Hume Bank Offset Home Loans, June 2026

Hume Bank's offset-account-eligible home loans — interest calculated on (loan − offset balance).

Rates updated 2 Jun 2026|2,509 products|85+ Australian lenders

Filters1

Editor's Pick · Ratesniffers Editorial Team

Top Home Loan Rates in June 2026

Hume Bank's sharpest offset options.

Type

Lender & product

Rate p.a.

Comp. rate p.a.*

Max LVR

Variable rate

Hume BankliteBlue O/Occ P+I (90%-95% LVR)

6.24%

—

myBlue Deposit Scheme Variable O/Occ P+I (up to 98% LVR)

Owner-occupierVariableP&IOffsetRedrawExtra repayments

Interest

6.09%p.a.

Comparison*

6.09%p.a.

Monthly repayment

$3,027

LVR —

More details

*Important Information and Comparison Rate Warning

This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

Hume Bank · Offset

Hume Bank offset home loans — what to weigh

100% offset accounts reduce interest charged by the balance you keep in them without changing the headline rate. Best paired with salary-account direct deposit + tactical surplus parking. Hume Bank's sharpest variable currently: 5.74%. Sharpest fixed: 6.39%.