Firstmac
Firstmac Variable Home Loan
Owner-occupierVariableP&IOffsetRedrawExtra repayments
Interest
6.43%p.a.
Comparison*
6.47%p.a.
Monthly repayment
$3,137
LVR ≤80%
Firstmac Home Loan Rates
Active products
16
Lowest variable
6.43%
Lowest fixed
7.34%
Lowest comparison
6.47%
Last updated
9 June 2026
Firstmac is one of Australia's largest non-bank lenders, founded in 1979 and headquartered in Brisbane. Backed by securitised funding, Firstmac runs its own home-loan brand plus the loans.com.au online brand. Fixed and variable products focus on prime owner-occupiers, with consistently sharp pricing on lower-LVR refinancers.
1 Firstmac home loan products
Negotiate Firstmac rates with a broker
Advertised rates aren't always the rate Firstmac actually approves. Our broker negotiates against your specific scenario — no fee.
Compare Firstmac home loans by purpose
Same Firstmac panel, sliced by what borrowers actually search for.
Other lenders you might compare
Same purpose-built rate cards, different lender panels.
Mortgage guides
Plain-English explainers covering the concepts behind every comparison.