RatesniffersRATESNIFFERS
MyState Bank · Investor · Updated September 2026

MyState Bank Investment Loan Rates, September 2026

MyState Bank lists 14 investor home loans in the Ratesniffers index today. The lowest is 6.24% p.a. (comparison rate 6.29% p.a.), on Basic Variable Loan. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

View MyState Bank current productsCompare the live market85+ lenders tracked · ranked by comparison rate · no paid placement

MyState Bank investor home loan rates, September 2026

MyState Bank logo
MyState BankBasic Variable Loan
VariableRedraw
Interest
6.24%p.a.
Comparison*
6.29%p.a.
Est. repayment
$3,075
LVR 71 to 80%
MyState Bank logo
MyState BankSpecial Residential Variable Loan
VariableOffsetRedraw
Interest
6.24%p.a.
Comparison*
6.29%p.a.
Est. repayment
$3,075
LVR 71 to 80%
MyState Bank logo
MyState BankBasic Variable Loan
VariableRedraw
Interest
6.39%p.a.
Comparison*
6.44%p.a.
Est. repayment
$3,124
LVR 71 to 80%
MyState Bank logo
MyState BankSpecial Residential Variable Loan
VariableOffsetRedraw
Interest
6.39%p.a.
Comparison*
6.44%p.a.
Est. repayment
$3,124
LVR 71 to 80%
MyState Bank logo
MyState BankFixed Rate Loan
5y Fixed
Interest
7.04%p.a.
Comparison*
7.81%p.a.
Est. repayment
$3,340
LVR ≤80%
MyState Bank logo
MyState BankFixed Rate Loan
5y Fixed
Interest
7.14%p.a.
Comparison*
7.87%p.a.
Est. repayment
$3,374
LVR ≤80%
MyState Bank logo
MyState BankFixed Rate Loan
3y Fixed
Interest
6.84%p.a.
Comparison*
7.96%p.a.
Est. repayment
$3,273
LVR ≤80%
MyState Bank logo
MyState BankFixed Rate Loan
3y Fixed
Interest
6.94%p.a.
Comparison*
8.00%p.a.
Est. repayment
$3,306
LVR ≤80%
MyState Bank logo
MyState BankFixed Rate Loan
2y Fixed
Interest
6.79%p.a.
Comparison*
8.09%p.a.
Est. repayment
$3,256
LVR ≤80%
MyState Bank logo
MyState BankFixed Rate Loan
2y Fixed
Interest
6.89%p.a.
Comparison*
8.11%p.a.
Est. repayment
$3,290
LVR ≤80%
MyState Bank logo
MyState BankFixed Rate Loan
1y Fixed
Interest
6.74%p.a.
Comparison*
8.24%p.a.
Est. repayment
$3,240
LVR ≤80%
MyState Bank logo
MyState BankFixed Rate Loan
1y Fixed
Interest
6.84%p.a.
Comparison*
8.25%p.a.
Est. repayment
$3,273
LVR ≤80%
MyState Bank logo
MyState BankStandard Variable Loan
VariableOffsetRedraw
Interest
8.37%p.a.
Comparison*
8.43%p.a.
Est. repayment
$3,799
LVR ≤95%
MyState Bank logo
MyState BankStandard Variable Loan
VariableOffsetRedraw
Interest
8.77%p.a.
Comparison*
8.82%p.a.
Est. repayment
$3,941
LVR ≤90%
*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

MyState Bank · Investor

MyState Bank investor home loans, what to weigh

MyState Bank's investor panel, interest-only options where available, ranked sharpest-first by comparison rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every investor option has the same price.

See also MyState Bank's full product range, repayment calculator, and refinance savings calculator.

Book a free rate review