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Hume Bank · Variable · Updated September 2026

Hume Bank Variable Home Loans, September 2026

Hume Bank lists 24 variable home loans in the Ratesniffers index today. The lowest is 5.99% p.a. (comparison rate 6.00% p.a.), on myBlue Variable O/Occ P+I (60.01 - 80.00% LVR). Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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Hume Bank variable home loan rates, September 2026

Hume Bank logo
Hume BankmyBlue Variable O/Occ P+I (60.01 - 80.00% LVR)
VariableOffsetRedraw
Interest
5.99%p.a.
Comparison*
6.00%p.a.
Est. repayment
$2,995
LVR not stated
Hume Bank logo
Hume BankmyBlue Variable O/Occ P+I (80.01-90.00% LVR)
VariableOffsetRedraw
Interest
5.99%p.a.
Comparison*
6.00%p.a.
Est. repayment
$2,995
LVR not stated
Hume Bank logo
Hume BankmyBlue Variable O/Occ P+I (90.01 -95.00% LVR)
VariableOffsetRedraw
Interest
5.99%p.a.
Comparison*
6.00%p.a.
Est. repayment
$2,995
LVR not stated
Hume Bank logo
Hume BankmyBlue Variable O/Occ P+I (up to 60% LVR)
VariableOffsetRedraw
Interest
5.99%p.a.
Comparison*
6.00%p.a.
Est. repayment
$2,995
LVR not stated
Hume Bank logo
Hume BankmyBlue Variable O/Occ I/O (80.01-90.00% LVR)
VariableOffsetRedraw
Interest
5.99%p.a.
Comparison*
6.00%p.a.
Est. repayment
$2,995
LVR not stated
Hume Bank logo
Hume BankmyBlue Variable O/Occ I/O (90.01 -95.00% LVR)
VariableOffsetRedraw
Interest
5.99%p.a.
Comparison*
6.00%p.a.
Est. repayment
$2,995
LVR not stated
Hume Bank logo
Hume BankmyBlue Deposit Scheme Variable O/Occ P+I (up to 98% LVR)
VariableOffsetRedraw
Interest
5.99%p.a.
Comparison*
6.00%p.a.
Est. repayment
$2,995
LVR not stated
Hume Bank logo
Hume BankmyBlue FHB Non Scheme Variable O/Occ P+I (up to 95% LVR)
VariableOffsetRedraw
Interest
5.99%p.a.
Comparison*
6.00%p.a.
Est. repayment
$2,995
LVR not stated
Hume Bank logo
Hume BankmyBlue Variable O/Occ I/O (up to 60% LVR)
VariableOffsetRedraw
Interest
5.99%p.a.
Comparison*
6.00%p.a.
Est. repayment
$2,995
LVR not stated
Hume Bank logo
Hume BankliteBlue O/Occ P+I (60%-80% LVR)
VariableRedraw
Interest
5.99%p.a.
Comparison*
6.00%p.a.
Est. repayment
$2,995
LVR not stated
Hume Bank logo
Hume BankliteBlue O/Occ P+I (80%-90% LVR)
VariableRedraw
Interest
5.99%p.a.
Comparison*
6.00%p.a.
Est. repayment
$2,995
LVR not stated
Hume Bank logo
Hume BankliteBlue O/Occ P+I (90%-95% LVR)
VariableRedraw
Interest
5.99%p.a.
Comparison*
6.00%p.a.
Est. repayment
$2,995
LVR not stated
Hume Bank logo
Hume BankliteBlue Deposit Scheme O/Occ P+I (up to 98%LVR)
VariableRedraw
Interest
5.99%p.a.
Comparison*
6.00%p.a.
Est. repayment
$2,995
LVR not stated
Hume Bank logo
Hume BankliteBlue FHB Non Scheme O/Occ P+I (up to 95%LVR)
VariableRedraw
Interest
5.99%p.a.
Comparison*
6.00%p.a.
Est. repayment
$2,995
LVR not stated
Hume Bank logo
Hume BankliteBlue O/Occ P+I (up to 60%LVR)
VariableRedraw
Interest
5.99%p.a.
Comparison*
6.00%p.a.
Est. repayment
$2,995
LVR not stated
Hume Bank logo
Hume BankmyBlue Variable Investment P+I (60.01 - 80.00% LVR)
VariableOffsetRedraw
Interest
6.24%p.a.
Comparison*
6.25%p.a.
Est. repayment
$3,075
LVR not stated
Hume Bank logo
Hume BankmyBlue Variable Investment P+I (80.01-90.00% LVR)
VariableOffsetRedraw
Interest
6.24%p.a.
Comparison*
6.25%p.a.
Est. repayment
$3,075
LVR not stated
Hume Bank logo
Hume BankmyBlue Variable Investment P+I (up to 60% LVR)
VariableOffsetRedraw
Interest
6.24%p.a.
Comparison*
6.25%p.a.
Est. repayment
$3,075
LVR not stated
Hume Bank logo
Hume BankmyBlue Variable Investment I/O (80.01-90.00% LVR)
VariableOffsetRedraw
Interest
6.24%p.a.
Comparison*
6.25%p.a.
Est. repayment
$3,075
LVR not stated
Hume Bank logo
Hume BankmyBlue Variable Investment I/O (up to 60% LVR)
VariableOffsetRedraw
Interest
6.24%p.a.
Comparison*
6.25%p.a.
Est. repayment
$3,075
LVR not stated
Hume Bank logo
Hume BankliteBlue Investor P+I (60%-80% LVR)
VariableRedraw
Interest
6.24%p.a.
Comparison*
6.25%p.a.
Est. repayment
$3,075
LVR not stated
Hume Bank logo
Hume BankliteBlue Investor P+I (80%-90% LVR)
VariableRedraw
Interest
6.24%p.a.
Comparison*
6.25%p.a.
Est. repayment
$3,075
LVR not stated
Hume Bank logo
Hume BankliteBlue Investor P+I (up to 60% LVR)
VariableRedraw
Interest
6.24%p.a.
Comparison*
6.25%p.a.
Est. repayment
$3,075
LVR not stated
Hume Bank logo
Hume BankliteBlue Variable <60% LVR Investment IO
VariableRedraw
Interest
6.34%p.a.
Comparison*
Not available
Est. repayment
$3,108
LVR ≤60%
*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

Hume Bank · Variable

Hume Bank variable home loans, what to weigh

Variable rates move with the lender's pricing decisions and the cash rate cycle. Less certainty, more flexibility, unlimited extra repayments, full offset. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every variable option has the same price.

See also Hume Bank's full product range, repayment calculator, and refinance savings calculator.

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