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Liberty Financial · Interest only · Updated October 2026

Liberty Financial Interest only Home Loans, October 2026

Liberty Financial lists 24 interest-only home loans in the Ratesniffers index today. The lowest is 7.09% p.a., on Liberty Star AAA 60% LVR Owner Occupied IO. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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Liberty Financial interest-only home loan rates, October 2026

Liberty FinancialLiberty Star AAA 60% LVR Owner Occupied IO
VariableOffsetRedraw
Interest
7.09%p.a.
Comparison*
Not available
Est. repayment
$3,357
LVR ≤60%
Liberty FinancialLiberty Star AAA 65% LVR Owner Occupied IO
VariableOffsetRedraw
Interest
7.09%p.a.
Comparison*
Not available
Est. repayment
$3,357
LVR ≤65%
Liberty FinancialLiberty Free AAA 60% LVR Owner Occupied IO
VariableOffsetRedraw
Interest
7.24%p.a.
Comparison*
Not available
Est. repayment
$3,407
LVR ≤60%
Liberty FinancialLiberty Free AAA 65% LVR Owner Occupied IO
VariableOffsetRedraw
Interest
7.24%p.a.
Comparison*
Not available
Est. repayment
$3,407
LVR ≤65%
Liberty FinancialLiberty Star AAA 70% LVR Owner Occupied IO
VariableOffsetRedraw
Interest
7.39%p.a.
Comparison*
Not available
Est. repayment
$3,458
LVR ≤70%
Liberty FinancialLiberty Star AAA 75% LVR Owner Occupied IO
VariableOffsetRedraw
Interest
7.39%p.a.
Comparison*
Not available
Est. repayment
$3,458
LVR ≤75%
Liberty FinancialLiberty Star AAA 60% LVR Investment IO
VariableOffsetRedraw
Interest
7.44%p.a.
Comparison*
Not available
Est. repayment
$3,476
LVR ≤60%
Liberty FinancialLiberty Star AAA 65% LVR Investment IO
VariableOffsetRedraw
Interest
7.44%p.a.
Comparison*
Not available
Est. repayment
$3,476
LVR ≤65%
Liberty FinancialLiberty Nova Low Doc AAA 60% LVR Owner Occupied IO
VariableOffsetRedraw
Interest
7.49%p.a.
Comparison*
Not available
Est. repayment
$3,493
LVR ≤60%
Liberty FinancialLiberty Nova Low Doc AAA 65% LVR Owner Occupied IO
VariableOffsetRedraw
Interest
7.49%p.a.
Comparison*
Not available
Est. repayment
$3,493
LVR ≤65%
Liberty FinancialLiberty Free AAA 70% LVR Owner Occupied IO
VariableOffsetRedraw
Interest
7.54%p.a.
Comparison*
Not available
Est. repayment
$3,510
LVR ≤70%
Liberty FinancialLiberty Free AAA 75% LVR Owner Occupied IO
VariableOffsetRedraw
Interest
7.54%p.a.
Comparison*
Not available
Est. repayment
$3,510
LVR ≤75%
Liberty FinancialLiberty Free AAA 60% LVR Investment IO
VariableOffsetRedraw
Interest
7.59%p.a.
Comparison*
Not available
Est. repayment
$3,527
LVR ≤60%
Liberty FinancialLiberty Free AAA 65% LVR Investment IO
VariableOffsetRedraw
Interest
7.59%p.a.
Comparison*
Not available
Est. repayment
$3,527
LVR ≤65%
Liberty FinancialLiberty Nova Low Doc AAA 70% LVR Owner Occupied IO
VariableOffsetRedraw
Interest
7.64%p.a.
Comparison*
Not available
Est. repayment
$3,544
LVR ≤70%
Liberty FinancialLiberty Nova Low Doc AAA 75% LVR Owner Occupied IO
VariableOffsetRedraw
Interest
7.64%p.a.
Comparison*
Not available
Est. repayment
$3,544
LVR ≤75%
Liberty FinancialLiberty Star Loan AA 60% LVR $30k - $10m Owner Occupied IO
VariableRedraw
Interest
7.64%p.a.
Comparison*
Not available
Est. repayment
$3,544
LVR ≤60%
Liberty FinancialLiberty Star AAA 80% LVR Owner Occupied IO
VariableOffsetRedraw
Interest
7.69%p.a.
Comparison*
Not available
Est. repayment
$3,561
LVR ≤80%
Liberty FinancialLiberty Star AAA 70% LVR Investment IO
VariableOffsetRedraw
Interest
7.74%p.a.
Comparison*
Not available
Est. repayment
$3,579
LVR ≤70%
Liberty FinancialLiberty Star AAA 75% LVR Investment IO
VariableOffsetRedraw
Interest
7.74%p.a.
Comparison*
Not available
Est. repayment
$3,579
LVR ≤75%
Liberty FinancialLiberty Free Low Doc AAA 60% LVR Owner Occupied IO
VariableOffsetRedraw
Interest
7.74%p.a.
Comparison*
Not available
Est. repayment
$3,579
LVR ≤60%
Liberty FinancialLiberty Free Low Doc AAA 65% LVR Owner Occupied IO
VariableOffsetRedraw
Interest
7.74%p.a.
Comparison*
Not available
Est. repayment
$3,579
LVR ≤65%
Liberty FinancialLiberty Star Loan AA 65% LVR $30k - $8m Owner Occupied IO
VariableRedraw
Interest
7.79%p.a.
Comparison*
Not available
Est. repayment
$3,596
LVR ≤65%
Liberty FinancialLiberty Free AAA 80% LVR Owner Occupied IO
VariableOffsetRedraw
Interest
7.84%p.a.
Comparison*
Not available
Est. repayment
$3,613
LVR ≤80%
*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

Liberty Financial · Interest only

Liberty Financial interest only home loans, what to weigh

Interest-only loans don't amortise during the IO term, they only stack up when capital growth is doing the heavy lifting. Owner-occupier IO is APRA-restricted; most IO products on the panel are investor. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every interest only option has the same price.

See also Liberty Financial's full product range, repayment calculator, and refinance savings calculator.

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