AMP - My AMP Home Loan Rates
Check the product rates and conditions in the table. A verified example for this loan scenario is unavailable.
Check the product rates and conditions in the table. A verified example for this loan scenario is unavailable.
Check the product rates and conditions in the table. A verified example for this loan scenario is unavailable.
AMP - My AMP is one of the Australian home-loan lenders we track daily. We currently surface 304 active products from AMP - My AMP, refreshed from authoritative lender sources. The product table below sorts by comparison rate by default, the true-cost metric mandated by the National Consumer Credit Protection Act 2009, so you can see total cost, including standard fees, at a glance.
What are AMP - My AMP home loan rates?
Ratesniffers compares AMP - My AMP home loan products by comparison rate. Compare AMP - My AMP's product rates and conditions in the table. A verified example for this loan scenario is unavailable. Compare AMP - My AMP against the wider market on home loan rates, check the comparison rate used to rank the table, or model extra payments with the extra repayments calculator.
How many home loan products does AMP - My AMP offer?
Ratesniffers currently tracks 304 AMP - My AMP home loan products across variable, fixed and interest-only options for owner-occupiers and investors. Every rate is ranked by comparison rate, the ASIC-mandated figure that folds in most fees, so the genuinely cheapest products sit at the top.
304 AMP - My AMP home loan products
No active products surfaced. This lender may have paused new lending or recently been removed from our index, check back tomorrow.
Who is AMP - My AMP?
AMP Bank is the banking arm of AMP, the wealth institution founded in 1849, and its My AMP home-loan range is the established product set, package loans, offset and investor options, distributed heavily through brokers.
AMP has been rebuilding its lending around digital origination, piloting a new broker platform in 2025, while its pricing positions it as a challenger to the majors rather than a rate leader.
Who suits a AMP - My AMP home loan?
AMP tends to suit borrowers who want a full-featured package loan, particularly investors juggling multiple offsets, from a name they know outside the big four. Its comparison rates sit mid-market more often than top-of-table, so check where it lands in the live rankings above.
Background facts checked 4 September 2026. Rates above refresh independently.
AMP - My AMP fees, offset and limits at a glance
- Application or establishment fee
- Company/trust applications $2,500 (collected at settlement). No establishment fees for other applicants.
- Discharge fee
- $490
- Settlement fee
- $349
- Additional valuation fee
- $220
- Rate lock fee
- 0.15% of fixed rate loan amount
- Loan portability
- $299 plus any solicitor’s or mortgage processing costs, valuation costs if applicable and any government fees…
- Offset account
- 100%. Offset only available on select variable rate products.
- Minimum offset balance
- Can open with $0 and can be left open without interest benefit after a loan has been discharged with us as…
- Lenders mortgage insurer
- Helia. If an older existing policy requires update (not renewal) it can be forwarded to QBE if previously…
- Capitalising LMI
- Available
- Extra repayments on fixed
- $10k max per year, if exceeded fees are charged in line with current break costs
- When the fixed rate is locked
- Rate on the day of settlement applies, unless rate lock is paid, then rate will be held for up to 90 days
Checked 8 Oct 2026. Lender fees and policy change without notice, so confirm the detail with the lender before you apply.