Hume Bank · Variable · Updated November 2026

Hume Bank Variable Home Loans, November 2026

Hume Bank lists 24 variable home loans in the Ratesniffers index today. The lowest is 6.24% p.a. (comparison rate 6.25% p.a.), on liteBlue Variable <60% LVR Owner Occupied P&I. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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Hume Bank variable home loan rates, November 2026

Hume BankliteBlue Variable <60% LVR Owner Occupied P&I

VariableRedraw

Interest

6.24%p.a.

Comparison*

6.25%p.a.

Est. repayment

$3,075

LVR ≤60%

Enquire

Hume BankliteBlue Variable <98% LVR Owner Occupied P&I (Aus Gov 5% Deposit Scheme only)

VariableRedraw

Interest

6.24%p.a.

Comparison*

6.25%p.a.

Est. repayment

$3,075

LVR ≤98%

Enquire

Hume BankliteBlue Variable <98% LVR Owner Occupied P&I First Home Buyer (non-Scheme only)

VariableRedraw

Interest

6.24%p.a.

Comparison*

6.25%p.a.

Est. repayment

$3,075

LVR ≤98%

Enquire

Hume BankmyBlue Variable <60% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

6.34%p.a.

Comparison*

6.34%p.a.

Est. repayment

$3,108

LVR ≤60%

Enquire

Hume BankmyBlue Variable <98% LVR Owner Occupied P&I (Aus Gov 5% Deposit Scheme only)

VariableOffsetRedraw

Interest

6.34%p.a.

Comparison*

6.34%p.a.

Est. repayment

$3,108

LVR ≤98%

Enquire

Hume BankmyBlue Variable <98% LVR Owner Occupied P&I First Home Buyer (Non-Scheme only)

VariableOffsetRedraw

Interest

6.34%p.a.

Comparison*

6.34%p.a.

Est. repayment

$3,108

LVR ≤98%

Enquire

Hume BankliteBlue Variable 60% - 80% LVR Owner Occupied P&I

VariableRedraw

Interest

6.34%p.a.

Comparison*

6.35%p.a.

Est. repayment

$3,108

LVR 60 to 80%

Enquire

Hume BankliteBlue Variable <60% LVR Investment P&I

VariableRedraw

Interest

6.39%p.a.

Comparison*

6.40%p.a.

Est. repayment

$3,124

LVR ≤60%

Enquire

Hume BankmyBlue Variable 60% - 80% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

6.44%p.a.

Comparison*

6.44%p.a.

Est. repayment

$3,141

LVR 60 to 80%

Enquire

Hume BankmyBlue Variable <60% LVR Investment P&I

VariableOffsetRedraw

Interest

6.49%p.a.

Comparison*

6.49%p.a.

Est. repayment

$3,157

LVR ≤60%

Enquire

Hume BankliteBlue Variable 60% - 80% LVR Investment P&I

VariableRedraw

Interest

6.49%p.a.

Comparison*

6.50%p.a.

Est. repayment

$3,157

LVR 60 to 80%

Enquire

Hume BankliteBlue Variable 80% - 90% LVR Owner Occupied P&I

VariableRedraw

Interest

6.54%p.a.

Comparison*

6.55%p.a.

Est. repayment

$3,174

LVR 80 to 90%

Enquire

Hume BankliteBlue Variable <60% LVR Investment IO

VariableRedraw

Interest

6.59%p.a.

Comparison*

Not available

Est. interest only / month

$2,746

LVR ≤60%

Based on a $500,000 balance

Enquire

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Hume BankmyBlue Variable 60% - 80% LVR Investment P&I

VariableOffsetRedraw

Interest

6.59%p.a.

Comparison*

6.59%p.a.

Est. repayment

$3,190

LVR 60 to 80%

Enquire

Hume BankmyBlue Variable 80% - 90% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

6.64%p.a.

Comparison*

6.64%p.a.

Est. repayment

$3,207

LVR 80 to 90%

Enquire

Hume BankliteBlue Variable 60% - 80% LVR Investment IO

VariableRedraw

Interest

6.69%p.a.

Comparison*

Not available

Est. interest only / month

$2,788

LVR 60 to 80%

Based on a $500,000 balance

Enquire

Hume BankmyBlue Variable <60% LVR Investment IO

VariableOffsetRedraw

Interest

6.69%p.a.

Comparison*

Not available

Est. interest only / month

$2,788

LVR ≤60%

Based on a $500,000 balance

Enquire

Hume BankliteBlue Variable 80% - 90% LVR Investment P&I

VariableRedraw

Interest

6.69%p.a.

Comparison*

6.70%p.a.

Est. repayment

$3,223

LVR 80 to 90%

Enquire

Hume BankliteBlue Variable <60% LVR Owner Occupied IO

VariableRedraw

Interest

6.74%p.a.

Comparison*

Not available

Est. interest only / month

$2,808

LVR ≤60%

Based on a $500,000 balance

Enquire

Hume BankmyBlue Variable 60% - 80% LVR Investment IO

VariableOffsetRedraw

Interest

6.79%p.a.

Comparison*

Not available

Est. interest only / month

$2,829

LVR 60 to 80%

Based on a $500,000 balance

Enquire

Hume BankmyBlue Variable 80% - 90% LVR Investment P&I

VariableOffsetRedraw

Interest

6.79%p.a.

Comparison*

6.79%p.a.

Est. repayment

$3,256

LVR 80 to 90%

Enquire

Hume BankliteBlue Variable 60% - 80% LVR Owner Occupied IO

VariableRedraw

Interest

6.84%p.a.

Comparison*

Not available

Est. interest only / month

$2,850

LVR 60 to 80%

Based on a $500,000 balance

Enquire

Hume BankmyBlue Variable <60% LVR Owner Occupied IO

VariableOffsetRedraw

Interest

6.84%p.a.

Comparison*

Not available

Est. interest only / month

$2,850

LVR ≤60%

Based on a $500,000 balance

Enquire

Hume BankmyBlue Variable 60% - 80% LVR Owner Occupied IO

VariableOffsetRedraw

Interest

6.94%p.a.

Comparison*

Not available

Est. interest only / month

$2,892

LVR 60 to 80%

Based on a $500,000 balance

Enquire

*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

Hume Bank · Variable

Hume Bank variable home loans, what to weigh

Variable rates move with the lender's pricing decisions and the cash rate cycle. Less certainty, more flexibility, unlimited extra repayments, full offset. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every variable option has the same price.