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AMP - My AMP · First home buyer · Updated November 2026

AMP - My AMP First Home Buyer Loans, November 2026

AMP - My AMP lists 10 first home buyer home loans in the Ratesniffers index today. The lowest is 6.33% p.a. (comparison rate 6.36% p.a.), on AMP First Home Loan. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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AMP - My AMP first home buyer home loan rates, November 2026

AMP - My AMP logo
AMP - My AMPAMP First Home Loan
VariableOnlineOffsetRedraw
Interest
6.33%p.a.
Comparison*
6.36%p.a.
Est. repayment
$3,105
LVR ≤90%
AMP - My AMP logo
AMP - My AMPAMP First Home Loan
VariableOnlineOffsetRedraw
Interest
6.74%p.a.
Comparison*
6.81%p.a.
Est. interest only / month
$2,808
LVR ≤80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

AMP - My AMP logo
AMP - My AMPAMP First Home Loan
1y FixedOnlineOffsetRedraw
Interest
6.84%p.a.
Comparison*
6.41%p.a.
Est. repayment
$3,273
LVR ≤90%
AMP - My AMP logo
AMP - My AMPAMP First Home Loan
2y FixedOnlineOffsetRedraw
Interest
6.84%p.a.
Comparison*
6.43%p.a.
Est. repayment
$3,273
LVR ≤90%
AMP - My AMP logo
AMP - My AMPAMP First Home Loan
3y FixedOnlineOffsetRedraw
Interest
6.89%p.a.
Comparison*
6.47%p.a.
Est. repayment
$3,290
LVR ≤90%
AMP - My AMP logo
AMP - My AMPAMP First Home Loan
1y FixedOnlineOffsetRedraw
Interest
6.89%p.a.
Comparison*
6.43%p.a.
Est. interest only / month
$2,871
LVR ≤80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

AMP - My AMP logo
AMP - My AMPAMP First Home Loan
2y FixedOnlineOffsetRedraw
Interest
6.89%p.a.
Comparison*
6.48%p.a.
Est. interest only / month
$2,871
LVR ≤80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

AMP - My AMP logo
AMP - My AMPAMP First Home Loan
3y FixedOnlineOffsetRedraw
Interest
6.94%p.a.
Comparison*
6.53%p.a.
Est. interest only / month
$2,892
LVR ≤80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

AMP - My AMP logo
AMP - My AMPAMP First Home Loan
5y FixedOnlineOffsetRedraw
Interest
6.94%p.a.
Comparison*
6.62%p.a.
Est. interest only / month
$2,892
LVR ≤80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

AMP - My AMP logo
AMP - My AMPAMP First Home Loan
5y FixedOnlineOffsetRedraw
Interest
6.99%p.a.
Comparison*
6.56%p.a.
Est. repayment
$3,323
LVR ≤90%
*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

AMP - My AMP · First home buyer

AMP - My AMP first home buyer home loans, what to weigh

AMP - My AMP's first-home-buyer eligible products, Home Guarantee Scheme accepted where the lender participates. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every first home buyer option has the same price.

See also AMP - My AMP's full product range, repayment calculator, and refinance savings calculator.

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