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AMP - My AMP Variable Home Loans, July 2026

AMP - My AMP's variable-rate home loans, flexible repayments, offset-compatible where the product allows.

RBA cash rate 4.35%(effective 17 Jun 2026)|Rates updated |2,591 products|85+ Australian lenders
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Editor's Pick · Ratesniffers Editorial Team

Top Home Loan Rates in July 2026

Reviewed by the Ratesniffers Editorial Team, July 2026

AMP - My AMP's sharpest variable options.

*Important Information and Comparison Rate Warning

This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

AMP - My AMP · Variable

AMP - My AMP variable home loans, what to weigh

Variable rates move with the lender's pricing decisions and the cash rate cycle. Less certainty, more flexibility, unlimited extra repayments, full offset. AMP - My AMP's sharpest variable currently: 6.13%. Sharpest fixed: 6.38%.

See also AMP - My AMP's full product range, repayment calculator, and refinance savings calculator.