Great Southern Bank · Fixed · Updated September 2026

Great Southern Bank Fixed Home Loan Rates, September 2026

Great Southern Bank lists 24 fixed home loans in the Ratesniffers index today. The lowest is 6.30% p.a. (comparison rate 7.28% p.a.) on a 5-year fixed term, on 5 year Fixed Rate OO P&I. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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Great Southern Bank fixed home loan rates, September 2026

Lowest Great Southern Bank fixed rate by term: 1-year 6.35% p.a. (comparison 7.86%), 2-year 6.40% p.a. (comparison 7.71%), 3-year 6.35% p.a. (comparison 7.55%), 5-year 6.30% p.a. (comparison 7.28%).

Great Southern Bank5 Year Fixed Investment IO

5y FixedRedraw

Interest

6.65%p.a.

Comparison*

Not available

Est. repayment

$3,210

LVR ≤90%

Enquire

Great Southern Bank1 Year Fixed Owner Occupied IO

1y FixedRedraw

Interest

6.80%p.a.

Comparison*

Not available

Est. repayment

$3,260

LVR ≤90%

Enquire

Great Southern Bank1 Year Fixed Investment IO

1y FixedRedraw

Interest

6.85%p.a.

Comparison*

Not available

Est. repayment

$3,276

LVR ≤90%

Enquire

Great Southern Bank3 Year Fixed Investment IO

3y FixedRedraw

Interest

6.85%p.a.

Comparison*

Not available

Est. repayment

$3,276

LVR ≤90%

Enquire

Great Southern Bank3 Year Fixed Owner Occupied IO

3y FixedRedraw

Interest

6.85%p.a.

Comparison*

Not available

Est. repayment

$3,276

LVR ≤90%

Enquire

Great Southern Bank2 Year Fixed Owner Occupied IO

2y FixedRedraw

Interest

6.90%p.a.

Comparison*

Not available

Est. repayment

$3,293

LVR ≤90%

Enquire

Great Southern Bank2 Year Fixed Investment IO

2y FixedRedraw

Interest

6.95%p.a.

Comparison*

Not available

Est. repayment

$3,310

LVR ≤90%

Enquire

Great Southern Bank5 year Fixed Rate OO P&I

5y FixedRedraw

Interest

6.30%p.a.

Comparison*

7.28%p.a.

Est. repayment

$3,095

LVR —

Enquire

Great Southern Bank5 Year Fixed Owner Occupied P&I

5y FixedRedraw

Interest

6.30%p.a.

Comparison*

7.28%p.a.

Est. repayment

$3,095

LVR ≤95%

Enquire

Great Southern Bank5 Year Fixed Owner Occupied P&I (Aus Gov 5% Deposit Scheme)

5y FixedRedraw

Interest

6.30%p.a.

Comparison*

7.28%p.a.

Est. repayment

$3,095

LVR ≤98%

Enquire

Great Southern Bank3 year Fixed Rate OO P&I

3y FixedRedraw

Interest

6.35%p.a.

Comparison*

7.55%p.a.

Est. repayment

$3,111

LVR —

Enquire

Great Southern Bank3 Year Fixed Owner Occupied P&I

3y FixedRedraw

Interest

6.35%p.a.

Comparison*

7.55%p.a.

Est. repayment

$3,111

LVR ≤95%

Enquire

Great Southern Bank3 Year Fixed Owner Occupied P&I (Aus Gov 5% Deposit Scheme)

3y FixedRedraw

Interest

6.35%p.a.

Comparison*

7.55%p.a.

Est. repayment

$3,111

LVR ≤98%

Enquire

Great Southern Bank5 year Fixed Rate INV P&I

5y FixedRedraw

Interest

6.50%p.a.

Comparison*

7.60%p.a.

Est. repayment

$3,160

LVR —

Enquire

Great Southern Bank5 Year Fixed Investment P&I

5y FixedRedraw

Interest

6.50%p.a.

Comparison*

7.60%p.a.

Est. repayment

$3,160

LVR ≤90%

Enquire

Great Southern Bank5year Fixed Rate INV IO

5y FixedRedraw

Interest

6.65%p.a.

Comparison*

7.68%p.a.

Est. repayment

$3,210

LVR —

Enquire

Great Southern Bank2 year Fixed Rate OO P&I

2y FixedRedraw

Interest

6.40%p.a.

Comparison*

7.71%p.a.

Est. repayment

$3,128

LVR —

Enquire

Great Southern Bank2 Year Fixed Owner Occupied P&I

2y FixedRedraw

Interest

6.40%p.a.

Comparison*

7.71%p.a.

Est. repayment

$3,128

LVR ≤95%

Enquire

Great Southern Bank2 Year Fixed Owner Occupied P&I (Aus Gov 5% Deposit Scheme)

2y FixedRedraw

Interest

6.40%p.a.

Comparison*

7.71%p.a.

Est. repayment

$3,128

LVR ≤98%

Enquire

Great Southern Bank3 year Fixed Rate OO IO

3y FixedRedraw

Interest

6.85%p.a.

Comparison*

7.72%p.a.

Est. repayment

$3,276

LVR —

Enquire

Great Southern Bank2 year Fixed Rate OO IO

2y FixedRedraw

Interest

6.90%p.a.

Comparison*

7.83%p.a.

Est. repayment

$3,293

LVR —

Enquire

Great Southern Bank1 year Fixed Rate OO P&I

1y FixedRedraw

Interest

6.35%p.a.

Comparison*

7.86%p.a.

Est. repayment

$3,111

LVR —

Enquire

Great Southern Bank1 Year Fixed Owner Occupied P&I

1y FixedRedraw

Interest

6.35%p.a.

Comparison*

7.86%p.a.

Est. repayment

$3,111

LVR ≤95%

Enquire

Great Southern Bank1 Year Fixed Owner Occupied P&I (Aus Gov 5% Deposit Scheme)

1y FixedRedraw

Interest

6.35%p.a.

Comparison*

7.86%p.a.

Est. repayment

$3,111

LVR ≤98%

Enquire

*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

Great Southern Bank · Fixed

Great Southern Bank fixed home loans, what to weigh

Fixed rates lock in certainty for the term but cap flexibility, extra repayments usually capped, break costs apply on exit. Compare break-cost mechanics alongside headline rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every fixed option has the same price.