Interest
6.89%p.a.
Comparison*
7.75%p.a.
Est. repayment
$3,290
LVR ≤80%
MyState Bank · Fixed · Updated September 2026
MyState Bank Fixed Home Loan Rates, September 2026
MyState Bank lists 16 fixed home loans in the Ratesniffers index today. The lowest is 6.54% p.a. (comparison rate 8.04% p.a.) on a 2-year fixed term, on Fixed Rate Loan. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.
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MyState Bank fixed home loan rates, September 2026
Lowest MyState Bank fixed rate by term: 1-year 6.54% p.a. (comparison 8.22%), 2-year 6.54% p.a. (comparison 8.04%), 3-year 6.59% p.a. (comparison 7.89%), 5-year 6.89% p.a. (comparison 7.75%).
Interest
7.04%p.a.
Comparison*
7.81%p.a.
Est. repayment
$3,340
LVR ≤80%
Interest
7.14%p.a.
Comparison*
7.87%p.a.
Est. repayment
$3,374
LVR ≤80%
Interest
6.59%p.a.
Comparison*
7.89%p.a.
Est. repayment
$3,190
LVR 71 to 80%
Interest
6.84%p.a.
Comparison*
7.96%p.a.
Est. repayment
$3,273
LVR ≤80%
Interest
6.94%p.a.
Comparison*
8.00%p.a.
Est. repayment
$3,306
LVR ≤80%
Interest
6.54%p.a.
Comparison*
8.04%p.a.
Est. repayment
$3,174
LVR 71 to 80%
Interest
6.79%p.a.
Comparison*
8.09%p.a.
Est. repayment
$3,256
LVR ≤80%
Interest
6.89%p.a.
Comparison*
8.11%p.a.
Est. repayment
$3,290
LVR ≤80%
Interest
7.69%p.a.
Comparison*
8.11%p.a.
Est. repayment
$3,561
LVR ≤80%
Interest
7.39%p.a.
Comparison*
8.13%p.a.
Est. repayment
$3,458
LVR ≤80%
Interest
7.34%p.a.
Comparison*
8.21%p.a.
Est. repayment
$3,441
LVR ≤80%
Interest
6.54%p.a.
Comparison*
8.22%p.a.
Est. repayment
$3,174
LVR 71 to 80%
Interest
6.74%p.a.
Comparison*
8.24%p.a.
Est. repayment
$3,240
LVR ≤80%
Interest
6.84%p.a.
Comparison*
8.25%p.a.
Est. repayment
$3,273
LVR ≤80%
Interest
7.34%p.a.
Comparison*
8.31%p.a.
Est. repayment
$3,441
LVR ≤80%
*Important Information and Comparison Rate Warning
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.
The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.
MyState Bank · Fixed
MyState Bank fixed home loans, what to weigh
Fixed rates lock in certainty for the term but cap flexibility, extra repayments usually capped, break costs apply on exit. Compare break-cost mechanics alongside headline rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every fixed option has the same price.
See also MyState Bank's full product range, repayment calculator, and refinance savings calculator.