Comparison*
Not available
Est. repayment
$3,141
LVR 60 to 80%
Hume Bank logo
Hume BankmyBlue Variable <60% LVR Investment IO
VariableOffsetRedraw
Interest
6.44%p.a.
Comparison*
Not available
Est. repayment
$3,141
LVR ≤60%
Hume Bank logo
Hume BankmyBlue 1 Year Fix Investment I/O (60.01 - 80.00% LVR)
1y FixedOffsetRedraw
Interest
6.49%p.a.
Comparison*
6.36%p.a.
Est. repayment
$3,157
LVR not stated
Hume Bank logo
Hume BankmyBlue 2 Year Fix Investment I/O (60.01 - 80.00% LVR)
2y FixedOffsetRedraw
Interest
6.49%p.a.
Comparison*
6.37%p.a.
Est. repayment
$3,157
LVR not stated
Hume Bank logo
Hume BankmyBlue 1 Year Fix Investment I/O (up to 60% LVR)
1y FixedOffsetRedraw
Interest
6.49%p.a.
Comparison*
6.27%p.a.
Est. repayment
$3,157
LVR not stated
Hume Bank logo
Hume BankmyBlue 2 Year Fix Investment I/O (up to 60% LVR)
2y FixedOffsetRedraw
Interest
6.49%p.a.
Comparison*
6.29%p.a.
Est. repayment
$3,157
LVR not stated
Hume Bank logo
Hume BankliteBlue Variable <60% LVR Owner Occupied IO
VariableRedraw
Interest
6.49%p.a.
Comparison*
Not available
Est. repayment
$3,157
LVR ≤60%
Hume Bank logo
Hume BankmyBlue 1 Year Fixed <60% LVR Investment IO
1y FixedOffsetRedraw
Interest
6.49%p.a.
Comparison*
Not available
Est. repayment
$3,157
LVR ≤60%
Hume Bank logo
Hume BankmyBlue 1 Year Fixed 60% - 80% LVR Investment IO
1y FixedOffsetRedraw
Interest
6.49%p.a.
Comparison*
Not available
Est. repayment
$3,157
LVR 60 to 80%
Hume Bank logo
Hume BankmyBlue 2 Year Fixed <60% LVR Investment IO
2y FixedOffsetRedraw
Interest
6.49%p.a.
Comparison*
Not available
Est. repayment
$3,157
LVR ≤60%
Hume Bank logo
Hume BankmyBlue 2 Year Fixed 60% - 80% LVR Investment IO
2y FixedOffsetRedraw
Interest
6.49%p.a.
Comparison*
Not available
Est. repayment
$3,157
LVR 60 to 80%
Hume Bank logo
Hume BankmyBlue Variable 60% - 80% LVR Investment IO
VariableOffsetRedraw
Interest
6.54%p.a.
Comparison*
Not available
Est. repayment
$3,174
LVR 60 to 80%
Hume Bank logo
Hume BankmyBlue 1 Year Fix Investment I/O (80.01-90.00% LVR)
1y FixedOffsetRedraw
Interest
6.49%p.a.
Comparison*
6.56%p.a.
Est. repayment
$3,157
LVR not stated
Hume Bank logo
Hume BankmyBlue 2 Year Fix Investment I/O (80.01-90.00% LVR)
2y FixedOffsetRedraw
Interest
6.49%p.a.
Comparison*
6.57%p.a.
Est. repayment
$3,157
LVR not stated
Hume Bank logo
Hume BankliteBlue Investor I/O (80%-90% LVR)
VariableRedraw
Interest
6.44%p.a.
Comparison*
6.59%p.a.
Est. repayment
$3,141
LVR not stated
Hume Bank logo
Hume BankLine of Credit
VariableRedraw
Interest
6.59%p.a.
Comparison*
Not available
Est. repayment
$3,190
LVR not stated
Hume Bank logo
Hume BankmyBlue 3 Year Fix Investment I/O (60.01 - 80.00% LVR)
3y FixedOffsetRedraw
Interest
6.59%p.a.
Comparison*
6.41%p.a.
Est. repayment
$3,190
LVR not stated
Hume Bank logo
Hume BankmyBlue Variable O/Occ I/O (60.01 - 80.00% LVR)
VariableOffsetRedraw
Interest
6.59%p.a.
Comparison*
Not available
Est. repayment
$3,190
LVR not stated
*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

Hume Bank · Interest only

Hume Bank interest only home loans, what to weigh

Interest-only loans don't amortise during the IO term, they only stack up when capital growth is doing the heavy lifting. Owner-occupier IO is APRA-restricted; most IO products on the panel are investor. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every interest only option has the same price.

See also Hume Bank's full product range, repayment calculator, and refinance savings calculator.

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