Interest
6.39%p.a.
Comparison*
6.44%p.a.
Est. repayment
$3,124
LVR 71 to 80%
MyState Bank · Interest only · Updated September 2026
MyState Bank Interest only Home Loans, September 2026
MyState Bank lists 14 interest-only home loans in the Ratesniffers index today. The lowest is 6.39% p.a. (comparison rate 6.44% p.a.), on Basic Variable Loan. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.
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MyState Bank interest-only home loan rates, September 2026
Interest
6.39%p.a.
Comparison*
6.44%p.a.
Est. repayment
$3,124
LVR 71 to 80%
Interest
6.49%p.a.
Comparison*
6.52%p.a.
Est. repayment
$3,157
LVR ≤80%
Interest
6.49%p.a.
Comparison*
6.54%p.a.
Est. repayment
$3,157
LVR ≤80%
Interest
6.49%p.a.
Comparison*
6.54%p.a.
Est. repayment
$3,157
LVR ≤80%
Interest
7.14%p.a.
Comparison*
7.87%p.a.
Est. repayment
$3,374
LVR ≤80%
Interest
6.94%p.a.
Comparison*
8.00%p.a.
Est. repayment
$3,306
LVR ≤80%
Interest
6.89%p.a.
Comparison*
8.11%p.a.
Est. repayment
$3,290
LVR ≤80%
Interest
7.69%p.a.
Comparison*
8.11%p.a.
Est. repayment
$3,561
LVR ≤80%
Interest
7.39%p.a.
Comparison*
8.13%p.a.
Est. repayment
$3,458
LVR ≤80%
Interest
7.34%p.a.
Comparison*
8.21%p.a.
Est. repayment
$3,441
LVR ≤80%
Interest
6.84%p.a.
Comparison*
8.25%p.a.
Est. repayment
$3,273
LVR ≤80%
Interest
7.34%p.a.
Comparison*
8.31%p.a.
Est. repayment
$3,441
LVR ≤80%
Interest
8.77%p.a.
Comparison*
8.82%p.a.
Est. repayment
$3,941
LVR ≤90%
*Important Information and Comparison Rate Warning
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.
The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.
MyState Bank · Interest only
MyState Bank interest only home loans, what to weigh
Interest-only loans don't amortise during the IO term, they only stack up when capital growth is doing the heavy lifting. Owner-occupier IO is APRA-restricted; most IO products on the panel are investor. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every interest only option has the same price.
See also MyState Bank's full product range, repayment calculator, and refinance savings calculator.