RatesniffersRATESNIFFERS
AMP - My AMP · Fixed · Updated November 2026

AMP - My AMP Fixed Home Loan Rates, November 2026

AMP - My AMP lists 24 fixed home loans in the Ratesniffers index today. The lowest is 6.64% p.a. on a 1-year fixed term, on Professional 1 Yr Fixed <80% LVR $100k+ Owner Occupied P&I. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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AMP - My AMP fixed home loan rates, November 2026

Lowest AMP - My AMP fixed rate by term: 1-year 6.64% p.a., 2-year 6.64% p.a., 3-year 6.69% p.a., 5-year 6.79% p.a..

AMP - My AMP logo
AMP - My AMPProfessional 1 Yr Fixed <80% LVR $100k+ Owner Occupied P&I
1y FixedOnline
Interest
6.64%p.a.
Comparison*
Not available
Est. repayment
$3,207
LVR ≤80%
AMP - My AMP logo
AMP - My AMPProfessional 2 Yr Fixed <80% LVR $100k+ Owner Occupied P&I
2y FixedOnline
Interest
6.64%p.a.
Comparison*
Not available
Est. repayment
$3,207
LVR ≤80%
AMP - My AMP logo
AMP - My AMPProfessional 1 Yr Fixed <80% LVR $100k+ Owner Occupied P&I
1y FixedOnline
Interest
6.64%p.a.
Comparison*
Not available
Est. repayment
$3,207
LVR ≤80%
AMP - My AMP logo
AMP - My AMPProfessional 2 Yr Fixed <80% LVR $100k+ Owner Occupied P&I
2y FixedOnline
Interest
6.64%p.a.
Comparison*
Not available
Est. repayment
$3,207
LVR ≤80%
AMP - My AMP logo
AMP - My AMPProfessional 3 Yr Fixed <80% LVR $100k+ Owner Occupied P&I
3y FixedOnline
Interest
6.69%p.a.
Comparison*
Not available
Est. repayment
$3,223
LVR ≤80%
AMP - My AMP logo
AMP - My AMPProfessional 3 Yr Fixed <80% LVR $100k+ Owner Occupied P&I
3y FixedOnline
Interest
6.69%p.a.
Comparison*
Not available
Est. repayment
$3,223
LVR ≤80%
AMP - My AMP logo
AMP - My AMPProfessional 1 Yr Fixed <80% LVR $100k+ Investment P&I
1y FixedOnline
Interest
6.74%p.a.
Comparison*
Not available
Est. repayment
$3,240
LVR ≤80%
AMP - My AMP logo
AMP - My AMPProfessional 2 Yr Fixed <80% LVR $100k+ Investment P&I
2y FixedOnline
Interest
6.74%p.a.
Comparison*
Not available
Est. repayment
$3,240
LVR ≤80%
AMP - My AMP logo
AMP - My AMPProfessional 1 Yr Fixed <80% LVR $100k+ Investment P&I
1y FixedOnline
Interest
6.74%p.a.
Comparison*
Not available
Est. repayment
$3,240
LVR ≤80%
AMP - My AMP logo
AMP - My AMPProfessional 2 Yr Fixed <80% LVR $100k+ Investment P&I
2y FixedOnline
Interest
6.74%p.a.
Comparison*
Not available
Est. repayment
$3,240
LVR ≤80%
AMP - My AMP logo
AMP - My AMPProfessional 3 Yr Fixed <80% LVR $100k+ Investment P&I
3y FixedOnline
Interest
6.79%p.a.
Comparison*
Not available
Est. repayment
$3,256
LVR ≤80%
AMP - My AMP logo
AMP - My AMPProfessional 5 Yr Fixed <80% LVR $100k+ Owner Occupied P&I
5y FixedOnline
Interest
6.79%p.a.
Comparison*
Not available
Est. repayment
$3,256
LVR ≤80%
AMP - My AMP logo
AMP - My AMPProfessional 3 Yr Fixed <80% LVR $100k+ Investment P&I
3y FixedOnline
Interest
6.79%p.a.
Comparison*
Not available
Est. repayment
$3,256
LVR ≤80%
AMP - My AMP logo
AMP - My AMPProfessional 5 Yr Fixed <80% LVR $100k+ Owner Occupied P&I
5y FixedOnline
Interest
6.79%p.a.
Comparison*
Not available
Est. repayment
$3,256
LVR ≤80%
AMP - My AMP logo
AMP - My AMPAMP First Home Loan
1y FixedOnlineOffsetRedraw
Interest
6.84%p.a.
Comparison*
6.41%p.a.
Est. repayment
$3,273
LVR ≤90%
AMP - My AMP logo
AMP - My AMPAMP First Home Loan
2y FixedOnlineOffsetRedraw
Interest
6.84%p.a.
Comparison*
6.43%p.a.
Est. repayment
$3,273
LVR ≤90%
AMP - My AMP logo
AMP - My AMPAMP First Home Loan
1y FixedOnlineOffsetRedraw
Interest
6.84%p.a.
Comparison*
6.61%p.a.
Est. interest only / month
$2,850
LVR ≤80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

AMP - My AMP logo
AMP - My AMPAMP First Home Loan
2y FixedOnlineOffsetRedraw
Interest
6.84%p.a.
Comparison*
6.64%p.a.
Est. interest only / month
$2,850
LVR ≤80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

AMP - My AMP logo
AMP - My AMPProfessional 1 Yr Fixed <80% LVR $100k+ Investment IO
1y FixedOnline
Interest
6.84%p.a.
Comparison*
Not available
Est. interest only / month
$2,850
LVR ≤80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

AMP - My AMP logo
AMP - My AMPProfessional 1 Yr Fixed 80% - 90% LVR $100k+ Owner Occupied P&I
1y FixedOnline
Interest
6.84%p.a.
Comparison*
Not available
Est. repayment
$3,273
LVR 80 to 90%
AMP - My AMP logo
AMP - My AMPProfessional 2 Yr Fixed <80% LVR $100k+ Investment IO
2y FixedOnline
Interest
6.84%p.a.
Comparison*
Not available
Est. interest only / month
$2,850
LVR ≤80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

AMP - My AMP logo
AMP - My AMPProfessional 2 Yr Fixed 80% - 90% LVR $100k+ Owner Occupied P&I
2y FixedOnline
Interest
6.84%p.a.
Comparison*
Not available
Est. repayment
$3,273
LVR 80 to 90%
AMP - My AMP logo
AMP - My AMPProfessional 1 Yr Fixed <80% LVR $100k+ Investment IO
1y FixedOnline
Interest
6.84%p.a.
Comparison*
Not available
Est. interest only / month
$2,850
LVR ≤80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

AMP - My AMP logo
AMP - My AMPProfessional 1 Yr Fixed 80% - 90% LVR $100k+ Owner Occupied P&I
1y FixedOnline
Interest
6.84%p.a.
Comparison*
Not available
Est. repayment
$3,273
LVR 80 to 90%
*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

AMP - My AMP · Fixed

AMP - My AMP fixed home loans, what to weigh

Fixed rates lock in certainty for the term but cap flexibility, extra repayments usually capped, break costs apply on exit. Compare break-cost mechanics alongside headline rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every fixed option has the same price.

See also AMP - My AMP's full product range, repayment calculator, and refinance savings calculator.

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