Hume Bank · Refinance · Updated November 2026

Hume Bank Refinance Home Loans, November 2026

Hume Bank lists 24 refinance home loans in the Ratesniffers index today. The lowest is 6.24% p.a. (comparison rate 6.25% p.a.), on liteBlue Variable <60% LVR Owner Occupied P&I. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

View Hume Bank current products Compare the live market50+ lenders tracked · ranked by comparison rate · no paid placement

Hume Bank refinance home loan rates, November 2026

Hume BankliteBlue Variable <60% LVR Owner Occupied P&I

VariableRedraw

Interest

6.24%p.a.

Comparison*

6.25%p.a.

Est. repayment

$3,075

LVR ≤60%

Enquire

Hume BankliteBlue Variable <98% LVR Owner Occupied P&I (Aus Gov 5% Deposit Scheme only)

VariableRedraw

Interest

6.24%p.a.

Comparison*

6.25%p.a.

Est. repayment

$3,075

LVR ≤98%

Enquire

Hume BankliteBlue Variable <98% LVR Owner Occupied P&I First Home Buyer (non-Scheme only)

VariableRedraw

Interest

6.24%p.a.

Comparison*

6.25%p.a.

Est. repayment

$3,075

LVR ≤98%

Enquire

Hume BankmyBlue Variable <60% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

6.34%p.a.

Comparison*

6.34%p.a.

Est. repayment

$3,108

LVR ≤60%

Enquire

Hume BankmyBlue Variable <98% LVR Owner Occupied P&I (Aus Gov 5% Deposit Scheme only)

VariableOffsetRedraw

Interest

6.34%p.a.

Comparison*

6.34%p.a.

Est. repayment

$3,108

LVR ≤98%

Enquire

Hume BankmyBlue Variable <98% LVR Owner Occupied P&I First Home Buyer (Non-Scheme only)

VariableOffsetRedraw

Interest

6.34%p.a.

Comparison*

6.34%p.a.

Est. repayment

$3,108

LVR ≤98%

Enquire

Hume BankliteBlue Variable 60% - 80% LVR Owner Occupied P&I

VariableRedraw

Interest

6.34%p.a.

Comparison*

6.35%p.a.

Est. repayment

$3,108

LVR 60 to 80%

Enquire

Hume BankmyBlue 1 Year Fixed <60% LVR Owner Occupied P&I

1y FixedOffsetRedraw

Interest

6.39%p.a.

Comparison*

6.35%p.a.

Est. repayment

$3,124

LVR ≤60%

Enquire

Hume BankmyBlue 1 Year Fixed <98% LVR Owner Occupied P&I (Aus Gov 5% Deposit Scheme only)

1y FixedOffsetRedraw

Interest

6.39%p.a.

Comparison*

6.35%p.a.

Est. repayment

$3,124

LVR ≤98%

Enquire

Hume BankmyBlue 1 Year Fixed <98% LVR Owner Occupied P&I First Home Buyer (non-Scheme only)

1y FixedOffsetRedraw

Interest

6.39%p.a.

Comparison*

6.35%p.a.

Est. repayment

$3,124

LVR ≤98%

Enquire

Hume BankmyBlue 2 Year Fixed <60% LVR Owner Occupied P&I

2y FixedOffsetRedraw

Interest

6.39%p.a.

Comparison*

6.35%p.a.

Est. repayment

$3,124

LVR ≤60%

Enquire

Hume BankmyBlue 2 Year Fixed <98% LVR Owner Occupied P&I (Aus Gov 5% Deposit Scheme only)

2y FixedOffsetRedraw

Interest

6.39%p.a.

Comparison*

6.35%p.a.

Est. repayment

$3,124

LVR ≤98%

Enquire

Hume BankmyBlue 2 Year Fixed <98% LVR Owner Occupied P&I First Home Buyer (non-Scheme only)

2y FixedOffsetRedraw

Interest

6.39%p.a.

Comparison*

6.35%p.a.

Est. repayment

$3,124

LVR ≤98%

Enquire

Hume BankmyBlue 1 Year Fixed 60% - 80% LVR Owner Occupied P&I

1y FixedOffsetRedraw

Interest

6.39%p.a.

Comparison*

6.43%p.a.

Est. repayment

$3,124

LVR 60 to 80%

Enquire

Hume BankmyBlue 2 Year Fixed 60% - 80% LVR Owner Occupied P&I

2y FixedOffsetRedraw

Interest

6.39%p.a.

Comparison*

6.43%p.a.

Est. repayment

$3,124

LVR 60 to 80%

Enquire

Hume BankmyBlue Variable 60% - 80% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

6.44%p.a.

Comparison*

6.44%p.a.

Est. repayment

$3,141

LVR 60 to 80%

Enquire

Hume BankmyBlue 3 Year Fixed <60% LVR Owner Occupied P&I

3y FixedOffsetRedraw

Interest

6.49%p.a.

Comparison*

6.38%p.a.

Est. repayment

$3,157

LVR ≤60%

Enquire

Hume BankmyBlue 3 Year Fixed <98% LVR Owner Occupied P&I (Aus Gov 5% Deposit Scheme only)

3y FixedOffsetRedraw

Interest

6.49%p.a.

Comparison*

6.38%p.a.

Est. repayment

$3,157

LVR ≤98%

Enquire

Hume BankmyBlue 3 Year Fixed <98% LVR Owner Occupied P&I First Home Buyer (non-Scheme only)

3y FixedOffsetRedraw

Interest

6.49%p.a.

Comparison*

6.38%p.a.

Est. repayment

$3,157

LVR ≤98%

Enquire

Hume BankmyBlue 3 Year Fixed 60% - 80% LVR Owner Occupied P&I

3y FixedOffsetRedraw

Interest

6.49%p.a.

Comparison*

6.45%p.a.

Est. repayment

$3,157

LVR 60 to 80%

Enquire

Hume BankliteBlue Variable 80% - 90% LVR Owner Occupied P&I

VariableRedraw

Interest

6.54%p.a.

Comparison*

6.55%p.a.

Est. repayment

$3,174

LVR 80 to 90%

Enquire

Hume BankmyBlue 4 Year Fixed <60% LVR Owner Occupied P&I

4y FixedOffsetRedraw

Interest

6.59%p.a.

Comparison*

6.43%p.a.

Est. repayment

$3,190

LVR ≤60%

Enquire

Hume BankmyBlue 4 Year Fixed <98% LVR Owner Occupied P&I (Aus Gov 5% Deposit Scheme only)

4y FixedOffsetRedraw

Interest

6.59%p.a.

Comparison*

6.43%p.a.

Est. repayment

$3,190

LVR ≤98%

Enquire

Hume BankmyBlue 4 Year Fixed <98% LVR Owner Occupied P&I First Home Buyer (non-Scheme only)

4y FixedOffsetRedraw

Interest

6.59%p.a.

Comparison*

6.43%p.a.

Est. repayment

$3,190

LVR ≤98%

Enquire

*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

Hume Bank · Refinance

Hume Bank refinance home loans, what to weigh

Hume Bank's refinance-eligible products. Compare against your existing rate plus exit costs. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every refinance option has the same price.