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Firstmac · Investor · Updated November 2026

Firstmac Investment Loan Rates, November 2026

Firstmac lists 23 investor home loans in the Ratesniffers index today. The lowest is 6.79% p.a., on Standard Bundle Variable <80% LVR Investment P&I (Inv & OO Bundle). Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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Firstmac investor home loan rates, November 2026

FirstmacStandard Bundle Variable <80% LVR Investment P&I (Inv & OO Bundle)
VariableOffsetRedraw
Interest
6.79%p.a.
Comparison*
Not available
Est. repayment
$3,256
LVR ≤80%
FirstmacSimple <70% LVR Investment P&I
VariableRedraw
Interest
6.79%p.a.
Comparison*
Not available
Est. repayment
$3,256
LVR ≤70%
FirstmacStandard Bundle Variable <80% LVR Investment IO (Inv & OO Bundle)
VariableOffsetRedraw
Interest
6.89%p.a.
Comparison*
Not available
Est. interest only / month
$2,871
LVR ≤80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

FirstmacStandard Variable <70% LVR Investment P&I
VariableOffsetRedraw
Interest
6.89%p.a.
Comparison*
Not available
Est. repayment
$3,290
LVR ≤70%
FirstmacSimple 70% - 80% LVR Investment P&I
VariableRedraw
Interest
6.89%p.a.
Comparison*
Not available
Est. repayment
$3,290
LVR 70 to 80%
FirstmacStandard Variable <70% LVR Investment IO
VariableOffsetRedraw
Interest
6.99%p.a.
Comparison*
Not available
Est. interest only / month
$2,913
LVR ≤70%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

FirstmacStandard Variable 70% - 80% LVR Investment P&I
VariableOffsetRedraw
Interest
6.99%p.a.
Comparison*
Not available
Est. repayment
$3,323
LVR 70 to 80%
FirstmacSimple 80% - 90% LVR Investment P&I
VariableRedraw
Interest
6.99%p.a.
Comparison*
Not available
Est. repayment
$3,323
LVR 80 to 90%
FirstmacStandard Variable 70% - 80% LVR Investment IO
VariableOffsetRedraw
Interest
7.09%p.a.
Comparison*
Not available
Est. interest only / month
$2,954
LVR 70 to 80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

FirstmacStandard Variable 80% - 90% LVR Investment P&I
VariableOffsetRedraw
Interest
7.29%p.a.
Comparison*
Not available
Est. repayment
$3,424
LVR 80 to 90%
FirstmacStandard Variable 80% - 90% LVR Investment IO
VariableOffsetRedraw
Interest
7.39%p.a.
Comparison*
Not available
Est. interest only / month
$3,079
LVR 80 to 90%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

FirstmacStandard Fixed 1 Year Investment P&I
1y Fixed
Interest
7.44%p.a.
Comparison*
Not available
Est. repayment
$3,476
LVR ≤90%
FirstmacStandard Fixed 2 Year Investment P&I
2y Fixed
Interest
7.44%p.a.
Comparison*
Not available
Est. repayment
$3,476
LVR ≤90%
FirstmacStandard Fixed 3 Year Investment P&I
3y Fixed
Interest
7.44%p.a.
Comparison*
Not available
Est. repayment
$3,476
LVR ≤90%
FirstmacStandard Fixed 4 Year Investment P&I
4y Fixed
Interest
7.74%p.a.
Comparison*
Not available
Est. repayment
$3,579
LVR ≤90%
FirstmacStandard Fixed 5 Year Investment P&I
5y Fixed
Interest
7.74%p.a.
Comparison*
Not available
Est. repayment
$3,579
LVR ≤90%
FirstmacStandard Fixed 1 Year Investment IO
1y Fixed
Interest
7.84%p.a.
Comparison*
Not available
Est. interest only / month
$3,267
LVR ≤90%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

FirstmacStandard Fixed 2 Year Investment IO
2y Fixed
Interest
7.84%p.a.
Comparison*
Not available
Est. interest only / month
$3,267
LVR ≤90%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

FirstmacStandard Fixed 3 Year Investment IO
3y Fixed
Interest
7.84%p.a.
Comparison*
Not available
Est. interest only / month
$3,267
LVR ≤90%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

FirstmacEx-Pat Home Loan Investment P&I
VariableOffsetRedraw
Interest
7.98%p.a.
Comparison*
Not available
Est. repayment
$3,662
LVR ≤80%
FirstmacStandard Fixed 4 Year Investment IO
4y Fixed
Interest
8.14%p.a.
Comparison*
Not available
Est. interest only / month
$3,392
LVR ≤90%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

FirstmacStandard Fixed 5 Year Investment IO
5y Fixed
Interest
8.14%p.a.
Comparison*
Not available
Est. interest only / month
$3,392
LVR ≤90%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

FirstmacEx-Pat Home Loan Investment IO
VariableOffsetRedraw
Interest
8.18%p.a.
Comparison*
Not available
Est. interest only / month
$3,408
LVR ≤80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

Firstmac · Investor

Firstmac investor home loans, what to weigh

Firstmac's investor panel, interest-only options where available, ranked sharpest-first by comparison rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every investor option has the same price.

See also Firstmac's full product range, repayment calculator, and refinance savings calculator.

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