Liberty Financial · Offset · Updated October 2026

Liberty Financial Offset Account Home Loans, October 2026

Liberty Financial lists 24 offset home loans in the Ratesniffers index today. The lowest is 6.59% p.a. (comparison rate 6.86% p.a.), on Liberty Star AAA 60% LVR Owner Occupied P&I. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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Liberty Financial offset home loan rates, October 2026

Liberty FinancialLiberty Free AAA 60% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

6.74%p.a.

Comparison*

Not available

Est. repayment

$3,240

LVR ≤60%

Enquire

Liberty FinancialLiberty Free AAA 65% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

6.74%p.a.

Comparison*

Not available

Est. repayment

$3,240

LVR ≤65%

Enquire

Liberty FinancialLiberty Star AAA 60% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

6.59%p.a.

Comparison*

6.86%p.a.

Est. repayment

$3,190

LVR ≤60%

Enquire

Liberty FinancialLiberty Star AAA 65% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

6.59%p.a.

Comparison*

6.86%p.a.

Est. repayment

$3,190

LVR ≤65%

Enquire

Liberty FinancialLiberty Free AAA 70% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

7.04%p.a.

Comparison*

Not available

Est. repayment

$3,340

LVR ≤70%

Enquire

Liberty FinancialLiberty Free AAA 75% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

7.04%p.a.

Comparison*

Not available

Est. repayment

$3,340

LVR ≤75%

Enquire

Liberty FinancialLiberty Free AAA 60% LVR Investment P&I

VariableOffsetRedraw

Interest

7.09%p.a.

Comparison*

Not available

Est. repayment

$3,357

LVR ≤60%

Enquire

Liberty FinancialLiberty Free AAA 65% LVR Investment P&I

VariableOffsetRedraw

Interest

7.09%p.a.

Comparison*

Not available

Est. repayment

$3,357

LVR ≤65%

Enquire

Liberty FinancialLiberty Star AAA 60% LVR Owner Occupied IO

VariableOffsetRedraw

Interest

7.09%p.a.

Comparison*

Not available

Est. repayment

$3,357

LVR ≤60%

Enquire

Liberty FinancialLiberty Star AAA 65% LVR Owner Occupied IO

VariableOffsetRedraw

Interest

7.09%p.a.

Comparison*

Not available

Est. repayment

$3,357

LVR ≤65%

Enquire

Liberty FinancialLiberty Star AAA 70% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

6.89%p.a.

Comparison*

7.16%p.a.

Est. repayment

$3,290

LVR ≤70%

Enquire

Liberty FinancialLiberty Star AAA 75% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

6.89%p.a.

Comparison*

7.16%p.a.

Est. repayment

$3,290

LVR ≤75%

Enquire

Liberty FinancialLiberty Star AAA 60% LVR Investment P&I

VariableOffsetRedraw

Interest

6.94%p.a.

Comparison*

7.21%p.a.

Est. repayment

$3,306

LVR ≤60%

Enquire

Liberty FinancialLiberty Star AAA 65% LVR Investment P&I

VariableOffsetRedraw

Interest

6.94%p.a.

Comparison*

7.21%p.a.

Est. repayment

$3,306

LVR ≤65%

Enquire

Liberty FinancialLiberty Free AAA 60% LVR Owner Occupied IO

VariableOffsetRedraw

Interest

7.24%p.a.

Comparison*

Not available

Est. repayment

$3,407

LVR ≤60%

Enquire

Liberty FinancialLiberty Free AAA 65% LVR Owner Occupied IO

VariableOffsetRedraw

Interest

7.24%p.a.

Comparison*

Not available

Est. repayment

$3,407

LVR ≤65%

Enquire

Liberty FinancialLiberty Free Low Doc AAA 60% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

7.24%p.a.

Comparison*

Not available

Est. repayment

$3,407

LVR ≤60%

Enquire

Liberty FinancialLiberty Free Low Doc AAA 65% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

7.24%p.a.

Comparison*

Not available

Est. repayment

$3,407

LVR ≤65%

Enquire

Liberty FinancialLiberty Nova Low Doc AAA 60% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

6.99%p.a.

Comparison*

7.26%p.a.

Est. repayment

$3,323

LVR ≤60%

Enquire

Liberty FinancialLiberty Nova Low Doc AAA 65% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

6.99%p.a.

Comparison*

7.26%p.a.

Est. repayment

$3,323

LVR ≤65%

Enquire

Liberty FinancialLiberty Free AAA 80% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

7.34%p.a.

Comparison*

Not available

Est. repayment

$3,441

LVR ≤80%

Enquire

Liberty FinancialLiberty Free AAA 70% LVR Investment P&I

VariableOffsetRedraw

Interest

7.39%p.a.

Comparison*

Not available

Est. repayment

$3,458

LVR ≤70%

Enquire

Liberty FinancialLiberty Free AAA 75% LVR Investment P&I

VariableOffsetRedraw

Interest

7.39%p.a.

Comparison*

Not available

Est. repayment

$3,458

LVR ≤75%

Enquire

Liberty FinancialLiberty Star AAA 70% LVR Owner Occupied IO

VariableOffsetRedraw

Interest

7.39%p.a.

Comparison*

Not available

Est. repayment

$3,458

LVR ≤70%

Enquire

*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

Liberty Financial · Offset

Liberty Financial offset home loans, what to weigh

100% offset accounts reduce interest charged by the balance you keep in them without changing the headline rate. Best paired with salary-account direct deposit + tactical surplus parking. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every offset option has the same price.