Great Southern Bank · Owner-occupier · Updated September 2026

Great Southern Bank Owner-occupier Home Loans, September 2026

Great Southern Bank lists 24 owner occupier home loans in the Ratesniffers index today. The lowest is 6.04% p.a. (comparison rate 6.08% p.a.), on Basic Variable <70% LVR Owner Occupied P&I. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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Great Southern Bank owner occupier home loan rates, September 2026

Great Southern BankBasic Variable <70% LVR Owner Occupied P&I

VariableRedraw

Interest

6.04%p.a.

Comparison*

6.08%p.a.

Est. repayment

$3,011

LVR ≤70%

Enquire

Great Southern BankOffset Variable <70% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

6.14%p.a.

Comparison*

6.18%p.a.

Est. repayment

$3,043

LVR ≤70%

Enquire

Great Southern BankBasic Variable <70% LVR Owner Occupied P&I (Extended Loan Term)

VariableRedraw

Interest

6.14%p.a.

Comparison*

6.18%p.a.

Est. repayment

$3,043

LVR ≤70%

Enquire

Great Southern BankOffset Variable OO P&I

VariableOffsetRedraw

Interest

6.24%p.a.

Comparison*

6.28%p.a.

Est. repayment

$3,075

LVR 70–80%

Enquire

Great Southern BankBasic Variable OO P&I

VariableRedraw

Interest

6.24%p.a.

Comparison*

6.28%p.a.

Est. repayment

$3,075

LVR 70–80%

Enquire

Great Southern BankOffset Variable <70% LVR Owner Occupied P&I (Extended Loan Term)

VariableOffsetRedraw

Interest

6.24%p.a.

Comparison*

6.28%p.a.

Est. repayment

$3,075

LVR ≤70%

Enquire

Great Southern BankBasic Variable 70% - 80% LVR Owner Occupied P&I

VariableRedraw

Interest

6.24%p.a.

Comparison*

6.28%p.a.

Est. repayment

$3,075

LVR 70–80%

Enquire

Great Southern BankBasic Variable Owner Occupied P&I (Aus Gov 5% Deposit Scheme)

VariableRedraw

Interest

6.24%p.a.

Comparison*

6.28%p.a.

Est. repayment

$3,075

LVR ≤98%

Enquire

Great Southern BankOffset Variable 70% - 80% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

6.29%p.a.

Comparison*

6.33%p.a.

Est. repayment

$3,092

LVR 70–80%

Enquire

Great Southern BankOffset Variable Owner Occupied P&I (Aus Gov 5% Deposit Scheme)

VariableOffsetRedraw

Interest

6.29%p.a.

Comparison*

6.33%p.a.

Est. repayment

$3,092

LVR ≤98%

Enquire

Great Southern BankBasic Variable 70% - 80% LVR Owner Occupied P&I (Extended Loan Term)

VariableRedraw

Interest

6.34%p.a.

Comparison*

6.38%p.a.

Est. repayment

$3,108

LVR 70–80%

Enquire

Great Southern BankOffset Variable 70% - 80% LVR Owner Occupied P&I (Extended Loan Term)

VariableOffsetRedraw

Interest

6.39%p.a.

Comparison*

6.43%p.a.

Est. repayment

$3,124

LVR 70–80%

Enquire

Great Southern BankBasic Variable 80% - 90% LVR Owner Occupied P&I

VariableRedraw

Interest

6.44%p.a.

Comparison*

6.48%p.a.

Est. repayment

$3,141

LVR 80–90%

Enquire

Great Southern BankBasic Variable <70% LVR Owner Occupied IO

VariableRedraw

Interest

6.49%p.a.

Comparison*

Not available

Est. repayment

$3,157

LVR ≤70%

Enquire

Great Southern BankBasic Variable OO IO

VariableRedraw

Interest

6.24%p.a.

Comparison*

6.50%p.a.

Est. repayment

$3,075

LVR 70–80%

Enquire

Great Southern BankBasic Variable 80% - 90% LVR Owner Occupied P&I (Extended Loan Term)

VariableRedraw

Interest

6.54%p.a.

Comparison*

6.58%p.a.

Est. repayment

$3,174

LVR 80–90%

Enquire

Great Southern BankBasic Variable <70% LVR Owner Occupied IO (Extended Loan Term)

VariableRedraw

Interest

6.59%p.a.

Comparison*

Not available

Est. repayment

$3,190

LVR ≤70%

Enquire

Great Southern BankOffset Variable OO IO

VariableOffsetRedraw

Interest

6.24%p.a.

Comparison*

6.63%p.a.

Est. repayment

$3,075

LVR 70–80%

Enquire

Great Southern BankOffset Variable 80% - 90% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

6.59%p.a.

Comparison*

6.63%p.a.

Est. repayment

$3,190

LVR 80–90%

Enquire

Great Southern BankOffset Variable 80% - 90% LVR Owner Occupied P&I (Extended Loan Term)

VariableOffsetRedraw

Interest

6.69%p.a.

Comparison*

6.73%p.a.

Est. repayment

$3,223

LVR 80–90%

Enquire

Great Southern Bank1 Year Fixed Owner Occupied IO

1y FixedRedraw

Interest

6.80%p.a.

Comparison*

Not available

Est. repayment

$3,260

LVR ≤90%

Enquire

Great Southern BankOffset Variable <70% LVR Owner Occupied IO

VariableOffsetRedraw

Interest

6.84%p.a.

Comparison*

Not available

Est. repayment

$3,273

LVR ≤70%

Enquire

Great Southern Bank3 Year Fixed Owner Occupied IO

3y FixedRedraw

Interest

6.85%p.a.

Comparison*

Not available

Est. repayment

$3,276

LVR ≤90%

Enquire

Great Southern Bank2 Year Fixed Owner Occupied IO

2y FixedRedraw

Interest

6.90%p.a.

Comparison*

Not available

Est. repayment

$3,293

LVR ≤90%

Enquire

*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

Great Southern Bank · Owner-occupier

Great Southern Bank owner-occupier home loans, what to weigh

Great Southern Bank's owner-occupier panel, P&I and offset-eligible products at every LVR band, ranked sharpest-first by comparison rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every owner-occupier option has the same price.