Interest
6.44%p.a.
Comparison*
Not available
Est. repayment
$3,141
LVR ≤70%
Great Southern Bank · Interest only · Updated September 2026
Great Southern Bank Interest only Home Loans, September 2026
Great Southern Bank lists 24 interest-only home loans in the Ratesniffers index today. The lowest is 6.24% p.a. (comparison rate 6.50% p.a.), on Basic Variable OO IO. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.
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Great Southern Bank interest-only home loan rates, September 2026
Interest
6.49%p.a.
Comparison*
Not available
Est. repayment
$3,157
LVR ≤70%
Interest
6.24%p.a.
Comparison*
6.50%p.a.
Est. repayment
$3,075
LVR 70–80%
Interest
6.54%p.a.
Comparison*
Not available
Est. repayment
$3,174
LVR ≤70%
Interest
6.39%p.a.
Comparison*
6.56%p.a.
Est. repayment
$3,124
LVR 70–80%
Interest
6.59%p.a.
Comparison*
Not available
Est. repayment
$3,190
LVR ≤70%
Interest
6.24%p.a.
Comparison*
6.63%p.a.
Est. repayment
$3,075
LVR 70–80%
Interest
6.39%p.a.
Comparison*
6.63%p.a.
Est. repayment
$3,124
LVR 70–80%
Interest
6.64%p.a.
Comparison*
Not available
Est. repayment
$3,207
LVR 70–80%
Interest
6.65%p.a.
Comparison*
Not available
Est. repayment
$3,210
LVR ≤90%
Interest
6.74%p.a.
Comparison*
Not available
Est. repayment
$3,240
LVR 70–80%
Interest
6.80%p.a.
Comparison*
Not available
Est. repayment
$3,260
LVR ≤90%
Interest
6.84%p.a.
Comparison*
Not available
Est. repayment
$3,273
LVR ≤70%
Interest
6.85%p.a.
Comparison*
Not available
Est. repayment
$3,276
LVR ≤90%
Interest
6.85%p.a.
Comparison*
Not available
Est. repayment
$3,276
LVR ≤90%
Interest
6.85%p.a.
Comparison*
Not available
Est. repayment
$3,276
LVR ≤90%
Interest
6.90%p.a.
Comparison*
Not available
Est. repayment
$3,293
LVR ≤90%
Great Southern BankOffset Variable <70% LVR Owner Occupied IO (Extended Loan Term)
VariableOffsetRedraw
Interest
6.94%p.a.
Comparison*
Not available
Est. repayment
$3,306
LVR ≤70%
Interest
6.94%p.a.
Comparison*
Not available
Est. repayment
$3,306
LVR 70–80%
Interest
6.95%p.a.
Comparison*
Not available
Est. repayment
$3,310
LVR ≤90%
Great Southern BankBasic Variable 70% - 80% LVR Owner Occupied IO (Extended Loan Term)
VariableRedraw
Interest
7.04%p.a.
Comparison*
Not available
Est. repayment
$3,340
LVR 70–80%
Interest
7.04%p.a.
Comparison*
Not available
Est. repayment
$3,340
LVR 80–90%
Interest
7.14%p.a.
Comparison*
Not available
Est. repayment
$3,374
LVR 80–90%
Interest
7.24%p.a.
Comparison*
Not available
Est. repayment
$3,407
LVR 70–80%
*Important Information and Comparison Rate Warning
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.
The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.
Great Southern Bank · Interest only
Great Southern Bank interest only home loans, what to weigh
Interest-only loans don't amortise during the IO term, they only stack up when capital growth is doing the heavy lifting. Owner-occupier IO is APRA-restricted; most IO products on the panel are investor. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every interest only option has the same price.
See also Great Southern Bank's full product range, repayment calculator, and refinance savings calculator.