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Beyond Bank Australia · Refinance · Updated November 2026

Beyond Bank Australia Refinance Home Loans, November 2026

Beyond Bank Australia lists 24 refinance home loans in the Ratesniffers index today. The lowest is 6.34% p.a. (comparison rate 6.37% p.a.), on Basic Variable Home Loan ($150k+ <=60% LVR) Owner Occupied. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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Beyond Bank Australia refinance home loan rates, November 2026

Beyond Bank Australia logo
Beyond Bank AustraliaBasic Variable Home Loan ($150k+ <=60% LVR) Owner Occupied
VariableRedraw
Interest
6.34%p.a.
Comparison*
6.37%p.a.
Est. repayment
$3,108
LVR ≤60%
Beyond Bank Australia logo
Beyond Bank AustraliaTotal Home Loan Package
VariableOffsetRedraw
Interest
6.39%p.a.
Comparison*
6.42%p.a.
Est. repayment
$3,124
LVR not stated
Beyond Bank Australia logo
Beyond Bank AustraliaHome Buyers Scheme Home Loan
VariableOffsetRedraw
Interest
6.39%p.a.
Comparison*
6.42%p.a.
Est. repayment
$3,124
LVR not stated
Beyond Bank Australia logo
Beyond Bank AustraliaBasic Variable Home Loan ($150k+ >60% - 80% LVR) Owner Occupied
VariableRedraw
Interest
6.39%p.a.
Comparison*
6.42%p.a.
Est. repayment
$3,124
LVR 60 to 80%
Beyond Bank Australia logo
Beyond Bank AustraliaTotal Home Loan Package Variable ($50k+ <=60% LVR) Owner Occupied
VariableOffsetRedraw
Interest
6.34%p.a.
Comparison*
6.70%p.a.
Est. repayment
$3,108
LVR ≤60%
Beyond Bank Australia logo
Beyond Bank AustraliaTotal Home Loan Package Variable ($50k+ <=60% LVR) Owner Occupied
VariableOffsetRedraw
Interest
6.34%p.a.
Comparison*
6.70%p.a.
Est. repayment
$3,108
LVR ≤60%
Beyond Bank Australia logo
Beyond Bank AustraliaTotal Home Loan Package Variable ($50k+ >60% - 80% LVR) Owner Occupied
VariableOffsetRedraw
Interest
6.39%p.a.
Comparison*
6.75%p.a.
Est. repayment
$3,124
LVR 60 to 80%
Beyond Bank Australia logo
Beyond Bank AustraliaAus Gov 5% Deposit Scheme Variable Owner Occupied
VariableOffsetRedraw
Interest
6.39%p.a.
Comparison*
6.75%p.a.
Est. repayment
$3,124
LVR ≤98%
Beyond Bank Australia logo
Beyond Bank AustraliaTotal Home Loan Package Variable ($50k+ >60% - 80% LVR) Owner Occupied
VariableOffsetRedraw
Interest
6.39%p.a.
Comparison*
6.75%p.a.
Est. repayment
$3,124
LVR 60 to 80%
Beyond Bank Australia logo
Beyond Bank AustraliaBasic Variable Home Loan ($150k+ >80% - 90% LVR) Owner Occupied
VariableRedraw
Interest
6.74%p.a.
Comparison*
6.77%p.a.
Est. repayment
$3,240
LVR 80 to 90%
Beyond Bank Australia logo
Beyond Bank AustraliaTotal Home Loan Package
VariableOffsetRedraw
Interest
6.44%p.a.
Comparison*
6.85%p.a.
Est. interest only / month
$2,683
LVR not stated
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Beyond Bank Australia logo
Beyond Bank AustraliaHome Buyers Scheme Home Loan
VariableOffsetRedraw
Interest
6.44%p.a.
Comparison*
6.85%p.a.
Est. interest only / month
$2,683
LVR not stated
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Beyond Bank Australia logo
Beyond Bank AustraliaTotal Home Loan Package Variable ($50k+ >80% - 90% LVR) Owner Occupied
VariableOffsetRedraw
Interest
6.74%p.a.
Comparison*
7.10%p.a.
Est. repayment
$3,240
LVR 80 to 90%
Beyond Bank Australia logo
Beyond Bank AustraliaTotal Home Loan Package Variable ($50k+ >80% - 90% LVR) Owner Occupied
VariableOffsetRedraw
Interest
6.74%p.a.
Comparison*
7.10%p.a.
Est. repayment
$3,240
LVR 80 to 90%
Beyond Bank Australia logo
Beyond Bank AustraliaTotal Home Loan Package Variable Building Loan ($50k+ <=80% LVR) Owner Occupied
VariableOffsetRedraw
Interest
6.69%p.a.
Comparison*
7.12%p.a.
Est. repayment
$3,223
LVR ≤80%
Beyond Bank Australia logo
Beyond Bank AustraliaAus Gov 5% Deposit Scheme Building Loan Variable Owner Occupied
VariableOffsetRedraw
Interest
6.69%p.a.
Comparison*
7.12%p.a.
Est. repayment
$3,223
LVR ≤98%
Beyond Bank Australia logo
Beyond Bank AustraliaTotal Home Loan Package Variable Building Loan ($50k+ <=80% LVR) Owner Occupied
VariableOffsetRedraw
Interest
6.69%p.a.
Comparison*
7.12%p.a.
Est. repayment
$3,223
LVR ≤80%
Beyond Bank Australia logo
Beyond Bank AustraliaAus Gov 5% Deposit Scheme 2 Year Fixed Owner Occupied
2y FixedRedraw
Interest
6.59%p.a.
Comparison*
7.19%p.a.
Est. repayment
$3,190
LVR ≤98%
Beyond Bank Australia logo
Beyond Bank AustraliaTotal Home Loan Package 2 Year Fixed $50k+ <=80% LVR Owner Occupied P&I
2y FixedRedraw
Interest
6.59%p.a.
Comparison*
7.19%p.a.
Est. repayment
$3,190
LVR ≤80%
Beyond Bank Australia logo
Beyond Bank AustraliaAus Gov 5% Deposit Scheme 3 Year Fixed Owner Occupied
3y FixedRedraw
Interest
6.69%p.a.
Comparison*
7.19%p.a.
Est. repayment
$3,223
LVR ≤98%
Beyond Bank Australia logo
Beyond Bank AustraliaTotal Home Loan Package 3 Year Fixed $50k+ <=80% LVR Owner Occupied P&I
3y FixedRedraw
Interest
6.69%p.a.
Comparison*
7.19%p.a.
Est. repayment
$3,223
LVR ≤80%
Beyond Bank Australia logo
Beyond Bank AustraliaTotal Home Loan Package 5 Year Fixed $50k+ <=80% LVR Owner Occupied P&I
5y FixedRedraw
Interest
6.84%p.a.
Comparison*
7.22%p.a.
Est. repayment
$3,273
LVR ≤80%
*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

Beyond Bank Australia · Refinance

Beyond Bank Australia refinance home loans, what to weigh

Beyond Bank Australia's refinance-eligible products. Compare against your existing rate plus exit costs. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every refinance option has the same price.

See also Beyond Bank Australia's full product range, repayment calculator, and refinance savings calculator.

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