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MyState Bank · Investor · Updated November 2026

MyState Bank Investment Loan Rates, November 2026

MyState Bank lists 24 investor home loans in the Ratesniffers index today. The lowest is 6.44% p.a. (comparison rate 6.46% p.a.), on Basic Variable <60% LVR Investment P&I. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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MyState Bank investor home loan rates, November 2026

MyState Bank logo
MyState BankBasic Variable <60% LVR Investment P&I
VariableRedraw
Interest
6.44%p.a.
Comparison*
6.46%p.a.
Est. repayment
$3,141
LVR ≤60%
MyState Bank logo
MyState BankBasic Variable 60% - 70% LVR Investment P&I
VariableRedraw
Interest
6.44%p.a.
Comparison*
6.46%p.a.
Est. repayment
$3,141
LVR 60 to 70%
MyState Bank logo
MyState BankBasic Variable Loan
VariableRedraw
Interest
6.49%p.a.
Comparison*
6.51%p.a.
Est. repayment
$3,157
LVR 70 to 80%
MyState Bank logo
MyState BankStandard Variable Loan
VariableOffsetRedraw
Interest
6.49%p.a.
Comparison*
6.51%p.a.
Est. repayment
$3,157
LVR ≤95%
MyState Bank logo
MyState BankSpecial Residential Variable Loan
VariableOffsetRedraw
Interest
6.49%p.a.
Comparison*
6.51%p.a.
Est. repayment
$3,157
LVR 70 to 80%
MyState Bank logo
MyState BankBasic Variable 70% - 80% LVR Investment P&I
VariableRedraw
Interest
6.49%p.a.
Comparison*
6.51%p.a.
Est. repayment
$3,157
LVR 70 to 80%
MyState Bank logo
MyState BankSpecial Residential <60% LVR Investment P&I
VariableOffsetRedraw
Interest
6.44%p.a.
Comparison*
6.55%p.a.
Est. repayment
$3,141
LVR ≤60%
MyState Bank logo
MyState BankSpecial Residential 60% - 70% LVR Investment P&I
VariableOffsetRedraw
Interest
6.44%p.a.
Comparison*
6.55%p.a.
Est. repayment
$3,141
LVR 60 to 70%
MyState Bank logo
MyState BankSpecial Residential <60% LVR Investment IO
VariableOffsetRedraw
Interest
6.59%p.a.
Comparison*
Not available
Est. interest only / month
$2,746
LVR ≤60%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

MyState Bank logo
MyState BankSpecial Residential 60% - 70% LVR Investment IO
VariableOffsetRedraw
Interest
6.59%p.a.
Comparison*
Not available
Est. interest only / month
$2,746
LVR 60 to 70%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

MyState Bank logo
MyState BankBasic Variable <60% LVR Investment IO
VariableRedraw
Interest
6.59%p.a.
Comparison*
Not available
Est. interest only / month
$2,746
LVR ≤60%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

MyState Bank logo
MyState BankBasic Variable 60% - 70% LVR Investment IO
VariableRedraw
Interest
6.59%p.a.
Comparison*
Not available
Est. interest only / month
$2,746
LVR 60 to 70%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

MyState Bank logo
MyState BankSpecial Residential 70% - 80% LVR Investment P&I
VariableOffsetRedraw
Interest
6.49%p.a.
Comparison*
6.60%p.a.
Est. repayment
$3,157
LVR 70 to 80%
MyState Bank logo
MyState BankBasic Variable Loan
VariableRedraw
Interest
6.64%p.a.
Comparison*
6.64%p.a.
Est. interest only / month
$2,767
LVR 70 to 80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

MyState Bank logo
MyState BankSpecial Residential Variable Loan
VariableOffsetRedraw
Interest
6.64%p.a.
Comparison*
6.64%p.a.
Est. interest only / month
$2,767
LVR 70 to 80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

MyState Bank logo
MyState BankSpecial Residential 70% - 80% LVR Investment IO
VariableOffsetRedraw
Interest
6.64%p.a.
Comparison*
Not available
Est. interest only / month
$2,767
LVR 70 to 80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

MyState Bank logo
MyState BankBasic Variable 70% - 80% LVR Investment IO
VariableRedraw
Interest
6.64%p.a.
Comparison*
Not available
Est. interest only / month
$2,767
LVR 70 to 80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

MyState Bank logo
MyState BankBasic Variable 80% - 90% LVR Investment P&I
VariableRedraw
Interest
6.89%p.a.
Comparison*
6.91%p.a.
Est. repayment
$3,290
LVR 80 to 90%
MyState Bank logo
MyState Bank1 Year Standard Fixed <80% LVR Investment IO
1y Fixed
Interest
6.94%p.a.
Comparison*
Not available
Est. interest only / month
$2,892
LVR ≤80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

MyState Bank logo
MyState BankSpecial Residential 80% - 90% LVR Investment IO
VariableOffsetRedraw
Interest
6.99%p.a.
Comparison*
Not available
Est. interest only / month
$2,913
LVR 80 to 90%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

MyState Bank logo
MyState BankBasic Variable 80% - 90% LVR Investment IO
VariableRedraw
Interest
6.99%p.a.
Comparison*
Not available
Est. interest only / month
$2,913
LVR 80 to 90%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

MyState Bank logo
MyState Bank2 Year Standard Fixed <80% LVR Investment IO
2y Fixed
Interest
6.99%p.a.
Comparison*
Not available
Est. interest only / month
$2,913
LVR ≤80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

MyState Bank logo
MyState BankSpecial Residential 80% - 90% LVR Investment P&I
VariableOffsetRedraw
Interest
6.89%p.a.
Comparison*
7.00%p.a.
Est. repayment
$3,290
LVR 80 to 90%
MyState Bank logo
MyState Bank3 Year Standard Fixed <80% LVR Investment IO
3y Fixed
Interest
7.04%p.a.
Comparison*
Not available
Est. interest only / month
$2,933
LVR ≤80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

MyState Bank · Investor

MyState Bank investor home loans, what to weigh

MyState Bank's investor panel, interest-only options where available, ranked sharpest-first by comparison rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every investor option has the same price.

See also MyState Bank's full product range, repayment calculator, and refinance savings calculator.

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