RatesniffersRATESNIFFERS
AMP - My AMP · Refinance · Updated September 2026

AMP - My AMP Refinance Home Loans, September 2026

AMP - My AMP lists 21 refinance home loans in the Ratesniffers index today. The lowest is 6.08% p.a. (comparison rate 6.11% p.a.), on AMP Essential Home Loan. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

View AMP - My AMP current productsCompare the live market85+ lenders tracked · ranked by comparison rate · no paid placement

AMP - My AMP refinance home loan rates, September 2026

AMP - My AMP logo
AMP - My AMPAMP Essential Home Loan
VariableOnlineRedraw
Interest
6.08%p.a.
Comparison*
6.11%p.a.
Est. repayment
$3,024
LVR 60 to 80%
AMP - My AMP logo
AMP - My AMPAMP First Home Loan
VariableOnlineOffsetRedraw
Interest
6.13%p.a.
Comparison*
6.13%p.a.
Est. repayment
$3,040
LVR ≤90%
AMP - My AMP logo
AMP - My AMPAMP First Home Loan
1y FixedOnlineOffsetRedraw
Interest
6.38%p.a.
Comparison*
6.16%p.a.
Est. repayment
$3,121
LVR ≤90%
AMP - My AMP logo
AMP - My AMPAMP First Home Loan
2y FixedOnlineOffsetRedraw
Interest
6.38%p.a.
Comparison*
6.18%p.a.
Est. repayment
$3,121
LVR ≤90%
AMP - My AMP logo
AMP - My AMPAMP First Home Loan
3y FixedOnlineOffsetRedraw
Interest
6.48%p.a.
Comparison*
6.23%p.a.
Est. repayment
$3,154
LVR ≤90%
AMP - My AMP logo
AMP - My AMPAMP First Home Loan
VariableOnlineOffsetRedraw
Interest
6.54%p.a.
Comparison*
Not available
Est. repayment
$3,174
LVR ≤80%
AMP - My AMP logo
AMP - My AMPAMP First Home Loan
1y FixedOnlineOffsetRedraw
Interest
6.59%p.a.
Comparison*
6.18%p.a.
Est. repayment
$3,190
LVR ≤80%
AMP - My AMP logo
AMP - My AMPAMP First Home Loan
2y FixedOnlineOffsetRedraw
Interest
6.59%p.a.
Comparison*
6.22%p.a.
Est. repayment
$3,190
LVR ≤80%
AMP - My AMP logo
AMP - My AMPAMP First Home Loan
3y FixedOnlineOffsetRedraw
Interest
6.64%p.a.
Comparison*
6.27%p.a.
Est. repayment
$3,207
LVR ≤80%
AMP - My AMP logo
AMP - My AMPProfessional Package
VariableOnlineOffsetRedraw
Interest
6.28%p.a.
Comparison*
6.69%p.a.
Est. repayment
$3,088
LVR 70 to 80%
AMP - My AMP logo
AMP - My AMPProfessional Package
VariableOnlineOffsetRedraw
Interest
6.49%p.a.
Comparison*
6.75%p.a.
Est. repayment
$3,157
LVR 70 to 80%
AMP - My AMP logo
AMP - My AMPAMP First Home Loan
5y FixedOnlineOffsetRedraw
Interest
6.78%p.a.
Comparison*
6.42%p.a.
Est. repayment
$3,253
LVR ≤90%
AMP - My AMP logo
AMP - My AMPAMP First Home Loan
5y FixedOnlineOffsetRedraw
Interest
6.88%p.a.
Comparison*
6.45%p.a.
Est. repayment
$3,286
LVR ≤80%
AMP - My AMP logo
AMP - My AMPProfessional Package
3y FixedOnlineOffsetRedraw
Interest
6.49%p.a.
Comparison*
7.16%p.a.
Est. repayment
$3,157
LVR 70 to 80%
AMP - My AMP logo
AMP - My AMPProfessional Package
5y FixedOnlineOffsetRedraw
Interest
6.79%p.a.
Comparison*
7.17%p.a.
Est. repayment
$3,256
LVR 70 to 80%
AMP - My AMP logo
AMP - My AMPProfessional Package
3y FixedOnlineOffsetRedraw
Interest
6.65%p.a.
Comparison*
7.19%p.a.
Est. repayment
$3,210
LVR ≤80%
AMP - My AMP logo
AMP - My AMPProfessional Package
5y FixedOnlineOffsetRedraw
Interest
6.89%p.a.
Comparison*
7.20%p.a.
Est. repayment
$3,290
LVR ≤80%
AMP - My AMP logo
AMP - My AMPProfessional Package
2y FixedOnlineOffsetRedraw
Interest
6.39%p.a.
Comparison*
7.21%p.a.
Est. repayment
$3,124
LVR 70 to 80%
AMP - My AMP logo
AMP - My AMPProfessional Package
2y FixedOnlineOffsetRedraw
Interest
6.60%p.a.
Comparison*
7.24%p.a.
Est. repayment
$3,193
LVR ≤80%
AMP - My AMP logo
AMP - My AMPProfessional Package
1y FixedOnlineOffsetRedraw
Interest
6.39%p.a.
Comparison*
7.30%p.a.
Est. repayment
$3,124
LVR 70 to 80%
AMP - My AMP logo
AMP - My AMPProfessional Package
1y FixedOnlineOffsetRedraw
Interest
6.60%p.a.
Comparison*
7.31%p.a.
Est. repayment
$3,193
LVR ≤80%
*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

AMP - My AMP · Refinance

AMP - My AMP refinance home loans, what to weigh

AMP - My AMP's refinance-eligible products. Compare against your existing rate plus exit costs. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every refinance option has the same price.

See also AMP - My AMP's full product range, repayment calculator, and refinance savings calculator.

Book a free rate review