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Beyond Bank Australia · Fixed · Updated November 2026

Beyond Bank Australia Fixed Home Loan Rates, November 2026

Beyond Bank Australia lists 24 fixed home loans in the Ratesniffers index today. The lowest is 6.59% p.a. (comparison rate 7.19% p.a.) on a 2-year fixed term, on Aus Gov 5% Deposit Scheme 2 Year Fixed Owner Occupied. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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Beyond Bank Australia fixed home loan rates, November 2026

Lowest Beyond Bank Australia fixed rate by term: 1-year 6.89% p.a. (comparison 7.25%), 2-year 6.59% p.a. (comparison 7.19%), 3-year 6.69% p.a. (comparison 7.19%), 4-year 6.84% p.a. (comparison 7.23%), 5-year 6.84% p.a. (comparison 7.22%).

Beyond Bank Australia logo
Beyond Bank AustraliaTotal Home Loan Package 3 Year Fixed $50k+ <=90% LVR Investment IO
3y FixedRedraw
Interest
7.09%p.a.
Comparison*
Not available
Est. interest only / month
$2,954
LVR ≤90%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Beyond Bank Australia logo
Beyond Bank AustraliaTotal Home Loan Package Building Loan 3 Year Fixed $50k+ <=90% LVR Investment IO
3y FixedRedraw
Interest
7.09%p.a.
Comparison*
Not available
Est. interest only / month
$2,954
LVR ≤90%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Beyond Bank Australia logo
Beyond Bank AustraliaTotal Home Loan Package 3 Year Fixed $50k+ <=90% LVR Investment IO
3y FixedRedraw
Interest
7.09%p.a.
Comparison*
Not available
Est. interest only / month
$2,954
LVR ≤90%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Beyond Bank Australia logo
Beyond Bank AustraliaTotal Home Loan Package Building Loan 3 Year Fixed $50k+ <=90% LVR Investment IO
3y FixedRedraw
Interest
7.09%p.a.
Comparison*
Not available
Est. interest only / month
$2,954
LVR ≤90%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Beyond Bank Australia logo
Beyond Bank AustraliaAus Gov 5% Deposit Scheme 2 Year Fixed Owner Occupied
2y FixedRedraw
Interest
6.59%p.a.
Comparison*
7.19%p.a.
Est. repayment
$3,190
LVR ≤98%
Beyond Bank Australia logo
Beyond Bank AustraliaTotal Home Loan Package 2 Year Fixed $50k+ <=80% LVR Owner Occupied P&I
2y FixedRedraw
Interest
6.59%p.a.
Comparison*
7.19%p.a.
Est. repayment
$3,190
LVR ≤80%
Beyond Bank Australia logo
Beyond Bank AustraliaAus Gov 5% Deposit Scheme 3 Year Fixed Owner Occupied
3y FixedRedraw
Interest
6.69%p.a.
Comparison*
7.19%p.a.
Est. repayment
$3,223
LVR ≤98%
Beyond Bank Australia logo
Beyond Bank AustraliaTotal Home Loan Package 3 Year Fixed $50k+ <=80% LVR Owner Occupied P&I
3y FixedRedraw
Interest
6.69%p.a.
Comparison*
7.19%p.a.
Est. repayment
$3,223
LVR ≤80%
Beyond Bank Australia logo
Beyond Bank AustraliaTotal Home Loan Package 5 Year Fixed $50k+ <=80% LVR Owner Occupied P&I
5y FixedRedraw
Interest
6.84%p.a.
Comparison*
7.22%p.a.
Est. repayment
$3,273
LVR ≤80%
Beyond Bank Australia logo
Beyond Bank AustraliaTotal Home Loan Package 4 Year Fixed $50k+ <=80% LVR Owner Occupied P&I
4y FixedRedraw
Interest
6.84%p.a.
Comparison*
7.23%p.a.
Est. repayment
$3,273
LVR ≤80%
Beyond Bank Australia logo
Beyond Bank AustraliaTotal Home Loan Package
2y FixedOffsetRedraw
Interest
6.89%p.a.
Comparison*
7.25%p.a.
Est. repayment
$3,290
LVR not stated
Beyond Bank Australia logo
Beyond Bank AustraliaHome Buyers Scheme Home Loan
2y FixedOffsetRedraw
Interest
6.89%p.a.
Comparison*
7.25%p.a.
Est. repayment
$3,290
LVR not stated
Beyond Bank Australia logo
Beyond Bank AustraliaTotal Home Loan Package 2 Year Fixed $50k+ <=90% LVR Owner Occupied P&I
2y FixedRedraw
Interest
6.89%p.a.
Comparison*
7.25%p.a.
Est. repayment
$3,290
LVR ≤90%
Beyond Bank Australia logo
Beyond Bank AustraliaAus Gov 5% Deposit Scheme 1 Year Fixed Owner Occupied
1y FixedRedraw
Interest
6.89%p.a.
Comparison*
7.25%p.a.
Est. repayment
$3,290
LVR ≤98%
Beyond Bank Australia logo
Beyond Bank AustraliaTotal Home Loan Package 1 Year Fixed $50k+ <=80% LVR Owner Occupied P&I
1y FixedRedraw
Interest
6.89%p.a.
Comparison*
7.25%p.a.
Est. repayment
$3,290
LVR ≤80%
Beyond Bank Australia logo
Beyond Bank AustraliaTotal Home Loan Package 2 Year Fixed $50k+ <=90% LVR Owner Occupied P&I
2y FixedRedraw
Interest
6.89%p.a.
Comparison*
7.25%p.a.
Est. repayment
$3,290
LVR ≤90%
Beyond Bank Australia logo
Beyond Bank AustraliaInvest Total Home Loan Package
3y FixedOffsetRedraw
Interest
7.09%p.a.
Comparison*
7.25%p.a.
Est. interest only / month
$2,954
LVR not stated
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Beyond Bank Australia logo
Beyond Bank AustraliaStandard Investment Home Loans
3y FixedOffsetRedraw
Interest
7.09%p.a.
Comparison*
7.25%p.a.
Est. interest only / month
$2,954
LVR not stated
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Beyond Bank Australia logo
Beyond Bank AustraliaTotal Home Loan Package
3y FixedOffsetRedraw
Interest
6.99%p.a.
Comparison*
7.28%p.a.
Est. repayment
$3,323
LVR not stated
Beyond Bank Australia logo
Beyond Bank AustraliaHome Buyers Scheme Home Loan
3y FixedOffsetRedraw
Interest
6.99%p.a.
Comparison*
7.28%p.a.
Est. repayment
$3,323
LVR not stated
Beyond Bank Australia logo
Beyond Bank AustraliaTotal Home Loan Package 3 Year Fixed $50k+ <=90% LVR Owner Occupied P&I
3y FixedRedraw
Interest
6.99%p.a.
Comparison*
7.28%p.a.
Est. repayment
$3,323
LVR ≤90%
Beyond Bank Australia logo
Beyond Bank AustraliaTotal Home Loan Package 3 Year Fixed $50k+ <=90% LVR Owner Occupied P&I
3y FixedRedraw
Interest
6.99%p.a.
Comparison*
7.28%p.a.
Est. repayment
$3,323
LVR ≤90%
*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

Beyond Bank Australia · Fixed

Beyond Bank Australia fixed home loans, what to weigh

Fixed rates lock in certainty for the term but cap flexibility, extra repayments usually capped, break costs apply on exit. Compare break-cost mechanics alongside headline rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every fixed option has the same price.

See also Beyond Bank Australia's full product range, repayment calculator, and refinance savings calculator.

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