RatesniffersRATESNIFFERS

Liberty Home Loan Rates

Active products
5
Lowest variable
6.49%
Lowest fixed
Lowest comparison
6.53%
Last updated
3 May 2026

Liberty is an ASX-listed non-bank lender founded in 1997, providing Custom (specialist), Star (Lite Doc) and Sharp (prime) home-loan ranges. Liberty is well-known for accepting borrowers outside Big 4 credit policy — past defaults, discharged bankruptcies, ABN-only self-employed — at risk-based prices. Broker-channel only, no direct-to-consumer.

1 Liberty home loan products

Negotiate Liberty rates with a broker

Advertised rates aren't always the rate Liberty actually approves. Our broker negotiates against your specific scenario — no fee.

Talk to a broker

Compare Liberty home loans by purpose

Same Liberty panel, sliced by what borrowers actually search for.

Other lenders you might compare

Same purpose-built rate cards, different lender panels.

Mortgage guides

Plain-English explainers covering the concepts behind every comparison.