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Liberty Financial · Fixed · Updated October 2026

Liberty Financial Fixed Home Loan Rates, October 2026

Liberty Financial lists 24 fixed home loans in the Ratesniffers index today. The lowest is 7.69% p.a. (comparison rate 7.51% p.a.) on a 1-year fixed term, on Liberty Star AAA 1 Year Fixed <80% LVR Owner Occupied P&I. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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Liberty Financial fixed home loan rates, October 2026

Lowest Liberty Financial fixed rate by term: 1-year 7.69% p.a. (comparison 7.51%), 2-year 7.84% p.a. (comparison 7.59%), 3-year 7.84% p.a. (comparison 7.65%).

Liberty FinancialLiberty Star AAA 1 Year Fixed <80% LVR Owner Occupied P&I
1y FixedRedraw
Interest
7.69%p.a.
Comparison*
7.51%p.a.
Est. repayment
$3,561
LVR ≤80%
Liberty FinancialLiberty Star AAA 1 Year Fixed 80% - 85% LVR Owner Occupied P&I
1y FixedRedraw
Interest
7.69%p.a.
Comparison*
7.73%p.a.
Est. repayment
$3,561
LVR 80 to 85%
Liberty FinancialLiberty Star AAA 2 Year Fixed <80% LVR Owner Occupied P&I
2y FixedRedraw
Interest
7.84%p.a.
Comparison*
7.59%p.a.
Est. repayment
$3,613
LVR ≤80%
Liberty FinancialLiberty Star AAA 2 Year Fixed 80% - 85% LVR Owner Occupied P&I
2y FixedRedraw
Interest
7.84%p.a.
Comparison*
7.79%p.a.
Est. repayment
$3,613
LVR 80 to 85%
Liberty FinancialLiberty Star AAA 3 Year Fixed <80% LVR Owner Occupied P&I
3y FixedRedraw
Interest
7.84%p.a.
Comparison*
7.65%p.a.
Est. repayment
$3,613
LVR ≤80%
Liberty FinancialLiberty Star AAA 3 Year Fixed 80% - 85% LVR Owner Occupied P&I
3y FixedRedraw
Interest
7.84%p.a.
Comparison*
7.82%p.a.
Est. repayment
$3,613
LVR 80 to 85%
Liberty FinancialLiberty Star AAA 1 Year Fixed <80% LVR Investment P&I
1y FixedRedraw
Interest
8.04%p.a.
Comparison*
7.86%p.a.
Est. repayment
$3,683
LVR ≤80%
Liberty FinancialLiberty Star AAA 1 Year Fixed 80% - 85% LVR Investment P&I
1y FixedRedraw
Interest
8.04%p.a.
Comparison*
8.08%p.a.
Est. repayment
$3,683
LVR 80 to 85%
Liberty FinancialLiberty Star AAA 1 Year Fixed <80% LVR Owner Occupied IO
1y FixedRedraw
Interest
8.19%p.a.
Comparison*
Not available
Est. repayment
$3,735
LVR ≤80%
Liberty FinancialLiberty Star AAA 1 Year Fixed 80% - 85% LVR Owner Occupied IO
1y FixedRedraw
Interest
8.19%p.a.
Comparison*
Not available
Est. repayment
$3,735
LVR 80 to 85%
Liberty FinancialLiberty Star AAA 2 Year Fixed <80% LVR Investment P&I
2y FixedRedraw
Interest
8.19%p.a.
Comparison*
7.94%p.a.
Est. repayment
$3,735
LVR ≤80%
Liberty FinancialLiberty Star AAA 2 Year Fixed 80% - 85% LVR Investment P&I
2y FixedRedraw
Interest
8.19%p.a.
Comparison*
8.13%p.a.
Est. repayment
$3,735
LVR 80 to 85%
Liberty FinancialLiberty Star AAA 3 Year Fixed <80% LVR Investment P&I
3y FixedRedraw
Interest
8.19%p.a.
Comparison*
8.00%p.a.
Est. repayment
$3,735
LVR ≤80%
Liberty FinancialLiberty Star AAA 3 Year Fixed 80% - 85% LVR Investment P&I
3y FixedRedraw
Interest
8.19%p.a.
Comparison*
8.17%p.a.
Est. repayment
$3,735
LVR 80 to 85%
Liberty FinancialLiberty Star AAA 2 Year Fixed <80% LVR Owner Occupied IO
2y FixedRedraw
Interest
8.34%p.a.
Comparison*
Not available
Est. repayment
$3,788
LVR ≤80%
Liberty FinancialLiberty Star AAA 2 Year Fixed 80% - 85% LVR Owner Occupied IO
2y FixedRedraw
Interest
8.34%p.a.
Comparison*
Not available
Est. repayment
$3,788
LVR 80 to 85%
Liberty FinancialLiberty Star AAA 3 Year Fixed <80% LVR Owner Occupied IO
3y FixedRedraw
Interest
8.34%p.a.
Comparison*
Not available
Est. repayment
$3,788
LVR ≤80%
Liberty FinancialLiberty Star AAA 3 Year Fixed 80% - 85% LVR Owner Occupied IO
3y FixedRedraw
Interest
8.34%p.a.
Comparison*
Not available
Est. repayment
$3,788
LVR 80 to 85%
Liberty FinancialLiberty Star AAA 1 Year Fixed <80% LVR Investment IO
1y FixedRedraw
Interest
8.54%p.a.
Comparison*
Not available
Est. repayment
$3,859
LVR ≤80%
Liberty FinancialLiberty Star AAA 1 Year Fixed 80% - 85% LVR Investment IO
1y FixedRedraw
Interest
8.54%p.a.
Comparison*
Not available
Est. repayment
$3,859
LVR 80 to 85%
Liberty FinancialLiberty Star AAA 2 Year Fixed <80% LVR Investment IO
2y FixedRedraw
Interest
8.69%p.a.
Comparison*
Not available
Est. repayment
$3,912
LVR ≤80%
Liberty FinancialLiberty Star AAA 2 Year Fixed 80% - 85% LVR Investment IO
2y FixedRedraw
Interest
8.69%p.a.
Comparison*
Not available
Est. repayment
$3,912
LVR 80 to 85%
Liberty FinancialLiberty Star AAA 3 Year Fixed <80% LVR Investment IO
3y FixedRedraw
Interest
8.69%p.a.
Comparison*
Not available
Est. repayment
$3,912
LVR ≤80%
Liberty FinancialLiberty Star AAA 3 Year Fixed 80% - 85% LVR Investment IO
3y FixedRedraw
Interest
8.69%p.a.
Comparison*
Not available
Est. repayment
$3,912
LVR 80 to 85%
*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

Liberty Financial · Fixed

Liberty Financial fixed home loans, what to weigh

Fixed rates lock in certainty for the term but cap flexibility, extra repayments usually capped, break costs apply on exit. Compare break-cost mechanics alongside headline rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every fixed option has the same price.

See also Liberty Financial's full product range, repayment calculator, and refinance savings calculator.

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