Interest
6.04%p.a.
Comparison*
6.08%p.a.
Est. repayment
$3,011
LVR ≤70%
Great Southern Bank · Variable · Updated September 2026
Great Southern Bank Variable Home Loans, September 2026
Great Southern Bank lists 24 variable home loans in the Ratesniffers index today. The lowest is 6.04% p.a. (comparison rate 6.08% p.a.), on Basic Variable <70% LVR Owner Occupied P&I. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.
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Great Southern Bank variable home loan rates, September 2026
Interest
6.14%p.a.
Comparison*
6.18%p.a.
Est. repayment
$3,043
LVR ≤70%
Interest
6.14%p.a.
Comparison*
6.18%p.a.
Est. repayment
$3,043
LVR ≤70%
Interest
6.24%p.a.
Comparison*
6.28%p.a.
Est. repayment
$3,075
LVR 70–80%
Interest
6.24%p.a.
Comparison*
6.28%p.a.
Est. repayment
$3,075
LVR 70–80%
Great Southern BankOffset Variable <70% LVR Owner Occupied P&I (Extended Loan Term)
VariableOffsetRedraw
Interest
6.24%p.a.
Comparison*
6.28%p.a.
Est. repayment
$3,075
LVR ≤70%
Interest
6.24%p.a.
Comparison*
6.28%p.a.
Est. repayment
$3,075
LVR ≤70%
Interest
6.24%p.a.
Comparison*
6.28%p.a.
Est. repayment
$3,075
LVR 70–80%
Interest
6.24%p.a.
Comparison*
6.28%p.a.
Est. repayment
$3,075
LVR ≤98%
Interest
6.29%p.a.
Comparison*
6.33%p.a.
Est. repayment
$3,092
LVR 70–80%
Great Southern BankOffset Variable Owner Occupied P&I (Aus Gov 5% Deposit Scheme)
VariableOffsetRedraw
Interest
6.29%p.a.
Comparison*
6.33%p.a.
Est. repayment
$3,092
LVR ≤98%
Great Southern BankBasic Variable 70% - 80% LVR Owner Occupied P&I (Extended Loan Term)
VariableRedraw
Interest
6.34%p.a.
Comparison*
6.38%p.a.
Est. repayment
$3,108
LVR 70–80%
Interest
6.35%p.a.
Comparison*
6.39%p.a.
Est. repayment
$3,111
LVR ≤70%
Interest
6.39%p.a.
Comparison*
6.43%p.a.
Est. repayment
$3,124
LVR 70–80%
Interest
6.39%p.a.
Comparison*
6.43%p.a.
Est. repayment
$3,124
LVR 70–80%
Great Southern BankOffset Variable 70% - 80% LVR Owner Occupied P&I (Extended Loan Term)
VariableOffsetRedraw
Interest
6.39%p.a.
Comparison*
6.43%p.a.
Est. repayment
$3,124
LVR 70–80%
Interest
6.39%p.a.
Comparison*
6.43%p.a.
Est. repayment
$3,124
LVR 70–80%
Interest
6.44%p.a.
Comparison*
Not available
Est. repayment
$3,141
LVR ≤70%
Interest
6.44%p.a.
Comparison*
6.48%p.a.
Est. repayment
$3,141
LVR 70–80%
Interest
6.44%p.a.
Comparison*
6.48%p.a.
Est. repayment
$3,141
LVR 80–90%
Interest
6.49%p.a.
Comparison*
Not available
Est. repayment
$3,157
LVR ≤70%
Interest
6.24%p.a.
Comparison*
6.50%p.a.
Est. repayment
$3,075
LVR 70–80%
Interest
6.54%p.a.
Comparison*
Not available
Est. repayment
$3,174
LVR ≤70%
Interest
6.39%p.a.
Comparison*
6.56%p.a.
Est. repayment
$3,124
LVR 70–80%
*Important Information and Comparison Rate Warning
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.
The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.
Great Southern Bank · Variable
Great Southern Bank variable home loans, what to weigh
Variable rates move with the lender's pricing decisions and the cash rate cycle. Less certainty, more flexibility, unlimited extra repayments, full offset. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every variable option has the same price.
See also Great Southern Bank's full product range, repayment calculator, and refinance savings calculator.