Firstmac · Refinance · Updated September 2026

Firstmac Refinance Home Loans, September 2026

Firstmac lists 19 refinance home loans in the Ratesniffers index today. The lowest is 6.33% p.a., on Standard Bundle Variable <80% LVR Owner Occupied P&I (Inv & OO Bundle). Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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Firstmac refinance home loan rates, September 2026

FirstmacStandard Bundle Variable <80% LVR Owner Occupied P&I (Inv & OO Bundle)

VariableOffsetRedraw

Interest

6.33%p.a.

Comparison*

Not available

Est. repayment

$3,105

LVR ≤80%

Enquire

FirstmacSimple <70% LVR Owner Occupied P&I

VariableRedraw

Interest

6.34%p.a.

Comparison*

Not available

Est. repayment

$3,108

LVR ≤70%

Enquire

FirstmacStandard Variable <70% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

6.44%p.a.

Comparison*

Not available

Est. repayment

$3,141

LVR ≤70%

Enquire

FirstmacSimple 70% - 80% LVR Owner Occupied P&I

VariableRedraw

Interest

6.44%p.a.

Comparison*

Not available

Est. repayment

$3,141

LVR 70 to 80%

Enquire

FirstmacStandard Variable 70% - 80% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

6.54%p.a.

Comparison*

Not available

Est. repayment

$3,174

LVR 70 to 80%

Enquire

FirstmacSimple 80% - 90% LVR Owner Occupied P&I

VariableRedraw

Interest

6.54%p.a.

Comparison*

Not available

Est. repayment

$3,174

LVR 80 to 90%

Enquire

FirstmacStandard Fixed 2 Year Owner Occupied P&I

2y Fixed

Interest

6.74%p.a.

Comparison*

Not available

Est. repayment

$3,240

LVR ≤90%

Enquire

FirstmacStandard Fixed 3 Year Owner Occupied P&I

3y Fixed

Interest

6.74%p.a.

Comparison*

Not available

Est. repayment

$3,240

LVR ≤90%

Enquire

FirstmacStandard Fixed 1 Year Owner Occupied P&I

1y Fixed

Interest

6.79%p.a.

Comparison*

Not available

Est. repayment

$3,256

LVR ≤90%

Enquire

FirstmacStandard Variable <70% LVR Owner Occupied IO

VariableOffsetRedraw

Interest

6.89%p.a.

Comparison*

Not available

Est. repayment

$3,290

LVR ≤70%

Enquire

FirstmacStandard Variable 80% - 90% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

6.94%p.a.

Comparison*

Not available

Est. repayment

$3,306

LVR 80 to 90%

Enquire

FirstmacStandard Variable 70% - 80% LVR Owner Occupied IO

VariableOffsetRedraw

Interest

6.99%p.a.

Comparison*

Not available

Est. repayment

$3,323

LVR 70 to 80%

Enquire

FirstmacStandard Fixed 4 Year Owner Occupied P&I

4y Fixed

Interest

6.99%p.a.

Comparison*

Not available

Est. repayment

$3,323

LVR ≤90%

Enquire

FirstmacStandard Fixed 5 Year Owner Occupied P&I

5y Fixed

Interest

6.99%p.a.

Comparison*

Not available

Est. repayment

$3,323

LVR ≤90%

Enquire

FirstmacStandard Fixed 2 Year Owner Occupied IO

2y Fixed

Interest

7.14%p.a.

Comparison*

Not available

Est. repayment

$3,374

LVR ≤90%

Enquire

FirstmacStandard Fixed 3 Year Owner Occupied IO

3y Fixed

Interest

7.14%p.a.

Comparison*

Not available

Est. repayment

$3,374

LVR ≤90%

Enquire

FirstmacStandard Fixed 1 Year Owner Occupied IO

1y Fixed

Interest

7.19%p.a.

Comparison*

Not available

Est. repayment

$3,391

LVR ≤90%

Enquire

FirstmacStandard Fixed 4 Year Owner Occupied IO

4y Fixed

Interest

7.39%p.a.

Comparison*

Not available

Est. repayment

$3,458

LVR ≤90%

Enquire

FirstmacStandard Fixed 5 Year Owner Occupied IO

5y Fixed

Interest

7.39%p.a.

Comparison*

Not available

Est. repayment

$3,458

LVR ≤90%

Enquire

*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

Firstmac · Refinance

Firstmac refinance home loans, what to weigh

Firstmac's refinance-eligible products. Compare against your existing rate plus exit costs. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every refinance option has the same price.